Comparison

bunq vs Bueno

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

bunq

A mobile banking app designed for various life stages, offering easy account opening, wealth management, and budgeting tools. It provides features for everyday banking, business needs, and international lifestyles, with options for investing and cryptocurrency trading.

Highlights
  • Multiple bank accounts
  • Card management
  • Savings accounts and term deposits
  • Stock and ETF investing
  • Cryptocurrency trading
  • Contactless payment acceptance
  • Worldwide travel insurance
Features
Read full description

Say hello to bunq – the mobile bank that's there for you at every chapter of your life! Whether exploring new countries, building your dream business, or managing family life, bunq helps you grow your wealth, spend, and budget effortlessly. Open your account in just 5 minutes and start your 30-day free trial today. Our Plans bunq Free - €0/month Get started with essential banking. • 3 Bank Accounts to get you started • 1 Digital Card with Apple Pay support • Scheduled Payments and AutoAccept for requests • Earn 3.51% interest on USD/GBP savings • Invest in stocks with ease • Buy and sell cryptocurrencies in the EEA • Save up to 90% on roaming costs with an eSIM from bunq Business features: • Accept contactless payments with Tap to Pay • Integration with 50+ bookkeeping tools bunq Core - €3.99/month A bank account for everyday use. All bunq Free benefits, plus: • 5 Bank Accounts for your everyday needs • 1 Physical Card included • Personalize your Physical Card to make it uniquely yours • Shared account access • Add loyalty cards for quick access • Unlimited ZeroFX • 24/7 SOS Hotline for emergencies Business features: • Co-founder access • Shared account access • Bookkeeping integrations bunq Pro - €9.99/month The bank account that makes budgeting easy. All bunq Core benefits, plus: • 25 Bank Accounts for effortless budgeting • 3 Physical Cards and 25 Digital Cards included • Personalized budgeting insights and income organiser • 5 fee-free foreign currency payments per month • Secondary PIN for multiple accounts on one card • 20% discount on stock trading fees • Student offer: pay €0 per month Business features: • Add up to 3 employees • Company Cards (debit or credit) and Tap to Pay access • AutoVAT bunq Elite - €18.99/month The account for your international lifestyle. All bunq Pro benefits, plus: • Worldwide Travel Insurance • 10 fee-free foreign currency payments per month • 8GB worldwide data • 50% discount on stock trading fees Business features: • Add up to 10 employees • 500 fee-free transactions per year Your security = Our priority Boost your bank security with two-factor authentication and 100% control of cards. Your deposits = Fully protected Your money is insured up to €100,000 by the Deposit Guarantee Scheme (DGS). Invest in the bunq app through our partners. Investing involves risks, including potential loss. bunq does not provide trading advice. Manage your investments at your own risk. bunq is authorized by the Dutch Central Bank (DNB). Our US office resides at 401 Park Ave S. New York, NY 10016, USA.

About

Bueno

This app simplifies property ownership and buying in Spain, offering a Spanish IBAN account, tax return assistance, and direct debit switching. It provides premium customer service in multiple languages to help foreign owners navigate property financials.

Highlights
  • Spanish IBAN account
  • Property tax return assistance
  • Direct debit switch service
  • Multi-language customer support
  • Property value maximization tools
Features
Read full description

It‘s more than just a financial app, Bueno offer a property platform that will not only make your life easier, it can help maximise your property's value over time. Bueno simlifies owning and buying property in Spain! Spanish IBAN account: Bueno offers the perfect account for your property abroad. Open it online and get access to simplified payments and much more. Enjoy our stylish card which of course is included. Non-resident tax returns: Bueno can assit with both the annual property tax return and rental tax returns. Since we already hold much of the information required, Bueno can offer annual tax return services from just €49. Direct debit switch service: Replacing your Spanish bank with Bueno? We will help you switch your direct debits to your new Bueno IBAN account, we have full support for utility payments in Spain. Premium customer service: The Bueno team is standing by to assist you with any questions you might have related property financials in Spain. We offer customer service in English, Spanish, Norwegian, Swedish, Danish, French, Dutch and German. As a foreign owner, it’s easy to feel vulnerable and overwhelmed. We truly understand the importance of a helping hand when you need it. Bueno leverages the decades of experience we have to offer the support we wish we had received.

Screenshots

bunq4 screens
Bueno4 screens

Verdict

The call

The clearest difference is review sentiment: Bueno at 100% against bunq's 42%. Bueno also leads on monetization model (free vs freemium). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
bunq versus Bueno: the parameters behind the verdict, then further details
ParameterbunqBueno
PriceFreeFree
Rating4.4 (1.4K ratings) — better—
Positive reviews42.4% of reviews100.0% of reviews — better
Number of ratings1.4K — better—
Update frequencyWeeklyWeekly
AdsNoNo
In-app purchasesNoNo
MonetizationFreemiumFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better16.4
Further details — not scored
Size468 MB58 MB
Age rating4+17+
DeveloperbunqBueno Europe AS

Customer experience

bunq

All ratings1,429 ratings
Positive85.7%
Neutral2.7%
Negative11.6%
Written reviews264 reviews
Positive42.4%
Neutral4.9%
Negative52.7%

Bueno

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

bunq

Reported bugs

3 issues
  • App crashes on login
  • Incorrect transaction recording
  • Verification issues

Requested features

3 requests
  • Bring back previous app design
  • Improve account management features
  • Provide phone-based customer support

Bueno

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

bunq

No in-app purchases

None

Bueno

No in-app purchases

Questions

Is bunq free?
bunq is free to download, with no in-app purchases.
Is Bueno free?
Bueno is free to download, with no in-app purchases.
Do bunq or Bueno have ads?
Neither bunq nor Bueno shows ads.
Which is updated more often, bunq or Bueno?
bunq ships an update weekly, and Bueno weekly. Most recently, bunq was updated on October 26, 2026 and Bueno on October 24, 2026.

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