Beobank Mobile vs Raiffeisen Payconiq
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Beobank Mobile
Manage your finances on the go with this banking app. View transactions, make transfers, pay bills, and manage cards and loans. New customers can join in minutes, and all users can access support via chat or by contacting their advisor.
- View account and transaction history
- Budget management tool
- Make instant or scheduled transfers
- Manage standing orders and direct debits
- Pay invoices via Zoomit
- Secure online purchase validation
- Chat with virtual assistant
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Discover the Beobank app. View your latest operations and news from your home page. One-click access to all the most common features. Not yet a Beobank customer? Become a customer easily in less than three minutes using our app with itsme® . Are you using the app for the first time? Activate it directly with itsme® or with your username, password and Digipass if you have one. Then log in with your passcode or your Face ID / Touch ID. With the Beobank app you can: - view your accounts, cards and transaction history - manage your budget with our budget management tool - make transfers (instantly or scheduled) between your accounts or to your beneficiaries - create, consult and modify your standing orders and direct debits - consult and pay your invoices via Zoomit - easy access to Payconiq by Bancontact - manage transfer limits and debit card limits - consult all of your documents (account statements, contracts, etc.) - manage your insurance contracts and report your claims - manage your securities accounts - check your loans - apply for products and follow your requests - chat with Pixy, our virtual assistant - contact and make an appointment with your advisor - validate your purchases securely on the internet via your app A problem? A question ? Do not hesitate to contact Beobank Service Center on 02 622 20 00 or your branch. More informations ? Visit www.beobank.be
Raiffeisen Payconiq
Send money internationally to contacts or any mobile number in Luxembourg, Belgium, and the Netherlands. Pay bills, shops, restaurants, and online by scanning QR codes. Payments are debited from your chosen Raiffeisen current account.
- International money transfers
- Payment requests to contacts
- QR code bill payments
- In-store and online QR payments
- Debit from Raiffeisen current account
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With the Raiffeisen Payconiq application, make international payments in Luxembourg, Belgium and the Netherlands. You can send money and make payment requests to your contacts or to any mobile phone number. You can also pay your bills, pay in shops, restaurants and online by scanning QR codes. Your payments are then debited to the Raiffeisen current account of your choice. To use the application, all you need is a Raiffeisen current account and the LuxTrust product that you usually use to connect to your R-Net online bank. Then follow the instructions in the Raiffeisen Payconiq application, it's quick and easy!
Screenshots
Verdict
The clearest difference is review sentiment: Beobank Mobile at 38% against Raiffeisen Payconiq's 0%. Beobank Mobile also leads on update cadence (every 6 weeks vs every 5 months). Raiffeisen Payconiq's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Beobank Mobile ships an update every 6 weeks, Raiffeisen Payconiq every 5 months. The most recent releases landed on September 13, 2026 and June 1, 2026 respectively.
| Parameter | Beobank Mobile | Raiffeisen Payconiq |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (135 ratings) — better | — |
| Positive reviews | 37.5% of reviews — better | 0.0% of reviews |
| Number of ratings | 135 — better | — |
| Update frequency | Every 6 weeks — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 153 MB | 43 MB |
| Age rating | 4+ | 4+ |
| Developer | Beobank NV/SA | Banque Raiffeisen s.c. |
Customer experience
Beobank Mobile
Raiffeisen Payconiq
In-app purchases
Beobank Mobile
No in-app purchases
Raiffeisen Payconiq
No in-app purchases
Questions
Is Beobank Mobile free?
Is Raiffeisen Payconiq free?
Do Beobank Mobile or Raiffeisen Payconiq have ads?
Which is updated more often, Beobank Mobile or Raiffeisen Payconiq?
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