Go Approval vs XtraPOWER by PAYOMATIC
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Go Approval
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At Go Approval we essentially ‘shop’ around and negotiate for you, and present the lowest rate on the market. The volume discounts we receive from the lenders are passed on directly to you. The right mortgage is a critical factor in determining long-term savings. The value of a professional mortgage broker comes from having someone who objectively works for you and is not limited to mortgage product offerings from one source; like a bank. We work for you, not the bank!
XtraPOWER by PAYOMATIC
Manage your spending and access your funds with this app. Track transactions, view balances, and receive personalized offers. It also facilitates direct deposit for faster access to paychecks and allows for easy money transfers.
- Track spending activity
- View inPOWER Card transactions
- Real-time balance checks
- Share money with others
- Direct deposit for faster pay
- Exclusive offers and discounts
- Email transaction receipts
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XtraPOWER creates a seamless experience that tracks all of your spending activity with PAYOMATIC. Have immediate access to transactions made in any PAYOMATIC location & on your inPOWER Card. Get personalized offers and discounts based on your activity. Have your PAYOMATIC store transaction receipts emailed to you. Link your inPOWER Card to see every card transaction and real time balance, share money** 24/7 with speed, convenience and security. Set up Direct Deposit to your inPOWER Card and get paid up to 2 days faster!* The XtraPOWER Experience: FULL ACCESS See all of your PAYOMATIC and inPOWER Card activity, anytime, anywhere. SIGN UP FOR DIRECT DEPOSITGet access to your money earlier* when you get direct deposit to your inPOWER Card. CHECK YOUR BALANCESee your current inPOWER Card balance in seconds.SHARE MONEYShare money between your inPOWER Cards, to your bank account or to your friend's inPOWER Card.** GET EXCLUSIVE OFFERS & DISCOUNTS Just open the XtraPOWER app and get your offers. HAVE TRANSACTION RECEIPTS EMAILED Have your PAYOMATIC store transaction receipts, and your inPOWER monthly statement delivered to your inbox. FIND A PAYOMATIC STORE Find New York’s biggest check casher in minutes! * Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds is subject to payer’s support of the feature and timing of payer’s funding. ** Fees may apply. See the Cardholder Agreement for details. The inPOWER Prepaid Mastercard® is issued by The Bancorp Bank, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated and may be used everywhere Debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
Screenshots
Verdict
The clearest difference is update cadence: XtraPOWER by PAYOMATIC at every 2 months against Go Approval's every 11 months. XtraPOWER by PAYOMATIC also leads on iOS requirement (13.4 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Go Approval ships an update every 11 months, XtraPOWER by PAYOMATIC every 2 months. The most recent releases landed on September 14, 2026 and October 24, 2026 respectively.
| Parameter | Go Approval | XtraPOWER by PAYOMATIC |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.5 (662 ratings) — better |
| Positive reviews | — | 74.4% of reviews |
| Number of ratings | — | 662 — better |
| Update frequency | Every 11 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 13.4 — better |
| Further details — not scored | ||
| Size | 8 MB | 41 MB |
| Age rating | 4+ | 4+ |
| Developer | Victor Szasz | PAYOMATIC |
Bugs and requests
Go Approval
Not enough reviews yet to summarise bugs or requests.
XtraPOWER by PAYOMATIC
Reported bugs
4 issues- Login screen issues
- Date of birth entry problems
- Network errors
- Force closing on app launch
Requested features
4 requests- Mobile check deposit
- Ability to manage multiple cards
- Improved date/time picker
- Support for Apple Pay
In-app purchases
Go Approval
No in-app purchases
XtraPOWER by PAYOMATIC
No in-app purchases
Questions
Is Go Approval free?
Is XtraPOWER by PAYOMATIC free?
Do Go Approval or XtraPOWER by PAYOMATIC have ads?
Which is updated more often, Go Approval or XtraPOWER by PAYOMATIC?
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