Comparison

bunq vs SubWipe

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

bunq

A mobile banking app offering easy account opening, budgeting tools, and investment options. Choose from various plans to manage personal or business finances, with features like contactless payments, multi-currency accounts, and travel insurance.

Highlights
  • Open account in 5 minutes
  • Budgeting and income organizer
  • Invest in stocks and crypto
  • Contactless payments
  • Multi-currency accounts
  • Worldwide travel insurance
Features
Read full description

Say hello to bunq – the mobile bank that's there for you at every chapter of your life! Whether exploring new countries, building your dream business, or managing family life, bunq helps you grow your wealth, spend, and budget effortlessly. Open your account in just 5 minutes and start your 30-day free trial today. Our Plans bunq Free - €0/month Get started with essential banking. • 3 Bank Accounts to get you started • 1 Digital Card with Apple Pay support • Scheduled Payments and AutoAccept for requests • Earn 3.51% interest on USD/GBP savings • Invest in stocks with ease • Buy and sell cryptocurrencies in the EEA • Save up to 90% on roaming costs with an eSIM from bunq Business features: • Accept contactless payments with Tap to Pay • Integration with 50+ bookkeeping tools bunq Core - €3.99/month A bank account for everyday use. All bunq Free benefits, plus: • 5 Bank Accounts for your everyday needs • 1 Physical Card included • Personalize your Physical Card to make it uniquely yours • Shared account access • Add loyalty cards for quick access • Unlimited ZeroFX • 24/7 SOS Hotline for emergencies Business features: • Co-founder access • Shared account access • Bookkeeping integrations bunq Pro - €9.99/month The bank account that makes budgeting easy. All bunq Core benefits, plus: • 25 Bank Accounts for effortless budgeting • 3 Physical Cards and 25 Digital Cards included • Personalized budgeting insights and income organiser • 5 fee-free foreign currency payments per month • Secondary PIN for multiple accounts on one card • 20% discount on stock trading fees • Student offer: pay €0 per month Business features: • Add up to 3 employees • Company Cards (debit or credit) and Tap to Pay access • AutoVAT bunq Elite - €18.99/month The account for your international lifestyle. All bunq Pro benefits, plus: • Worldwide Travel Insurance • 10 fee-free foreign currency payments per month • 8GB worldwide data • 50% discount on stock trading fees Business features: • Add up to 10 employees • 500 fee-free transactions per year Your security = Our priority Boost your bank security with two-factor authentication and 100% control of cards. Your deposits = Fully protected Your money is insured up to €100,000 by the Deposit Guarantee Scheme (DGS). Invest in the bunq app through our partners. Investing involves risks, including potential loss. bunq does not provide trading advice. Manage your investments at your own risk. bunq is authorized by the Dutch Central Bank (DNB). Our US office resides at 401 Park Ave S. New York, NY 10016, USA.

About

SubWipe

Features
Read full description

You're paying for things you don't use anymore. The average person spends over $200/month on subscriptions they've forgotten about — streaming services they don't watch, free trials that quietly converted to paid, software they used once. SubWipe puts all of it in one place so you can finally see the real number, and start cutting. TOTAL VISIBILITY See every subscription, every cost, every renewal date in one dashboard. Your monthly total, yearly projection, and spending by category — streaming, music, software, fitness, food delivery, cloud storage, and more. It's hard to ignore a number that big. TRIAL WATCHDOG Free trials are designed to be forgotten. SubWipe fights back with countdown timers and escalating reminders — 7 days, 3 days, 1 day, and the morning your trial expires. You decide: cancel or keep. No more surprise charges. CANCELLATION GUIDES They make cancelling hard on purpose. SubWipe includes step-by-step cancellation walkthroughs for 50+ popular services with direct links, exact menu paths, and difficulty ratings. We did the annoying research so you don't have to. SAVINGS THAT FEEL LIKE WINNING Every cancelled subscription adds to your lifetime savings counter. Hit milestones, earn achievements, and build streaks. It sounds silly until you've saved $1,200 and earned the "First Thousand" badge. QUICK ADD — 100+ SERVICES BUILT IN Netflix, Spotify, Adobe, iCloud, Hulu, Disney+, and 100 more — pre-loaded with current pricing. Add any subscription in two taps. Or add custom subscriptions manually. SMART REMINDERS Get notified the day before every charge. Weekly spending digests on Mondays. Set your preferred reminder time so you stay ahead, not surprised. PRIVATE BY DESIGN All data stored locally on your device. No accounts. No cloud sync. No bank access. No tracking. No servers. Your financial data never leaves your phone. 30+ currencies supported. Dark and light mode. Export to CSV. Free. No subscriptions. No irony.

Screenshots

bunq4 screens
SubWipe4 screens

Verdict

The call

The clearest difference is ads: bunq at none against SubWipe's shown. On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 9 level
bunq versus SubWipe: the parameters behind the verdict, then further details
ParameterbunqSubWipe
PriceFreeFree
Rating4.5 (1.5K ratings) — better—
Positive reviews42.4% of reviews—
Number of ratings1.5K — better—
Update frequencyWeekly—
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.1 — better
Further details — not scored
Size468 MB37 MB
Age rating4+4+
DeveloperbunqPhilip Aerbo Hendriksen

Bugs and requests

bunq

Reported bugs

3 issues
  • App crashes on login
  • Incorrect transaction recording
  • Verification issues

Requested features

3 requests
  • Bring back previous app design
  • Improve account management features
  • Provide phone-based customer support

SubWipe

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

bunq

No in-app purchases

None

SubWipe

No in-app purchases

Questions

Is bunq free?
bunq is free to download, with no in-app purchases.
Is SubWipe free?
SubWipe is free to download, with no in-app purchases.
Do bunq or SubWipe have ads?
SubWipe shows ads; bunq does not.

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