Comparison

银华生利宝 vs 中欧财富

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

银华生利宝

Features
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「银华生利宝」是银华基金旗下投资理财平台,涵盖银华全部产品和服务。 在银华生利宝APP,用生利宝购基,购基费率享0折;看基金经理观点,洞察投资机遇;成为官方会员,领取专属福利;更有基金投顾为您提供一站式的投资解决方案。 【公司介绍】 银华基金成立于2001年5月,注册资本2.222亿人民币,是一家全牌照、综合型资产管理公司。截至2021年四季度末,银华基金资产管理总规模超9000亿元(含子公司),累计八次获得权威奖项“金牛基金管理公司”奖。 【产品亮点】 「购基享0折」用生利宝购基,认/申购费率享0折。 「净值早更新」每日19点起更新基金净值,收益提早知道。 「四笔钱理财」将投资分成四笔钱,资产配置轻松简单。 「天玑投顾」全市场精选基金,量身定制方案,自动调仓服务,全程账户管理。 「会员中心」多重会员礼遇,精彩会员商城,官方福利享不停。 【投顾服务】 「天玑投顾」是银华基金旗下的投顾品牌,为您提供一站式的基金投资顾问服务。 天玑投顾团队精选全市场优质基金,根据您的投资需求匹配定制化投资方案,并提供账户管理、自动调仓、市场观点、投资咨询和账户定期报告等覆盖投前、中、后全程的投顾服务。 【联系我们】 官方网站:www.yhfund.com.cn 官方微信:微信搜索“银华基金”或“yhfund” 客服热线:400-678-3333 (管理规模数据来源:银华基金;金牛奖评奖机构:中国证券报,获奖时间:2006.2、2007.1、2008.1、2010.5、2011.4、2018.3、2020.3、2021.9) 基金有风险,投资需谨慎。

About

中欧财富

This app offers a wide range of investment products and financial management services, including funds from over 100 companies. It provides tools for fund selection, investment advice, and portfolio management, backed by a company with extensive experience in public fund management.

Highlights
  • Diverse investment products
  • Fund selection tools
  • Professional investment advisory
  • Customized portfolio strategies
  • Real-time market analysis
  • Fund investment and advisory services
Features
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中欧财富是中欧基金旗下独立APP,前身为中欧钱滚滚。提供活期、基金、养老、高端等多种产品,及基金定投、基金投顾等投资理财服务。精选富国、天弘、南方、博时、易方达、广发、华夏等超100基金公司的股票基金、混合基金、指数基金、债券基金等理财产品,解决你的选基困难症! 中欧基金成立于2006年,16年公募基金管理经验,八度蝉联金牛基金公司(颁奖时间2015-2022,中国证券报颁发),长期业绩优异。2020年4月,中欧基金子公司中欧钱滚滚更名为中欧财富。 【活钱管理】超级滚钱宝,买卖0手续费,快取额度每日最高8万,购基0折起 【品类丰富】覆盖超100家基金公司的货币、债券、股票、指数、FOF等基金 【中欧财富投顾】全市场选基、专业策略提供。针对不同需求,定制投顾组合策略 【超多投资工具】股债性价比、基金诊断、行业估值、持仓透视等 客服电话:400-100-2666 *基金有风险,投资需谨慎 注:因持有人授权账户中成份基金占比每日波动且持仓净资产不同,因此单人单日单渠道快速赎回额度可能有所不同。如遇调仓、成份基金暂停申赎等情况,快赎额度也可能发生变化,具体以快速赎回时前端展示为准。

Screenshots

银华生利宝4 screens
中欧财富4 screens

Verdict

The call

The clearest difference is rating: 中欧财富 at 3.5 against 银华生利宝's 3.0. 中欧财富 also leads on review sentiment (33% vs 0%) and ratings volume (6 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

中欧财富 holds the better App Store score, 3.5 against 3.0. Both are backed by a comparable volume of ratings — 2 and 6 respectively. Written reviews point the same way: 0% of 银华生利宝's written reviews are positive against 33% of 中欧财富's.

UpkeepUpdate frequency

银华生利宝 ships an update every 6 weeks, 中欧财富 every 4 weeks. The most recent releases landed on October 13, 2026 and October 3, 2026 respectively.

Scorecard3 real differences · 7 level
银华生利宝 versus 中欧财富: the parameters behind the verdict, then further details
Parameter银华生利宝中欧财富
PriceFreeFree
Rating3.0 (2 ratings)3.5 (6 ratings) — better
Positive reviews0.0% of reviews33.3% of reviews — better
Number of ratings26 — better
Update frequencyEvery 6 weeksEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
Monetization—Ad-supported
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size162 MB171 MB
Age rating17+12+
Developer银华基金管理股份有限公司上海中欧财富基金销售有限公司

Customer experience

银华生利宝

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

中欧财富

All ratings6 ratings
Positive50.0%
Neutral33.3%
Negative16.7%
Written reviews3 reviews
Positive33.3%
Neutral66.7%
Negative0.0%

In-app purchases

None

银华生利宝

No in-app purchases

None

中欧财富

No in-app purchases

Questions

Is 银华生利宝 free?
银华生利宝 is free to download, with no in-app purchases.
Is 中欧财富 free?
中欧财富 is free to download, with no in-app purchases.
Which has better reviews, 银华生利宝 or 中欧财富?
中欧财富 is rated higher. 银华生利宝 averages 3.0 out of 5 from 2 ratings, while 中欧财富 averages 3.5 from 6 ratings.
Do 银华生利宝 or 中欧财富 have ads?
Neither 银华生利宝 nor 中欧财富 shows ads.
Which is updated more often, 银华生利宝 or 中欧财富?
银华生利宝 ships an update every 6 weeks, and 中欧财富 every 4 weeks. Most recently, 银华生利宝 was updated on October 13, 2026 and 中欧财富 on October 3, 2026.

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