Comparison

bunq vs brieftasche99

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

bunq

A mobile banking app designed for various life stages, offering easy account opening, wealth management, and budgeting tools. It provides features for everyday banking, business needs, and international lifestyles, with options for investing and cryptocurrency trading.

Highlights
  • Multiple bank accounts
  • Card management
  • Savings accounts and term deposits
  • Stock and ETF investing
  • Cryptocurrency trading
  • Contactless payment acceptance
  • Worldwide travel insurance
Features
Read full description

Say hello to bunq – the mobile bank that's there for you at every chapter of your life! Whether exploring new countries, building your dream business, or managing family life, bunq helps you grow your wealth, spend, and budget effortlessly. Open your account in just 5 minutes and start your 30-day free trial today. Our Plans bunq Free - €0/month Get started with essential banking. • 3 Bank Accounts to get you started • 1 Digital Card with Apple Pay support • Scheduled Payments and AutoAccept for requests • Earn 3.51% interest on USD/GBP savings • Invest in stocks with ease • Buy and sell cryptocurrencies in the EEA • Save up to 90% on roaming costs with an eSIM from bunq Business features: • Accept contactless payments with Tap to Pay • Integration with 50+ bookkeeping tools bunq Core - €3.99/month A bank account for everyday use. All bunq Free benefits, plus: • 5 Bank Accounts for your everyday needs • 1 Physical Card included • Personalize your Physical Card to make it uniquely yours • Shared account access • Add loyalty cards for quick access • Unlimited ZeroFX • 24/7 SOS Hotline for emergencies Business features: • Co-founder access • Shared account access • Bookkeeping integrations bunq Pro - €9.99/month The bank account that makes budgeting easy. All bunq Core benefits, plus: • 25 Bank Accounts for effortless budgeting • 3 Physical Cards and 25 Digital Cards included • Personalized budgeting insights and income organiser • 5 fee-free foreign currency payments per month • Secondary PIN for multiple accounts on one card • 20% discount on stock trading fees • Student offer: pay €0 per month Business features: • Add up to 3 employees • Company Cards (debit or credit) and Tap to Pay access • AutoVAT bunq Elite - €18.99/month The account for your international lifestyle. All bunq Pro benefits, plus: • Worldwide Travel Insurance • 10 fee-free foreign currency payments per month • 8GB worldwide data • 50% discount on stock trading fees Business features: • Add up to 10 employees • 500 fee-free transactions per year Your security = Our priority Boost your bank security with two-factor authentication and 100% control of cards. Your deposits = Fully protected Your money is insured up to €100,000 by the Deposit Guarantee Scheme (DGS). Invest in the bunq app through our partners. Investing involves risks, including potential loss. bunq does not provide trading advice. Manage your investments at your own risk. bunq is authorized by the Dutch Central Bank (DNB). Our US office resides at 401 Park Ave S. New York, NY 10016, USA.

About

brieftasche99

Digitally store your bank and customer cards to pay contactlessly with your iOS device. Send and receive money in real-time with contacts, no IBAN needed. Securely unlock with Touch or Face ID.

Highlights
  • Contactless mobile payments
  • Real-time money transfers (ZOIN)
  • Digital customer card storage
  • Secure Touch/Face ID unlock
  • Requires okay99 app activation
Features
Read full description

Voraussetzung: Installiere & aktiviere zuerst die okay99 App. Deine Bankkarte wird digital. Jetzt einfach mit deinem iOS Gerät bezahlen. Sicher und kontaktlos. Wir kennen das doch alle. Vorteilskarte hier, Bankkarte da. Und die Geldbörse wird immer voller. Unsere brieftasche99 App schafft Abhilfe! Bankkarten und ausgewählte Kundenkarten kannst du von nun an in deiner brieftasche99 ganz einfach digital sammeln. Zahle mit dem Telefon Einfach deine Bankkarte in der brieftasche99 zu Apple Pay hinzufügen. Und schon zahlst du mobil. Einfach, oder? Sende Geld in Echtzeit Mit ZOIN kannst du an deine Handykontakte Geld senden und empfangen. Ohne IBAN. Einfach per Nachricht. Sammle Kundenkarten digital Die brieftasche99 macht deine Geldbörse schlanker ;-) Was benötigst du? Du meinst, außer deinem iPhone? Nur ein konto99 und die okay99 App! Melde dich einfach mit deinem Benutzernamen und Passwort aus dem bank99 Online Banking an. Wie es funktioniert? Halte ab jetzt zum Bezahlen nur noch dein iPhone an den Terminal und erledige deinen Einkauf in Rekordzeit. Du hast noch kein konto99? Beantworte drei Fragen für dein ideales Kontomodell > > https://bank99.at/konto-finden Du liebst Touch & Face ID? Wir auch! Zu deiner Sicherheit kannst du deine brieftasche99 auch mit deinem Fingerabdruck oder Gesicht entsperren. Vergiss bitte nicht: Vor dem Anmelden in der brieftasche99 musst du die okay99 App installieren und aktivieren! Hier gehts zu unserem App Katalog -> https://bank99.at/apps/

Screenshots

bunq4 screens
brieftasche994 screens

Verdict

The call

The clearest difference is rating: brieftasche99 at 5.0 against bunq's 4.4. brieftasche99 also leads on monetization model (free vs freemium). bunq's advantage is update cadence (weekly vs every 5 months) and ratings volume (1.4K vs 3). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

brieftasche99 holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: bunq has 1.4K ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 42% of bunq's written reviews are positive against 20% of brieftasche99's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

bunq ships an update weekly, brieftasche99 every 5 months. The most recent releases landed on October 20, 2026 and October 3, 2026 respectively.

Scorecard5 real differences · 5 level
bunq versus brieftasche99: the parameters behind the verdict, then further details
Parameterbunqbrieftasche99
PriceFreeFree
Rating4.4 (1.4K ratings)5.0 (3 ratings) — better
Positive reviews42.4% of reviews — better20.0% of reviews
Number of ratings1.4K — better3
Update frequencyWeekly — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreemiumFree — better
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better17.0
Further details — not scored
Size468 MB84 MB
Age rating4+4+
Developerbunqbank99 AG

Customer experience

bunq

All ratings1,417 ratings
Positive85.6%
Neutral2.7%
Negative11.7%
Written reviews264 reviews
Positive42.4%
Neutral4.9%
Negative52.7%

brieftasche99

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews5 reviews
Positive20.0%
Neutral0.0%
Negative80.0%

Bugs and requests

bunq

Reported bugs

3 issues
  • App crashes on login
  • Incorrect transaction recording
  • Verification issues

Requested features

3 requests
  • Bring back previous app design
  • Improve account management features
  • Provide phone-based customer support

brieftasche99

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

bunq

No in-app purchases

None

brieftasche99

No in-app purchases

Questions

Is bunq free?
bunq is free to download, with no in-app purchases.
Is brieftasche99 free?
brieftasche99 is free to download, with no in-app purchases.
Which has better reviews, bunq or brieftasche99?
brieftasche99 is rated higher. bunq averages 4.4 out of 5 from 1.4K ratings, while brieftasche99 averages 5.0 from 3 ratings.
Do bunq or brieftasche99 have ads?
Neither bunq nor brieftasche99 shows ads.
Which is updated more often, bunq or brieftasche99?
bunq ships an update weekly, and brieftasche99 every 5 months. Most recently, bunq was updated on October 20, 2026 and brieftasche99 on October 3, 2026.

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