Comparison

RadiFi vs PayAll

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

RadiFi

Manage your credit union accounts securely and conveniently from anywhere. Check balances, view account information, and make or edit payments directly from your mobile device. This app simplifies everyday banking needs with a comprehensive dashboard and easy-to-use features.

Highlights
  • Account dashboard
  • View account balances and transactions
  • Schedule and make bill payments
  • Transfer funds between accounts
  • Digital cash account management
Features
Read full description

Manage RadiFi Credit Union accounts securely and conveniently from anywhere, using the RadiFi Mobile App. Whether you want to check your account balance, view your account info, or make and edit payments – you can do it all from your mobile device. We developed the RadiFi Mobile App to manage your everyday banking needs. Features included are: Dashboard - Manage all of your RadiFi accounts in one easy to view dashboard. View available funds, the progress of savings goals, upcoming payments, how much you’ve deposited, and personal recommendations all in one simple and easy to read screen. Accounts - View and manage all of your cash accounts digitally. Review recent transactions, see current balances, and search for specific payments or deposits. Bill Pay - Schedule or manually make payments on your bills through our easy-to-use bill pay system. Fund Transfers - Send funds to and from your connected accounts through our easy to use fund transfer capability. Please call us at (904) 475-8000 if you need assistance with our Mobile Banking app.

About

PayAll

Easily share and manage the costs of your subscriptions with friends, family, or colleagues. Securely split payments for streaming services, music, and more, with automatic reminders and robust privacy features.

Highlights
  • Share and split subscription payments
  • Centralized subscription management
  • Automatic payment setup
  • Payment alerts and reminders
  • Secure payment handling
Features
Read full description

PayAll is the ultimate solution for sharing and managing subscriptions for streaming services, music, and other services with friends, family, or coworkers. With PayAll, you can securely and transparently split the costs of your favorite subscriptions, ensuring that everyone contributes fairly. Key Features: 1. Share and Split Payments: Add your subscriptions and share the costs with other users easily and securely. 2. Subscription Management: Keep all your subscriptions in one place, with full control over who shares them. 3. Automatic Payments: Set up automatic payments so you never have to worry about reminding others of their share. 4. Alerts and Reminders: Receive notifications when a payment date is approaching or when a charge is made. 5. Privacy and Security: All payment information is handled with the highest security standards, ensuring your data is protected. Perfect For: 1. Families sharing subscriptions to streaming services like Netflix, Spotify, or Disney+. 2. Groups of friends who want to split the cost of premium subscriptions. 3. Small work teams sharing tools or subscription-based software. Simplify your life and optimize your expenses with PayAll. Download now and start sharing smartly!

Screenshots

RadiFi4 screens
PayAll3 screens

Verdict

The call

RadiFi and PayAll both sit at 4.9 stars, but that hides the real split: 100% of PayAll's written reviews are positive against 74% of RadiFi's. PayAll also leads on update cadence (every 3 months vs every 6 months) and iOS requirement (13.0 vs 16.0). RadiFi's advantage is ratings volume (5.7K vs 2). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for RadiFi against 5.0 for PayAll. That said, the two scores are not equally well evidenced: RadiFi has 5.7K ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 74% of RadiFi's written reviews are positive against 100% of PayAll's.

UpkeepUpdate frequency

RadiFi ships an update every 6 months, PayAll every 3 months. The most recent releases landed on November 1, 2026 and November 4, 2026 respectively.

Scorecard4 real differences · 6 level
RadiFi versus PayAll: the parameters behind the verdict, then further details
ParameterRadiFiPayAll
PriceFreeFree
Rating4.9 (5.7K ratings)5.0 (2 ratings) — better
Positive reviews73.8% of reviews100.0% of reviews — better
Number of ratings5.7K — better2
Update frequencyEvery 6 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS16.013.0 — better
Further details — not scored
Size37 MB41 MB
Age rating4+4+
DeveloperRadifi Federal Credit UnionPAY ALL LLC

Customer experience

RadiFi

All ratings4,677 ratings
Positive97.8%
Neutral1.5%
Negative0.6%
Written reviews42 reviews
Positive73.8%
Neutral2.4%
Negative23.8%

PayAll

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

RadiFi

Reported bugs

2 issues
  • App crashes on login
  • Missing or hidden app features

Requested features

4 requests
  • Ability to find check clearing status
  • Improved mobile app functionality
  • Enhanced account management features
  • 24/7 customer support and verification

PayAll

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

RadiFi

No in-app purchases

None

PayAll

No in-app purchases

Questions

Is RadiFi free?
RadiFi is free to download, with no in-app purchases.
Is PayAll free?
PayAll is free to download, with no in-app purchases.
Which has better reviews, RadiFi or PayAll?
PayAll is rated higher. RadiFi averages 4.9 out of 5 from 5.7K ratings, while PayAll averages 5.0 from 2 ratings.
Do RadiFi or PayAll have ads?
Neither RadiFi nor PayAll shows ads.
Which is updated more often, RadiFi or PayAll?
RadiFi ships an update every 6 months, and PayAll every 3 months. Most recently, RadiFi was updated on November 1, 2026 and PayAll on November 4, 2026.

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