Debt Payoff Planner & Tracker vs PINGOT

The Debt Payoff Planner app is the simplest way to stop feeling overwhelmed and start having a specific, step-by-step plan for paying off your loans. Today is the day to make a plan with a loan calculator and beginning paying down debt. Required inputs for calculating your debt free date are the current balance of the loan, the annual percentage rate (APR), and the minimum payment amount. That's the only requirement to getting a customized debt repayment schedule. Easy steps to becoming debt free: - Enter your loans and debts - Enter your additional monthly payment budget to pay down faster - Choose a debt payoff strategy * Dave Ramsey's Debt Snowball (lowest balance first) * Debt Avalanche (highest rate first) * Debt Snowflake (one-time extra payment toward loans) * Custom debt free payoff plan Debt Payoff Planner and Loan Calculator determines the optimum payment plan and how long it will take until you will be debt free. You tell the app how much you want to budget toward paying off your debt and we'll tell you how. We recommend the Debt Snowball strategy because we believe that paying off individual accounts faster will help you stay focused on your financial goal of debt elimination. A payoff plan is only useful if you stick with it! Your ability and willingness to pay more than the minimum payments is how you will become debt free in less time than you imagined. Budgeting your income will help you to get a regular monthly amount to pay down the debt faster. The payoff chart will show two payoff scenarios: only paying the minimum amounts, and the repayment schedule when you pay more the the minimum ever month. Creating an account enables you to have a secure backup and your information is immediately available if you start using a new device. Getting out of debt is hard, so we try to allow you to take baby steps toward this goal. We believe that becoming debt free requires an easy starting point and making sure every dollar is leveraged perfectly. The loan calculator has minimal inputs in order to make your money management easy to follow. The Debt Payoff Planner and Calculator is also used for tracking payments and updating the time-frame for becoming debt-free. Inputting payment information is as simple as typing in the amount and the date the payment was made. The goal of payment tracking is to see your progress over time and affirm that you are staying focused on your financial goals. In addition to being a debt tracker and loan calculator, we are also trying to help point out some possible next steps with articles focused on how to pay off student loans, auto loans, and credit cards faster. Also, there is some tips on credit card balance transfers as well as strategies for debt consolidation. We support eight loan categories: * Credit Cards like Capital One, Citicard, Chase, etc. * Student Loans like Navient, Sallie Mae, Great Lakes, etc. * Auto/Car Loans * Medical Loans * Mortgages like Rocket Mortgage, SoFi, etc. * Personal Loans to friends and family or other individuals * Taxes like IRS or local municipalities * Other category could be anything from a paycheck loan to a hard money loan In addition to the Debt Snowball calculator and the Debt Avalanche method, many users like to do a custom sorting of their debts. This customization is available for users that want to be their own debt manager. We allow the ability to provide a Debt Snowflake payoff as well. A Debt Snowflake is a one-time payment from things like a bonus at work, a tax refund, an extra payday, etc. This additional capability allows you to have tighter control over every dollar you are budgeting. Terms of Service: https://www.debtpayoffplanner.com/terms-of-service/ Privacy Policy: https://www.debtpayoffplanner.com/privacy-policy/ End-User License Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

PINGOT is the portfolio tracker built for people who hold real metal, not paper.PINGOT is the portfolio tracker built for people who hold real metal, not paper. Whether your stack is a handful of gold coins or a vault full of silver bars, PINGOT shows you exactly what it's all worth, updated with the latest spot prices for gold, silver, platinum, palladium, and copper. KNOW YOUR STACK'S VALUE Every piece in your collection is tracked against current spot prices. Watch your portfolio value move with the market, review 30-day price trends, and check daily highs and lows from the Markets screen. No guesswork, no spreadsheets. BUILD YOUR DIGITAL VAULT Log every bar, coin, and round with weight, purity, cost basis, mint, year, and date acquired. PINGOT automatically calculates your gain or loss on each piece so you always know where you stand. Group identical items, search your full collection, and view your allocation across all five metals at a glance. IDENTIFY ANY COIN WITH AI Not sure what you're holding? Take a photo and let PINGOT's AI recognize the coin or bullion piece including metal type, weight, purity, and estimated value. It's like having a dealer in your pocket. SEE THE FULL PICTURE Your dashboard breaks down total stack value, allocation by metal, and recent price movement in one clean view. No clutter, no noise, just the numbers that matter. TRACK WHAT LEAVES YOUR VAULT When you sell or move a piece, PINGOT logs the removal with full details and timestamps. Maintain a complete history of everything that has entered and exited your collection. IMPORT AND EXPORT YOUR DATA Already tracking in a spreadsheet? Bring your collection into PINGOT from Excel in seconds. Need your data out? Export your entire vault to CSV whenever you want. Your data is yours. FREE TO START Download PINGOT and start tracking up to 10 pieces in your vault with spot prices, portfolio allocation, AI coin identification (5 scans). No credit card required. PINGOT PREMIUM Ready for more? Premium removes the cap on your vault and unlocks the full suite of tools: AI coin identification Vault removal history CSV data export Excel bulk import Choose the plan that works for you: $34.99/year or $3.99/month. Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription anytime in your Apple ID account settings. Terms of Use: https://smostly.com/pingot-terms Privacy Policy: https://smostly.com/pingot-privacy