Debt Payoff Planner & Tracker vs BetterBudgets

The Debt Payoff Planner app is the simplest way to stop feeling overwhelmed and start having a specific, step-by-step plan for paying off your loans. Today is the day to make a plan with a loan calculator and beginning paying down debt. Required inputs for calculating your debt free date are the current balance of the loan, the annual percentage rate (APR), and the minimum payment amount. That's the only requirement to getting a customized debt repayment schedule. Easy steps to becoming debt free: - Enter your loans and debts - Enter your additional monthly payment budget to pay down faster - Choose a debt payoff strategy * Dave Ramsey's Debt Snowball (lowest balance first) * Debt Avalanche (highest rate first) * Debt Snowflake (one-time extra payment toward loans) * Custom debt free payoff plan Debt Payoff Planner and Loan Calculator determines the optimum payment plan and how long it will take until you will be debt free. You tell the app how much you want to budget toward paying off your debt and we'll tell you how. We recommend the Debt Snowball strategy because we believe that paying off individual accounts faster will help you stay focused on your financial goal of debt elimination. A payoff plan is only useful if you stick with it! Your ability and willingness to pay more than the minimum payments is how you will become debt free in less time than you imagined. Budgeting your income will help you to get a regular monthly amount to pay down the debt faster. The payoff chart will show two payoff scenarios: only paying the minimum amounts, and the repayment schedule when you pay more the the minimum ever month. Creating an account enables you to have a secure backup and your information is immediately available if you start using a new device. Getting out of debt is hard, so we try to allow you to take baby steps toward this goal. We believe that becoming debt free requires an easy starting point and making sure every dollar is leveraged perfectly. The loan calculator has minimal inputs in order to make your money management easy to follow. The Debt Payoff Planner and Calculator is also used for tracking payments and updating the time-frame for becoming debt-free. Inputting payment information is as simple as typing in the amount and the date the payment was made. The goal of payment tracking is to see your progress over time and affirm that you are staying focused on your financial goals. In addition to being a debt tracker and loan calculator, we are also trying to help point out some possible next steps with articles focused on how to pay off student loans, auto loans, and credit cards faster. Also, there is some tips on credit card balance transfers as well as strategies for debt consolidation. We support eight loan categories: * Credit Cards like Capital One, Citicard, Chase, etc. * Student Loans like Navient, Sallie Mae, Great Lakes, etc. * Auto/Car Loans * Medical Loans * Mortgages like Rocket Mortgage, SoFi, etc. * Personal Loans to friends and family or other individuals * Taxes like IRS or local municipalities * Other category could be anything from a paycheck loan to a hard money loan In addition to the Debt Snowball calculator and the Debt Avalanche method, many users like to do a custom sorting of their debts. This customization is available for users that want to be their own debt manager. We allow the ability to provide a Debt Snowflake payoff as well. A Debt Snowflake is a one-time payment from things like a bonus at work, a tax refund, an extra payday, etc. This additional capability allows you to have tighter control over every dollar you are budgeting. Terms of Service: https://www.debtpayoffplanner.com/terms-of-service/ Privacy Policy: https://www.debtpayoffplanner.com/privacy-policy/ End-User License Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Budget for Tomorrow, Today. BetterBudgets is a personal finance app built around one idea: your budget should work toward your future, not just track your past. Most budgeting apps connect to your bank and show you what you've already spent. BetterBudgets is different. You enter your income, bills, and debts, and our algorithm builds up to 5 personalized budget plans, projecting your financial future up to 10 years out, in under 10 seconds. No bank account access. No syncing. No privacy risks. HOW IT WORKS Our hand-built algorithm uses your real numbers to generate multiple payoff scenarios side by side. See exactly how much sooner you could be debt-free if you redirect just a little more each month. Pick the plan that fits your life and follow it paycheck by paycheck. This is Future-Based Budgeting: a method designed to help you stop reacting to your finances and start planning toward a goal. WHAT YOU GET • Up to 5 personalized budget plans, generated in seconds • Paycheck-by-paycheck breakdowns: tick off bills as they land • Coming Up: the next bills across the checks ahead, so nothing lands by surprise • Debt payoff timelines up to 10 years out • An Analyze dashboard: income, expenses, net worth and savings over time • Every financial calculator you need: early mortgage, auto loan, student loan, debt payoff, consolidation, 401K, emergency fund, and more • Canvas: freehand your financial ideas, with a calculator built in • A Budget Archive that keeps every plan you've ever built • A Library of guides, articles, and video series KNOW BEFORE YOU COMMIT Thinking about a big purchase? Add it to your budget and see exactly what it does to your plan before you sign anything. YOUR DATA STAYS YOURS BetterBudgets never asks for your bank login, SSN, or credit card. We collect only what you enter manually. Your financial data is not sold, shared, or used for advertising. FREE TO START Download free and build your first budget today. The Free plan includes the Budget Builder, paycheck-by-paycheck tracking, core dashboard tiles and charts, every calculator, and the Library. Upgrade to Thrive for every plan the Builder generates, the reasoning behind your recommended plan, the full Analyze dashboard, editing amounts as you go, your whole Archive with restore, and Canvas. BetterBudgets. Built for where you want to go. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.betterbudgets.io/privacy-policy