Comparison

中银基金 vs 中欧财富

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

中银基金

Features
Read full description

中银基金官方App是中银基金管理有限公司推出的移动客户端理财软件,提供基金开户,基金交易,账户查询等功能。除此之外,还提供活期理财快速取现功能,每日T+0快速取现额度最高达4万。中银基金官方App,您的贴身理财好帮手。

About

中欧财富

This app offers a wide range of investment products and services from over 100 fund companies. It provides tools for fund selection, investment advice, and cash management, backed by the experience of a reputable fund management company.

Highlights
  • Diverse fund products
  • Fund investment advisory
  • Cash management services
  • Fund selection tools
  • Professional investment strategies
  • Over 100 fund companies
Features
Read full description

中欧财富是中欧基金旗下独立APP,前身为中欧钱滚滚。提供活期、基金、养老、高端等多种产品,及基金定投、基金投顾等投资理财服务。精选富国、天弘、南方、博时、易方达、广发、华夏等超100基金公司的股票基金、混合基金、指数基金、债券基金等理财产品,解决你的选基困难症! 中欧基金成立于2006年,16年公募基金管理经验,八度蝉联金牛基金公司(颁奖时间2015-2022,中国证券报颁发),长期业绩优异。2020年4月,中欧基金子公司中欧钱滚滚更名为中欧财富。 【活钱管理】超级滚钱宝,买卖0手续费,快取额度每日最高8万,购基0折起 【品类丰富】覆盖超100家基金公司的货币、债券、股票、指数、FOF等基金 【中欧财富投顾】全市场选基、专业策略提供。针对不同需求,定制投顾组合策略 【超多投资工具】股债性价比、基金诊断、行业估值、持仓透视等 客服电话:400-100-2666 *基金有风险,投资需谨慎 注:因持有人授权账户中成份基金占比每日波动且持仓净资产不同,因此单人单日单渠道快速赎回额度可能有所不同。如遇调仓、成份基金暂停申赎等情况,快赎额度也可能发生变化,具体以快速赎回时前端展示为准。

Screenshots

中银基金4 screens
中欧财富4 screens

Verdict

The call

The clearest difference is rating: 中欧财富 at 3.5 against 中银基金's 1.0. 中欧财富 also leads on review sentiment (33% vs 0%) and ratings volume (6 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

中欧财富 holds the better App Store score, 3.5 against 1.0. That said, the two scores are not equally well evidenced: 中欧财富 has 6 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 0% of 中银基金's written reviews are positive against 33% of 中欧财富's.

UpkeepUpdate frequency

中银基金 ships an update every 2 months, 中欧财富 every 4 weeks. The most recent releases landed on October 26, 2026 and October 29, 2026 respectively.

Scorecard3 real differences · 7 level
中银基金 versus 中欧财富: the parameters behind the verdict, then further details
Parameter中银基金中欧财富
PriceFreeFree
Rating1.0 (1 ratings)3.5 (6 ratings) — better
Positive reviews0.0% of reviews33.3% of reviews — better
Number of ratings16 — better
Update frequencyEvery 2 monthsEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size173 MB169 MB
Age rating17+12+
Developer中银基金管理有限公司上海中欧财富基金销售有限公司

Customer experience

中银基金

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

中欧财富

All ratings6 ratings
Positive50.0%
Neutral33.3%
Negative16.7%
Written reviews3 reviews
Positive33.3%
Neutral66.7%
Negative0.0%

In-app purchases

None

中银基金

No in-app purchases

None

中欧财富

No in-app purchases

Questions

Is 中银基金 free?
中银基金 is free to download, with no in-app purchases.
Is 中欧财富 free?
中欧财富 is free to download, with no in-app purchases.
Which has better reviews, 中银基金 or 中欧财富?
中欧财富 is rated higher. 中银基金 averages 1.0 out of 5 from 1 ratings, while 中欧财富 averages 3.5 from 6 ratings.
Do 中银基金 or 中欧财富 have ads?
Neither 中银基金 nor 中欧财富 shows ads.
Which is updated more often, 中银基金 or 中欧财富?
中银基金 ships an update every 2 months, and 中欧财富 every 4 weeks. Most recently, 中银基金 was updated on October 26, 2026 and 中欧财富 on October 29, 2026.

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