Comparison

OlyFed Digital Banking vs Proponent Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OlyFed Digital Banking

Manage your finances conveniently from anywhere. This app allows you to check balances, pay bills, transfer funds, and track spending. It offers tools for personal financial management and account alerts, all from your mobile device.

Highlights
  • Check account balances
  • Pay bills
  • Transfer funds
  • View transaction history
  • Personal Financial Management tools
  • Mobile check deposit
Features
Read full description

Do it all without having to do it in person. We believe banking should happen when and where you need it to. Make and manage payments, transfer funds between accounts and check balances – in your sweats on your couch, wherever you’re most comfortable. Our fully integrated digital banking system provides both personal and business customers with a robust and secure set of money management tools to make handling your finances easy and convenient. An all-in-one platform provides a unified user experience across all devices and channels and offers the following key features: -Check your balances -Pay your bills -View your transaction history -Transfer funds between accounts -Manage budgets and spending with Personal Financial Management (PFM) tools -Track net worth, spending and financial trends -Set up and manage detailed account alerts -Deposit checks from your mobile device -Access check images -Open accounts -Find a branch or ATM

About

Proponent Mobile

Manage your finances on the go with this digital banking app. It offers tools for budgeting, tracking spending, scheduling appointments, and performing everyday banking tasks like transfers and deposits.

Highlights
  • CardSwap for payment aggregation
  • Finance Manager for budgeting and spending tracking
  • In-app appointment scheduling
  • Remote mobile deposits
  • Account opening and loan applications
  • Transaction monitoring and history
Features
Read full description

With an advocate on your side, you can take control of finances wherever you are. Proponent Digital Banking provides seamless and simplified access to accounts, services and products to enhance your personal and financial well-being. Powerful Experiences - CardSwap - Aggregate retail and subscription payments like Netflix, Amazon and Target. - Finance Manager – Budget and track spending from other institutions in one place. - Appointments – Schedule an appointment right from the app. - Enrollment – Enroll immediately through the app, tablet or desktop environment. All the features of a high-quality digital platform - Monitor transactions, history and balances. - Make transfers between people, internal and external financial accounts. - Deposit funds remotely with mobile deposit. - Open accounts and apply for loans. Questions? Contact Member Support at 800.457.8058 from Mon to Fri 9-6 and Sat 9-12 EST or visit profcu.org for more information. We’re in this together!

Screenshots

OlyFed Digital Banking4 screens
Proponent Mobile4 screens

Verdict

The call

OlyFed Digital Banking and Proponent Mobile both sit at 4.8 stars, but that hides the real split: 90% of Proponent Mobile's written reviews are positive against 33% of OlyFed Digital Banking's. Proponent Mobile also leads on ratings volume (855 vs 237). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for OlyFed Digital Banking against 4.7 for Proponent Mobile. Both are backed by a comparable volume of ratings — 237 and 855 respectively. Written reviews are what separate them: 33% of OlyFed Digital Banking's written reviews are positive against 90% of Proponent Mobile's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 14, 2026 and October 19, 2026 respectively.

Scorecard2 real differences · 8 level
OlyFed Digital Banking versus Proponent Mobile: the parameters behind the verdict, then further details
ParameterOlyFed Digital BankingProponent Mobile
PriceFreeFree
Rating4.8 (237 ratings) — better4.7 (855 ratings)
Positive reviews33.3% of reviews90.3% of reviews — better
Number of ratings237855 — better
Update frequencyEvery 3 monthsEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size106 MB43 MB
Age rating4+4+
DeveloperOlympia Federal Savings & Loan Association Inc.Proponent Federal Credit Union

Customer experience

OlyFed Digital Banking

All ratings237 ratings
Positive93.7%
Neutral3.4%
Negative3.0%
Written reviews6 reviews
Positive33.3%
Neutral33.3%
Negative33.3%

Proponent Mobile

All ratings855 ratings
Positive94.2%
Neutral2.1%
Negative3.7%
Written reviews257 reviews
Positive90.3%
Neutral4.3%
Negative5.4%

In-app purchases

None

OlyFed Digital Banking

No in-app purchases

None

Proponent Mobile

No in-app purchases

Questions

Is OlyFed Digital Banking free?
OlyFed Digital Banking is free to download, with no in-app purchases.
Is Proponent Mobile free?
Proponent Mobile is free to download, with no in-app purchases.
Which has better reviews, OlyFed Digital Banking or Proponent Mobile?
OlyFed Digital Banking is rated higher. OlyFed Digital Banking averages 4.8 out of 5 from 237 ratings, while Proponent Mobile averages 4.7 from 855 ratings.
Do OlyFed Digital Banking or Proponent Mobile have ads?
Neither OlyFed Digital Banking nor Proponent Mobile shows ads.
Which is updated more often, OlyFed Digital Banking or Proponent Mobile?
OlyFed Digital Banking ships an update every 3 months, and Proponent Mobile every 3 months. Most recently, OlyFed Digital Banking was updated on October 14, 2026 and Proponent Mobile on October 19, 2026.

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