招商基金 vs 中欧财富
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
招商基金
This app is a comprehensive fund management platform offering a wide range of investment products, personalized financial advice, and market insights. It provides tools for goal-based investing, smart regular investments, and real-time market updates to help users manage their wealth effectively. Members also enjoy exclusive benefits and rewards.
- One-stop fund management platform
- Personalized investment strategies
- Goal-based and smart regular investing
- Real-time market information
- Fund manager insights and analysis
- Member exclusive benefits and rewards
- Bank-level security
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招商基金APP是招商基金全力打造的一站式基金理财平台,涵盖公司旗下所有公募基金、高端理财产品以及招财乐投顾。 APP集基金投顾、目标盈定投、智能定投、涨跌提醒等理财功能,及最新市场投资资讯、基金经理观点,提供个性化投资策略,满足客户全方位财富管理需求;同时招商V计划会员权益全面升级,会员福利月月领,吃喝玩乐随心兑。 【公司简介】 招商基金成立于2002年,公司股东为招商银行(持股55%)和招商证券(持股45%)。经过20余年的规范运作、稳健经营,截至2024年末,公司资管规模达1.56万亿元(非货基5500万亿),累计服务客户超1.8亿。业务覆盖公募基金、养老金、专户理财等领域,是国内业务资质最全的基金公司之一。 数据来源:招商基金,截至2024年末。 【APP优势特色】 1. 产品类型丰富:涵盖货币基金、债券基金、股票基金、混合基金、FOF、REITs等多种类型基金产品,用户选择多样。 2. 购基享费率优惠:货币基金认申购,部分免手续费,起购金额低至0.01元。 3. 每日9万快取额度:活期+智能存取,快速赎回秒级到账,每日9万额度。 4. 净值披露更快一步:每晚19点起更新基金净值,收益早知道。 5. 招财乐投顾:以客户体验为中心,基于投资目标与风险偏好,提供个性化投资方案;基金体检服务,支持跨平台持仓一键上传与分析。 6. 目标盈定投:想赚多少自己定,自主设置收益目标,达标止盈有提醒。 7. 预估赎回费:提供赎回费金额预估,方便用户提前查看估算费用,辅助交易决策。 8. 安全保障:银行级别多重安全保障,通过CCRC安全认证,为您的投资保驾护航。 9. 个性陪伴:最新市场资讯、基金经理说、基金定期报告、基金经理直播等全覆盖,有趣又有料。 10. 用户权益焕新:福利升级、玩法丰富,会员好礼月月领,积分福利享不停,尽享贴心服务。
中欧财富
This app offers a wide range of investment products and financial management services, including funds from over 100 companies. It provides tools for fund selection, investment advice, and portfolio management, backed by a company with extensive experience in public fund management.
- Diverse investment products
- Fund selection tools
- Professional investment advisory
- Customized portfolio strategies
- Real-time market analysis
- Fund investment and advisory services
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中欧财富是中欧基金旗下独立APP,前身为中欧钱滚滚。提供活期、基金、养老、高端等多种产品,及基金定投、基金投顾等投资理财服务。精选富国、天弘、南方、博时、易方达、广发、华夏等超100基金公司的股票基金、混合基金、指数基金、债券基金等理财产品,解决你的选基困难症! 中欧基金成立于2006年,16年公募基金管理经验,八度蝉联金牛基金公司(颁奖时间2015-2022,中国证券报颁发),长期业绩优异。2020年4月,中欧基金子公司中欧钱滚滚更名为中欧财富。 【活钱管理】超级滚钱宝,买卖0手续费,快取额度每日最高8万,购基0折起 【品类丰富】覆盖超100家基金公司的货币、债券、股票、指数、FOF等基金 【中欧财富投顾】全市场选基、专业策略提供。针对不同需求,定制投顾组合策略 【超多投资工具】股债性价比、基金诊断、行业估值、持仓透视等 客服电话:400-100-2666 *基金有风险,投资需谨慎 注:因持有人授权账户中成份基金占比每日波动且持仓净资产不同,因此单人单日单渠道快速赎回额度可能有所不同。如遇调仓、成份基金暂停申赎等情况,快赎额度也可能发生变化,具体以快速赎回时前端展示为准。
Screenshots
Verdict
The clearest difference is rating: 招商基金 at 4.0 against 中欧财富's 3.5. On price, review sentiment, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
招商基金 holds the better App Store score, 4.0 against 3.5. Both are backed by a comparable volume of ratings — 5 and 6 respectively. Written reviews split almost evenly too, at 33% and 33% positive.
招商基金 ships an update every 6 weeks, 中欧财富 every 4 weeks. The most recent releases landed on October 4, 2026 and October 3, 2026 respectively.
| Parameter | 招商基金 | 中欧财富 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (5 ratings) — better | 3.5 (6 ratings) |
| Positive reviews | 33.3% of reviews | 33.3% of reviews |
| Number of ratings | 5 | 6 — better |
| Update frequency | Every 6 weeks | Every 4 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 51 MB | 171 MB |
| Age rating | 4+ | 12+ |
| Developer | 招商基金管理有限公司 | 上海中欧财富基金销售有限公司 |
Customer experience
招商基金
中欧财富
In-app purchases
招商基金
No in-app purchases
中欧财富
No in-app purchases








