CedarStone Bank vs 1099Tracks
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CedarStone Bank
Securely manage your finances on the go. Access account balances, view activity, transfer funds, and pay bills. Easily locate branches and ATMs, and control your cards.
- View account balance
- View account activity
- Transfer funds
- Bill Pay
- Cards On/Off
- Locate branch or ATM
Read full descriptionHide full description
With CedarStone Bank’s Mobile Banking App you can safely and securely access your accounts anytime, anywhere. Our mobile app is FREE and allows you to: • View your balance • View account activity • Transfer funds • Bill Pay • Cards On/Off • Locate a branch or ATM • Share our app with friends and family More features are coming soon! Security Security is our priority. Rest assured that your personal information is kept safe! Contact Us You can contact us at (615) 443-1411 if you have any questions about the CedarStone Bank’s Bank Mobile App.
1099Tracks
This app simplifies tax tracking for self-employed individuals by automatically logging mileage and connecting to bank accounts for expense categorization. It provides AI-powered insights and generates IRS Schedule C forms, streamlining tax preparation.
- Automatic mileage tracking
- Bank-connected expense tracking with AI categorization
- Quarterly estimated-tax calculation
- AI chat for financial data queries
- Exportable IRS Schedule C and Excel workbook
Read full descriptionHide full description
1099Tracks is the tax-tracking app built for self-employed people who file a Schedule C: realtors, contractors, freelancers, gig workers, consultants and small-business owners. Most tax apps make you do the work twice: once to track expenses, once to categorize them at tax time. 1099Tracks does it once, as you go. WHY 1099TRACKS - Automatic mileage tracking. No more forgetting to hit "Start Trip." Drives are detected automatically, and recurring routes (home → office, home → showings) can be classified with one tap. - Bank-connected expense tracking through Plaid. Your card and bank transactions flow in automatically, and AI suggests the IRS Schedule C line for each one — not just "business" or "personal," but the specific tax lines your CPA cares about. You review and confirm. - A quarterly estimated-tax number from your own data. Self-employment tax plus a federal estimate, computed from your categorized transactions, with the assumptions shown. - AI chat that knows your data. Ask "how much have I spent on supplies this year?" or "what's my Q3 net business income?" and get an answer grounded in your own numbers. - Export a filled IRS Schedule C — the official form, tax years 2022 through 2025 — plus a CPA-ready Excel workbook that maps every business expense to its form and line. WHO IT'S FOR - Realtors with 1099-NEC income - Independent contractors, freelancers and gig workers - Consultants and small-business owners without a bookkeeper - Anyone tired of scrambling for receipts at tax time WHAT MAKES IT DIFFERENT Most mileage apps only do mileage. Most tax apps only touch your data once a year. 1099Tracks connects the whole loop: your drives, your bank feed, your quarterly estimate and your year-end filing package. All in one place, always up to date, no spreadsheet. PRIVACY & CONTROL - Your financial data is never sold and never shared with advertisers. - Bank connections are handled by Plaid — we never see your bank credentials. - Export your data (year-end tax package, CSVs) or delete your account and all its data at any time. 1099Tracks is not a tax preparer and does not give tax advice. FREE TIER Try 1099Tracks free with one connected bank, 7 days of transaction history, manual mileage and AI chat (5 questions a day, 12 a week). Premium adds 5 connected banks (more for $1/month each), up to 2 years of history, automatic mileage, 2 extra phone lines and 20 AI questions a day (50 a week). SUBSCRIPTION TERMS 1099Tracks Premium: $14.99/month or $119.99/year (four months free vs. monthly). Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your Apple Account settings. Terms of Service: https://1099tracks.com/terms Privacy Policy: https://1099tracks.com/privacy Support: help@1099tracks.com
Screenshots
Verdict
The clearest difference is in-app purchases: CedarStone Bank at none against 1099Tracks's 10. CedarStone Bank also leads on ratings volume (13 vs 3) and iOS requirement (14.1 vs 16.6). 1099Tracks's advantage is review sentiment (100% vs 67%) and update cadence (every 4 days vs every 4 months). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 1099Tracks sells 10 in-app purchases, starting at $5.00 per month. CedarStone Bank asks for nothing beyond the download.
1099Tracks holds the better App Store score, 5.0 against 4.6. Both are backed by a comparable volume of ratings — 13 and 3 respectively. Written reviews point the same way: 67% of CedarStone Bank's written reviews are positive against 100% of 1099Tracks's.
CedarStone Bank ships an update every 4 months, 1099Tracks every 4 days. The most recent releases landed on October 4, 2026 and October 24, 2026 respectively.
| Parameter | CedarStone Bank | 1099Tracks |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (13 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 66.7% of reviews | 100.0% of reviews — better |
| Number of ratings | 13 — better | 3 |
| Update frequency | Every 4 months | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 14.1 — better | 16.6 |
| Further details — not scored | ||
| Size | 163 MB | 14 MB |
| Age rating | 4+ | 4+ |
| Developer | CedarStone Bank | 1099 Tracks LLC |
Customer experience
CedarStone Bank
1099Tracks
In-app purchases
CedarStone Bank
No in-app purchases
1099Tracks
- 5 Extra Bank Connections$5.001 Month
- 6 Extra Bank Connections$6.001 Month
- 7 Extra Bank Connections$7.001 Month
Show 6 moreShow fewer
- 9 Extra Bank Connections$9.001 Month
- 11 Extra Bank Connections$11.001 Month
- 12 Extra Bank Connections$12.001 Month
- 13 Extra Bank Connections$13.001 Month
- 14 Extra Bank Connections$14.001 Month
- 15 Extra Bank Connections$15.001 Month
- 25 Chat Questions$2.99
Questions
Is CedarStone Bank free?
Is 1099Tracks free?
Which has better reviews, CedarStone Bank or 1099Tracks?
Do CedarStone Bank or 1099Tracks have ads?
Which is updated more often, CedarStone Bank or 1099Tracks?
Other comparisons















