Comparison

招商基金 vs 中欧财富

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

招商基金

This app is a comprehensive fund management platform offering a wide range of investment products, personalized financial advice, and market insights. It provides tools for goal-based investing, smart regular investments, and real-time market updates to help users manage their wealth effectively. Members also enjoy exclusive benefits and rewards.

Highlights
  • One-stop fund management platform
  • Personalized investment strategies
  • Goal-based and smart regular investing
  • Real-time market information
  • Fund manager insights and analysis
  • Member exclusive benefits and rewards
  • Bank-level security
Read full description

招商基金APP是招商基金全力打造的一站式基金理财平台,涵盖公司旗下所有公募基金、高端理财产品以及招财乐投顾。 APP集基金投顾、目标盈定投、智能定投、涨跌提醒等理财功能,及最新市场投资资讯、基金经理观点,提供个性化投资策略,满足客户全方位财富管理需求;同时招商V计划会员权益全面升级,会员福利月月领,吃喝玩乐随心兑。 【公司简介】 招商基金成立于2002年,公司股东为招商银行(持股55%)和招商证券(持股45%)。经过20余年的规范运作、稳健经营,截至2024年末,公司资管规模达1.56万亿元(非货基5500万亿),累计服务客户超1.8亿。业务覆盖公募基金、养老金、专户理财等领域,是国内业务资质最全的基金公司之一。 数据来源:招商基金,截至2024年末。 【APP优势特色】 1. 产品类型丰富:涵盖货币基金、债券基金、股票基金、混合基金、FOF、REITs等多种类型基金产品,用户选择多样。 2. 购基享费率优惠:货币基金认申购,部分免手续费,起购金额低至0.01元。 3. 每日9万快取额度:活期+智能存取,快速赎回秒级到账,每日9万额度。 4. 净值披露更快一步:每晚19点起更新基金净值,收益早知道。 5. 招财乐投顾:以客户体验为中心,基于投资目标与风险偏好,提供个性化投资方案;基金体检服务,支持跨平台持仓一键上传与分析。 6. 目标盈定投:想赚多少自己定,自主设置收益目标,达标止盈有提醒。 7. 预估赎回费:提供赎回费金额预估,方便用户提前查看估算费用,辅助交易决策。 8. 安全保障:银行级别多重安全保障,通过CCRC安全认证,为您的投资保驾护航。 9. 个性陪伴:最新市场资讯、基金经理说、基金定期报告、基金经理直播等全覆盖,有趣又有料。 10. 用户权益焕新:福利升级、玩法丰富,会员好礼月月领,积分福利享不停,尽享贴心服务。

About

中欧财富

This app offers a wide range of investment products and financial management services, including funds from over 100 companies. It provides tools for fund selection, investment advice, and portfolio management, backed by a company with extensive experience in public fund management.

Highlights
  • Diverse investment products
  • Fund selection tools
  • Professional investment advisory
  • Customized portfolio strategies
  • Real-time market analysis
  • Fund investment and advisory services
Features
Read full description

中欧财富是中欧基金旗下独立APP,前身为中欧钱滚滚。提供活期、基金、养老、高端等多种产品,及基金定投、基金投顾等投资理财服务。精选富国、天弘、南方、博时、易方达、广发、华夏等超100基金公司的股票基金、混合基金、指数基金、债券基金等理财产品,解决你的选基困难症! 中欧基金成立于2006年,16年公募基金管理经验,八度蝉联金牛基金公司(颁奖时间2015-2022,中国证券报颁发),长期业绩优异。2020年4月,中欧基金子公司中欧钱滚滚更名为中欧财富。 【活钱管理】超级滚钱宝,买卖0手续费,快取额度每日最高8万,购基0折起 【品类丰富】覆盖超100家基金公司的货币、债券、股票、指数、FOF等基金 【中欧财富投顾】全市场选基、专业策略提供。针对不同需求,定制投顾组合策略 【超多投资工具】股债性价比、基金诊断、行业估值、持仓透视等 客服电话:400-100-2666 *基金有风险,投资需谨慎 注:因持有人授权账户中成份基金占比每日波动且持仓净资产不同,因此单人单日单渠道快速赎回额度可能有所不同。如遇调仓、成份基金暂停申赎等情况,快赎额度也可能发生变化,具体以快速赎回时前端展示为准。

Screenshots

招商基金4 screens
中欧财富4 screens

Verdict

The call

The clearest difference is rating: 招商基金 at 4.0 against 中欧财富's 3.5. On price, review sentiment, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

招商基金 holds the better App Store score, 4.0 against 3.5. Both are backed by a comparable volume of ratings — 5 and 6 respectively. Written reviews split almost evenly too, at 33% and 33% positive.

UpkeepUpdate frequency

招商基金 ships an update every 6 weeks, 中欧财富 every 4 weeks. The most recent releases landed on October 4, 2026 and October 3, 2026 respectively.

Scorecard1 real difference · 9 level
招商基金 versus 中欧财富: the parameters behind the verdict, then further details
Parameter招商基金中欧财富
PriceFreeFree
Rating4.0 (5 ratings) — better3.5 (6 ratings)
Positive reviews33.3% of reviews33.3% of reviews
Number of ratings56 — better
Update frequencyEvery 6 weeksEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedAd-supported
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size51 MB171 MB
Age rating4+12+
Developer招商基金管理有限公司上海中欧财富基金销售有限公司

Customer experience

招商基金

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews6 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

中欧财富

All ratings6 ratings
Positive50.0%
Neutral33.3%
Negative16.7%
Written reviews3 reviews
Positive33.3%
Neutral66.7%
Negative0.0%

In-app purchases

None

招商基金

No in-app purchases

None

中欧财富

No in-app purchases

Questions

Is 招商基金 free?
招商基金 is free to download, with no in-app purchases.
Is 中欧财富 free?
中欧财富 is free to download, with no in-app purchases.
Which has better reviews, 招商基金 or 中欧财富?
招商基金 is rated higher. 招商基金 averages 4.0 out of 5 from 5 ratings, while 中欧财富 averages 3.5 from 6 ratings.
Do 招商基金 or 中欧财富 have ads?
Neither 招商基金 nor 中欧财富 shows ads.
Which is updated more often, 招商基金 or 中欧财富?
招商基金 ships an update every 6 weeks, and 中欧财富 every 4 weeks. Most recently, 招商基金 was updated on October 4, 2026 and 中欧财富 on October 3, 2026.

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