融360 vs 好会借
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
融360
This platform helps users find and compare financial products like loans and credit cards. It offers personalized recommendations based on user needs and provides financial education resources. Loans are sourced from regulated institutions with flexible repayment options.
- Loan amount up to 200,000 CNY
- Low annual interest rates (7.2%-24%)
- Flexible repayment options (6, 12, 24 months)
- Loans from regulated financial institutions
- Financial education and industry reports
- AI-powered product matching
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融360(www.rong360.com)成立于2011年10月，以“让金融更简单，成为每个人的金融伙伴”为使命与愿景。2017年11月16日，融360旗下简普科技在美国成功上市。 【产品特点】 1、贷款额度：最高额度20万元。 2、安全借贷：贷款资金由正规持牌金融机构提供。 3、利率优势：贷款年化利率 7.2%-24%（以审核为准）。 4、还款灵活：可根据实际需求灵活选择不同还款方式（可分6期，12期，24期等还款方式）。 5、服务优质：我们深知您的难和急。暖心的服务是我们理应为您真情奉献的。 融360平台通过大数据分析、人工智能和机器学习技术，为个人消费者、小微企业、个体工商户提供金融产品的搜索、匹配、推荐服务。此外，融360还免费为用户提供金融教育、行业报告等内容服务。 【温馨提示】 不同产品通过率、贷款额度、贷款利率、放款时间差异较大,具体以金融机构实际审批放款为准； 贷款有风险、借款需谨慎，请依据个人能力合理贷款，理性消费，避免逾期 联系我们 【官方网站】http://m.rong360.com 【官方微信公众号】融360 【客服电话】10100360或4008-905-360
好会借
This platform offers unsecured personal loans driven by smart technology. Apply with just your ID for quick approval and fast disbursement of funds up to 200,000 yuan. Enjoy competitive annual interest rates ranging from 7.2% to 24%.
- Unsecured personal loans
- Apply with ID only
- Loan amounts up to 200,000 yuan
- Annual interest rates 7.2%-24%
- Fast disbursement
- Secure data encryption
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好会借是一个以智能科技为驱动的助贷聚合借款服务平台，无抵押纯信用借款产品，仅凭身 份证即可申请，综合年化利率(单利)7.2%-24%，最高可借20万元。 【产品优势】 额度高：最高20万元 利率低：综合年化利率(单利)7.2%-24% 申请易：仅需身份证，三步即可申请 放款快：实时智能审批，极速放款 够安全：个人信息全程加密，安全放心 ----温馨提示---- 借款成功后好会借不会通过QQ、微信公众号等方式联系您转账或还款，请勿相信任何整改利息、退款等诱骗信息，如有疑问请咨询官方客服。 好会借是助贷平台，借款审批及放款服务由第三方持牌机构提供。 贷款额度、放款时间、通过率等以第三方机构实际审批为准。 贷款有风险,借款需谨慎;请根据个人能力合理贷款,理性消费,避免逾期。 ----联系好会借---- 客服电话：4000038115（服务时间：周一至周日9:00-18:00） 好会借APP在线客服
Screenshots
Verdict
The clearest difference is rating: 融360 at 4.4 against 好会借's 3.4. 融360 also leads on update cadence (every 6 weeks vs every 3 months). 好会借's advantage is ads (none vs shown) and ratings volume (1.5K vs 41). On price, in-app purchases, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
融360 holds the better App Store score, 4.4 against 3.4. That said, the two scores are not equally well evidenced: 好会借 has 1.5K ratings behind it against 41, so its average is the more settled of the two. Written reviews complicate that: 88% of 融360's written reviews are positive against 98% of 好会借's, so the app with the better star average is not the one people write more warmly about.
融360 ships an update every 6 weeks, 好会借 every 3 months. Both last shipped on September 25, 2026.
| Parameter | 融360 | 好会借 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (41 ratings) — better | 3.4 (1.5K ratings) |
| Positive reviews | 87.9% of reviews | 97.6% of reviews — better |
| Number of ratings | 41 | 1.5K — better |
| Update frequency | Every 6 weeks — better | Every 3 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 11.0 — better |
| Further details — not scored | ||
| Size | 104 MB | 115 MB |
| Age rating | 17+ | 4+ |
| Developer | 融360 | Beijing Zhide Tiancheng Information Technology Co., Ltd. |
Customer experience
融360
好会借
In-app purchases
融360
No in-app purchases
好会借
No in-app purchases
