Unity Bank vs Community First Mobile Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Unity Bank
Manage your finances, check balances, and make secure payments with this banking app. Set savings goals, manage cards, and access banking services on the go. It offers quick login options and convenient payment methods.
- Check account balances
- Make instant payments (PayID, Osko, BPAY)
- Set and track savings goals
- Manage debit/credit cards
- Secure login with biometrics
- View transaction history
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Use your compatible device to conveniently check your accounts, pay a bill, transfer funds or make and receive real-time payments using PayID or Osko. Key Features: • Real-time payments – Faster, simpler and easier • Pay the right person using a PayID which can be as simple as their mobile phone number or email address • Smarter payments – 280 characters to better describe your payment including who and why • Online update feature means you will always have access to the latest information • Manage your daily transaction limits • Manage card options including lock/unlock cards and PIN change • Quick and secure access • Pay bills with BPAY® • Check account balances • Transfer funds between your own accounts and to external accounts • View recent transaction history • Set a savings goal and track your progress Registration is easy. Your money and personal details are secure and can only be accessed with your PIN, pattern or biometrics. Visit www.unity.bank/mobileapp for more information. Things you should know: Unity Bank and the Unity Bank logo are trademarks Unity Limited. All other trademarks are the property of their respective owners. There is no licence fee for the Unity Bank Mobile App. We collect anonymous information on how you utilise the application to perform statistical analysis of aggregate user behaviour. We do not collect personal information about you. By installing this app you are giving your consent.
Community First Mobile Banking
Manage your finances on the go with this banking app. View transactions, make payments, and control your cards and loans. Set up quick balances and savings goals for better financial management.
- View accounts and transactions
- Make payments and transfers
- Manage cards and PINs
- Access loan details
- Set up quick balance
- Create savings goals
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The Community First mobile app allows you to quickly and conveniently view transactions, make payments, manage your cards and more: Accounts and details • View address and PayID details • View accounts, transactions and interest • Set up quick balance and Savings goal Payments • Transfer funds in Australia including fast payment via OSKO, bill payments via BPAY® and more… • Confirmation of Payee for added security • Manage PayID’s, payees and future payments • Manage card controls to restrict access • Change your PIN and lock your card Loans • View balances, transactions, interest and access redraw on eligible loans. We collect anonymous information on how you utilise the application to perform statistical analysis of aggregate user behaviour. We do not collect personal information about you. By installing this app you are giving your consent.
Screenshots
Verdict
The clearest difference is iOS requirement: Community First Mobile Banking at 13.0 against Unity Bank's 15.0. On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Unity Bank ships an update every 5 months, Community First Mobile Banking every 7 months. Both last shipped on October 24, 2026.
| Parameter | Unity Bank | Community First Mobile Banking |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 16.7% of reviews — better | 10.3% of reviews |
| Update frequency | Every 5 months — better | Every 7 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 111 MB | 107 MB |
| Age rating | 4+ | 4+ |
| Developer | Unity Bank Ltd | Community First Credit Union |
Customer experience
Unity Bank
Community First Mobile Banking
In-app purchases
Unity Bank
No in-app purchases
Community First Mobile Banking
No in-app purchases
Questions
Is Unity Bank free?
Is Community First Mobile Banking free?
Do Unity Bank or Community First Mobile Banking have ads?
Which is updated more often, Unity Bank or Community First Mobile Banking?
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