Unity Bank vs Beyond Bank

Use your compatible device to conveniently check your accounts, pay a bill, transfer funds or make and receive real-time payments using PayID or Osko. Key Features: • Real-time payments – Faster, simpler and easier • Pay the right person using a PayID which can be as simple as their mobile phone number or email address • Smarter payments – 280 characters to better describe your payment including who and why • Online update feature means you will always have access to the latest information • Manage your daily transaction limits • Manage card options including lock/unlock cards and PIN change • Quick and secure access • Pay bills with BPAY® • Check account balances • Transfer funds between your own accounts and to external accounts • View recent transaction history • Set a savings goal and track your progress Registration is easy. Your money and personal details are secure and can only be accessed with your PIN, pattern or biometrics. Visit www.unity.bank/mobileapp for more information. Things you should know: Unity Bank and the Unity Bank logo are trademarks Unity Limited. All other trademarks are the property of their respective owners. There is no licence fee for the Unity Bank Mobile App. We collect anonymous information on how you utilise the application to perform statistical analysis of aggregate user behaviour. We do not collect personal information about you. By installing this app you are giving your consent.

The official app of Beyond Bank Australia. Designed to help you manage your money easily and safely on the move from the palm of your hand. As one of the largest, 100% customer-owned mutual banks, we aim to simplify banking with our award-winning app, recognised by Canstar as Customer Owned Bank of the Year - Digital Banking, 12 years in a row. Experience the latest version of our mobile banking app. With our mobile banking app you can: Manage your money with ease. * View, create and schedule payments, open accounts, activate, cancel, order replacement cards, view your card details, and change your card PIN anytime. Increase and decrease your account transaction limits without needing to give us a call. Pay your way. * Create a PayID® using your email address or mobile number to send and receive money instantly. Block, allow, and restrict individual card functions, such as contactless transactions within Australia and internationally. Manage your PayTo® agreements and complete international transfers and payments from the palm of your hand. Access personalised features. * Use biometrics like Face ID and Touch ID/Fingerprint Unlock to log into the app securely. Personalise your dashboard. View your balance and transfer money between your accounts without needing to log into the app. Track your spending and be in control of your finances. * Use our spend tracker to track and compare your daily spending with previous months or use the search function to search transactions. Watch your money grow. * Enable the round2save feature on your account today, sit back, and watch your savings grow! Travel with peace of mind. * Notify us of your travel plans to improve your accounts' security while you are on the move. Things you should know: * You need to be registered for internet banking to use this Mobile app. * We do not charge a licence fee for the app. However, you may incur data charges from your mobile network provider for downloading the application onto your mobile service. Check with your relevant service provider for more details. Whilst we endeavour to, the app is not compatible with all mobile devices or operating systems. To enjoy fee-free mobile banking you must download our iPhone app. Fee-free banking applies to transactions conducted on accounts other than a Bonus Saver, Double Interest Saver or Christmas Club Account using iOS 15.0 or later. iPhone and iPad are trademarks of Apple Inc. registered in the U.S. and other countries. Some Mobile and Internet Banking transactions require you to register for Secure SMS or a security token. Terms, conditions, fees and charges apply. For full details please review our Financial Services Guide, Product Guide and Fees and Charges Guide available on our website at www.beyondbank.com.au/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. All products and services are provided by Beyond Bank Australia Ltd, 100 Waymouth Street, Adelaide, SA 5000, ABN 15 087 651 143 AFSL/ Australian Credit Licence 237 856. © 2026. For more information: http://www.beyondbank.com.au/banking/bank-with-us/mobile-banking.html