Debt Payoff Planner & Tracker vs Beaverise

The Debt Payoff Planner app is the simplest way to stop feeling overwhelmed and start having a specific, step-by-step plan for paying off your loans. Today is the day to make a plan with a loan calculator and beginning paying down debt. Required inputs for calculating your debt free date are the current balance of the loan, the annual percentage rate (APR), and the minimum payment amount. That's the only requirement to getting a customized debt repayment schedule. Easy steps to becoming debt free: - Enter your loans and debts - Enter your additional monthly payment budget to pay down faster - Choose a debt payoff strategy * Dave Ramsey's Debt Snowball (lowest balance first) * Debt Avalanche (highest rate first) * Debt Snowflake (one-time extra payment toward loans) * Custom debt free payoff plan Debt Payoff Planner and Loan Calculator determines the optimum payment plan and how long it will take until you will be debt free. You tell the app how much you want to budget toward paying off your debt and we'll tell you how. We recommend the Debt Snowball strategy because we believe that paying off individual accounts faster will help you stay focused on your financial goal of debt elimination. A payoff plan is only useful if you stick with it! Your ability and willingness to pay more than the minimum payments is how you will become debt free in less time than you imagined. Budgeting your income will help you to get a regular monthly amount to pay down the debt faster. The payoff chart will show two payoff scenarios: only paying the minimum amounts, and the repayment schedule when you pay more the the minimum ever month. Creating an account enables you to have a secure backup and your information is immediately available if you start using a new device. Getting out of debt is hard, so we try to allow you to take baby steps toward this goal. We believe that becoming debt free requires an easy starting point and making sure every dollar is leveraged perfectly. The loan calculator has minimal inputs in order to make your money management easy to follow. The Debt Payoff Planner and Calculator is also used for tracking payments and updating the time-frame for becoming debt-free. Inputting payment information is as simple as typing in the amount and the date the payment was made. The goal of payment tracking is to see your progress over time and affirm that you are staying focused on your financial goals. In addition to being a debt tracker and loan calculator, we are also trying to help point out some possible next steps with articles focused on how to pay off student loans, auto loans, and credit cards faster. Also, there is some tips on credit card balance transfers as well as strategies for debt consolidation. We support eight loan categories: * Credit Cards like Capital One, Citicard, Chase, etc. * Student Loans like Navient, Sallie Mae, Great Lakes, etc. * Auto/Car Loans * Medical Loans * Mortgages like Rocket Mortgage, SoFi, etc. * Personal Loans to friends and family or other individuals * Taxes like IRS or local municipalities * Other category could be anything from a paycheck loan to a hard money loan In addition to the Debt Snowball calculator and the Debt Avalanche method, many users like to do a custom sorting of their debts. This customization is available for users that want to be their own debt manager. We allow the ability to provide a Debt Snowflake payoff as well. A Debt Snowflake is a one-time payment from things like a bonus at work, a tax refund, an extra payday, etc. This additional capability allows you to have tighter control over every dollar you are budgeting. Terms of Service: https://www.debtpayoffplanner.com/terms-of-service/ Privacy Policy: https://www.debtpayoffplanner.com/privacy-policy/ End-User License Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Meet Beaverise — the AI money app that actually does the work. Most budgeting apps just hand you charts and walk away. Beaverise tells you exactly where your money is leaking, builds you a debt-free plan, and (lovingly) roasts you when you order delivery for the third time this week. Link your bank in seconds and your AI financial wingman gets to work: hunting down forgotten subscriptions, calculating your “laziness tax,” forecasting your cash flow, and handing you a step-by-step plan to crush debt faster. Your money is leaking right now. Beaverise finds it. STOP THE MONEY LEAKS • Catch subscriptions you forgot you’re paying for — plus duplicate charges billing you twice • See your “laziness tax”: the real fees and markups delivery apps quietly add to every order • Get a clean breakdown of where every single dollar actually goes CRUSH YOUR DEBT FASTER • A personalized payoff plan — avalanche vs snowball, side by side • Watch your debt-free date jump closer with the Payoff Accelerator • Per-card amortization, interest saved, and exactly which balance to hit first BEAVER AI — YOUR FINANCIAL WINGMAN • Ask anything: “How am I doing this month?” “When’s my car payment?” “Roast my spending.” • Straight answers from your real transactions — not generic tips • Build budgets, plan payoffs, and make smarter money moves in plain English SEE YOUR WHOLE MONEY PICTURE • Net worth, cash-flow forecast, and a daily briefing of what’s coming this week • Runway: know exactly how long your money lasts before payday • AI auto-budgets built around your income, debt and savings • Track manual cash and investments alongside your linked accounts STAY ON TRACK • Hit milestones, earn rewards, and watch your wealth dam grow • Smart alerts before bills hit and balances dip BUILT FOR NORTH AMERICA • Securely connects to US & Canadian banks via Plaid (read-only) • Country-aware insights, hosted in Montréal • PIPEDA, Law 25 & CCPA compliant — UK & Europe coming soon BANK-LEVEL SECURITY • 256-bit encryption, biometric lock, read-only bank connections • We never sell your data. Delete your account and data anytime. FREE TO START, PRO TO GO FURTHER Beaverise is free to download. The free plan includes budgets, spending tracking, 90 days of history, and 10 Beaver AI messages a day. Beaverise Pro is an auto-renewing subscription that unlocks automatic bank sync, unlimited Beaver AI messages, full transaction history, your daily Briefing, AI transaction search, and advanced debt-payoff and consolidation analysis. Start with a 7-day free trial. Payment is charged to your Apple ID at confirmation, and the subscription auto-renews unless cancelled at least 24 hours before the end of the period. Manage or cancel anytime in your account settings. Pricing is shown in the app and on the App Store. Terms of Use (EULA): https://beaverise.com/terms Privacy Policy: https://beaverise.com/privacy Whether you want to build a budget, track expenses, pay off credit-card debt, cancel unused subscriptions, grow your net worth, or finally understand your money — Beaverise is the personal finance app and money manager that turns “I should really sort out my finances” into done. Your money, handled. Download Beaverise and meet your wingman.