融360 vs 招联好期贷
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
融360
This platform helps users find and compare financial products like loans and credit cards. It offers personalized recommendations based on user needs and provides financial education resources. Loans are sourced from regulated institutions with flexible repayment options.
- Loan amount up to 200,000 CNY
- Low annual interest rates (7.2%-24%)
- Flexible repayment options (6, 12, 24 months)
- Loans from regulated financial institutions
- Financial education and industry reports
- AI-powered product matching
Read full descriptionHide full description
融360(www.rong360.com)成立于2011年10月，以“让金融更简单，成为每个人的金融伙伴”为使命与愿景。2017年11月16日，融360旗下简普科技在美国成功上市。 【产品特点】 1、贷款额度：最高额度20万元。 2、安全借贷：贷款资金由正规持牌金融机构提供。 3、利率优势：贷款年化利率 7.2%-24%（以审核为准）。 4、还款灵活：可根据实际需求灵活选择不同还款方式（可分6期，12期，24期等还款方式）。 5、服务优质：我们深知您的难和急。暖心的服务是我们理应为您真情奉献的。 融360平台通过大数据分析、人工智能和机器学习技术，为个人消费者、小微企业、个体工商户提供金融产品的搜索、匹配、推荐服务。此外，融360还免费为用户提供金融教育、行业报告等内容服务。 【温馨提示】 不同产品通过率、贷款额度、贷款利率、放款时间差异较大,具体以金融机构实际审批放款为准； 贷款有风险、借款需谨慎，请依据个人能力合理贷款，理性消费，避免逾期 联系我们 【官方网站】http://m.rong360.com 【官方微信公众号】融360 【客服电话】10100360或4008-905-360
招联好期贷
Apply for consumer loans online with just your ID. Get approved and receive funds in as little as 1 minute. Access loan amounts up to 300,000 yuan from a licensed financial institution.
- Online application with ID
- Fast loan disbursement (as quick as 1 minute)
- High loan limits (up to 300,000 yuan)
- No collateral required
- Licensed financial institution
Read full descriptionHide full description
招联好期贷―消费贷款，凭身份证在线申请！借款成功后最快1分钟放款！额度最高30万元！ 【平台介绍】 招联金融旗下消费贷款产品――好期贷 招联金融：由招商银行与中国联通共同组建，持牌消费金融机构。为您提供安全、专业、智能、便捷的现金借贷、分期消费贷款服务。 【产品优势】 1、申请易：线上申请，无抵押 2、速度快：快速放款，现金借款最快1分钟到账 3、额度高：可借金额最高30万元 【联系我们】 微信关注“招联金融”官方公众号，为您提供快捷便利服务！ 官方网站：www.mucfc.com 【风险提示】 ● 具体活动以活动页面展示规则为准 ● 贷款额度、放款时间以实际审批结果为准 ● 贷款有风险、借款需谨慎；请根据个人能力合理贷款，理性消费，避免逾期
Screenshots
Verdict
The clearest difference is ads: 招联好期贷 at none against 融360's shown. 招联好期贷 also leads on rating (4.8 vs 4.4) and ratings volume (47K vs 43). On price, review sentiment, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
招联好期贷 holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: 招联好期贷 has 47K ratings behind it against 43, so its average is the more settled of the two. Written reviews complicate that: 88% of 融360's written reviews are positive against 86% of 招联好期贷's, so the app with the better star average is not the one people write more warmly about.
融360 ships an update every 6 weeks, 招联好期贷 every 2 months. The most recent releases landed on November 1, 2026 and November 4, 2026 respectively.
| Parameter | 融360 | 招联好期贷 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (43 ratings) | 4.8 (47K ratings) — better |
| Positive reviews | 87.9% of reviews — better | 86.4% of reviews |
| Number of ratings | 43 | 47K — better |
| Update frequency | Every 6 weeks — better | Every 2 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 104 MB | 121 MB |
| Age rating | 17+ | 17+ |
| Developer | 融360 | 招联消费金融股份有限公司 |
Customer experience
融360
招联好期贷
In-app purchases
融360
No in-app purchases
招联好期贷
No in-app purchases
