Stanbic Bank Kenya vs DhowCSD
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Stanbic Bank Kenya
Manage your bank accounts conveniently and securely from your mobile device. Perform real-time transfers, pay bills, top up airtime, and access account statements anytime, anywhere. Offers automated salary advances for eligible customers.
- Real-time funds transfers
- Bill payments
- Airtime top-up
- MPESA transfers
- Account balance and statement requests
- Automated salary advance
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Stanbic Bank mobile banking application is a simple, user-friendly, convenient and secure platform that enables you to access your bank account 24 hours a day, 7 days a week. You can view your Stanbic bank accounts, transfer between accounts, view your transaction history, pay bills and more, wherever you go. Wherever you go, stay in control of your accounts with this FREE app. With the app you will be able to do; >>Real time funds transfers to all banks in Kenya. Beneficiary will recieve the money within 5 minutes! >>Bill payments for Credit Card, DStv, GoTV, ZUKU, JamboJet, Kenya Power Prepaid tokens, Kenyo Power Postpaid bill and Nairobi Water. >>Airtime top up for any Safaricom or Airtel number. >>Direct MPESA transfers from your bank account to any MPESA registered number >>Balance enquiry, mini-statement, forex rates, full statement requests >> Automated salary advance for pre-qualified salaried customers >> Self registration for mobile banking services
DhowCSD
Manage your Central Bank of Kenya investment account directly from your mobile device. Participate in securities auctions, view results, and access portfolio statements. Initiate secondary market and pledge instructions securely and efficiently.
- Open and manage investment accounts
- Participate in securities auctions
- View auction results and payment details
- Access corporate actions
- View portfolio statements
- Initiate secondary market instructions
- Initiate pledge instructions
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Welcome to CBK DhowCSD. You can now open and manage a CSD investment account at the Central Bank of Kenya allowing you to participate in securities auctions, view auction results and payment details, view upcoming corporate actions, access updated portfolio statements and initiate secondary market and pledge instructions via the app in a convenient, simple, efficient and secure manner.
Screenshots
Verdict
The clearest difference is rating: Stanbic Bank Kenya at 4.7 against DhowCSD's 3.3. Stanbic Bank Kenya also leads on ratings volume (427 vs 8) and update cadence (every 5 weeks vs every 3 months). DhowCSD's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (14.0 vs 16.6). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Stanbic Bank Kenya holds the better App Store score, 4.7 against 3.3. That said, the two scores are not equally well evidenced: Stanbic Bank Kenya has 427 ratings behind it against 8, so its average is the more settled of the two. Written reviews complicate that: 42% of Stanbic Bank Kenya's written reviews are positive against 50% of DhowCSD's, so the app with the better star average is not the one people write more warmly about.
Stanbic Bank Kenya ships an update every 5 weeks, DhowCSD every 3 months. The most recent releases landed on November 1, 2026 and October 24, 2026 respectively.
| Parameter | Stanbic Bank Kenya | DhowCSD |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (427 ratings) — better | 3.3 (8 ratings) |
| Positive reviews | 42.3% of reviews | 50.0% of reviews — better |
| Number of ratings | 427 — better | 8 |
| Update frequency | Every 5 weeks — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.6 | 14.0 — better |
| Further details — not scored | ||
| Size | 310 MB | 36 MB |
| Age rating | 4+ | 17+ |
| Developer | Standard Bank Group | Central Bank of Kenya |
Customer experience
Stanbic Bank Kenya
DhowCSD
In-app purchases
Stanbic Bank Kenya
No in-app purchases
DhowCSD
No in-app purchases
