Debt Payoff Planner & Tracker vs BBP

The Debt Payoff Planner app is the simplest way to stop feeling overwhelmed and start having a specific, step-by-step plan for paying off your loans. Today is the day to make a plan with a loan calculator and beginning paying down debt. Required inputs for calculating your debt free date are the current balance of the loan, the annual percentage rate (APR), and the minimum payment amount. That's the only requirement to getting a customized debt repayment schedule. Easy steps to becoming debt free: - Enter your loans and debts - Enter your additional monthly payment budget to pay down faster - Choose a debt payoff strategy * Dave Ramsey's Debt Snowball (lowest balance first) * Debt Avalanche (highest rate first) * Debt Snowflake (one-time extra payment toward loans) * Custom debt free payoff plan Debt Payoff Planner and Loan Calculator determines the optimum payment plan and how long it will take until you will be debt free. You tell the app how much you want to budget toward paying off your debt and we'll tell you how. We recommend the Debt Snowball strategy because we believe that paying off individual accounts faster will help you stay focused on your financial goal of debt elimination. A payoff plan is only useful if you stick with it! Your ability and willingness to pay more than the minimum payments is how you will become debt free in less time than you imagined. Budgeting your income will help you to get a regular monthly amount to pay down the debt faster. The payoff chart will show two payoff scenarios: only paying the minimum amounts, and the repayment schedule when you pay more the the minimum ever month. Creating an account enables you to have a secure backup and your information is immediately available if you start using a new device. Getting out of debt is hard, so we try to allow you to take baby steps toward this goal. We believe that becoming debt free requires an easy starting point and making sure every dollar is leveraged perfectly. The loan calculator has minimal inputs in order to make your money management easy to follow. The Debt Payoff Planner and Calculator is also used for tracking payments and updating the time-frame for becoming debt-free. Inputting payment information is as simple as typing in the amount and the date the payment was made. The goal of payment tracking is to see your progress over time and affirm that you are staying focused on your financial goals. In addition to being a debt tracker and loan calculator, we are also trying to help point out some possible next steps with articles focused on how to pay off student loans, auto loans, and credit cards faster. Also, there is some tips on credit card balance transfers as well as strategies for debt consolidation. We support eight loan categories: * Credit Cards like Capital One, Citicard, Chase, etc. * Student Loans like Navient, Sallie Mae, Great Lakes, etc. * Auto/Car Loans * Medical Loans * Mortgages like Rocket Mortgage, SoFi, etc. * Personal Loans to friends and family or other individuals * Taxes like IRS or local municipalities * Other category could be anything from a paycheck loan to a hard money loan In addition to the Debt Snowball calculator and the Debt Avalanche method, many users like to do a custom sorting of their debts. This customization is available for users that want to be their own debt manager. We allow the ability to provide a Debt Snowflake payoff as well. A Debt Snowflake is a one-time payment from things like a bonus at work, a tax refund, an extra payday, etc. This additional capability allows you to have tighter control over every dollar you are budgeting. Terms of Service: https://www.debtpayoffplanner.com/terms-of-service/ Privacy Policy: https://www.debtpayoffplanner.com/privacy-policy/ End-User License Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Bills By Paycheck — know exactly which paycheck covers every bill. Most budget apps organize your money by month. Bills By Paycheck organizes it the way you actually live: paycheck to paycheck. Every payday gets its own bucket, every bill lands under the check that covers it, and you always know what's due, what's handled, and what's left over. YOUR DATA STAYS YOURS Bills By Paycheck never connects to your bank. No account linking, no credentials, no third-party data aggregators — just your plan, stored in your own iCloud. PLAN AROUND YOUR PAYCHECKS • Set up any pay schedule — weekly, biweekly, semimonthly, monthly — with multiple income sources • Bills sort automatically under the paycheck that pays them, with an adjustable lead-time cushion • Split a large bill across two paychecks, or carry surplus forward to cover something bigger down the road • Track everyday expenses right alongside your bills, interleaved by date in each bucket • Assign bills to specific bank accounts so you always know where the money is coming from STAY ON TOP OF EVERY BILL • Add bills fast with a built-in catalog of well-known billers — names, websites, and categories auto-fill, complete with logos • Create custom categories for bills and expenses that don't fit the built-in ones • Mark bills paid or cleared, hide what's done, and jump straight to a biller's website to pay • A full calendar view shows every due date at a glance across the month • Get reminded before bills are due, plus alerts if something slips past due SAVE, SET GOALS, AND PAY DOWN DEBT • Automatic Savings sets aside a percentage of every paycheck as its own line item • Savings Goals let you set specific targets — emergency fund, vacation, car — and track your progress toward each one • The Debt Payoff Calculator shows exactly when each balance hits zero, using avalanche or snowball strategies, with a month-by-month payoff timeline • The Savings Report shows your yearly total and a month-by-month chart of what you actually put away SEE THE WHOLE PICTURE • Bill, Expense, Savings, and Debt Payoff reports with clean charts • Track credit card balances, interest rates, credit limits, and promotional APR periods — balance history charts show your paydown progress over time • Print or export PDF reports: a monthly bill checklist, a page-per-paycheck breakdown, and a credit card balance report • Export bills to CSV for Numbers, Excel, or any spreadsheet app WIDGETS, SYNC & PEACE OF MIND • Home Screen widgets for upcoming bills, your next paycheck, monthly spending, savings, and credit utilization • iCloud sync keeps every device up to date • Share with a partner — they see your bills and paychecks in real time on their own device, with read-only access so your data stays in your control • Face ID, Touch ID, or passcode lock keeps your finances private • One-tap backup and restore, with optional reminders so you never forget FREE — REALLY Every feature is free. A single one-time purchase removes ads. No subscriptions, ever.