众安小贷 vs 好会借
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
众安小贷
This platform offers unsecured, online consumer loans for individuals and small business owners. It provides fast disbursal with high loan limits and competitive interest rates, secured by professional risk assessment and data encryption.
- High loan limits up to 200,000
- Low daily interest rates starting at 0.02%
- Fast disbursal within 5 seconds
- Flexible repayment periods up to 12 months
- No collateral required
- Secure personal information encryption
- Risk assessment and credit report monitoring
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贷款借钱，资金周转，就找众安贷。 【产品优势】 1、额度高：额度最高可达20万元，循环使用，灵活分期。 2、息费低：1千元借12个月，日费用低至2毛，最低年化利率7.2%（单利）。 3、放款快：借款流程简单，线上自动审批，到账时间1分钟起。 4、门槛低：无需抵押贷款，全程线上申请，以实际审批为准。 5、更安全：个人信息严格保密，多重隐私保护措施，为您提供安全保障。 【关于我们】 1、众安贷专注为个人和小微企业提供快速便捷、安全低息的贷款服务，2019年至今持续稳健运营，累计注册用户近1亿，已助力超50万家企业的资金周转。（数据来源：众安贷2025年度运营数据） 2、客服电话400-601-9266（周一至周日09:00-18:00）。 3、微信关注“众安贷”官方公众号、官方小程序，了解并使用。 【温馨提示】 1、贷款有风险，借款需谨慎，请依据个人能力合理贷款，理性消费，避免逾期。 2、众安贷严格遵守有关法律法规，请您务必提供真实申请资料。 3、贷款额度、放款时间、通过率、提额信息等以实际审批结果为准。 4、部分活动仅限特邀用户参与，优惠信息和奖励使用请以APP内活动规则为准。
好会借
This platform offers unsecured personal loans driven by smart technology. Apply with just your ID for quick approval and fast disbursement of funds up to 200,000 yuan. Enjoy competitive annual interest rates ranging from 7.2% to 24%.
- Unsecured personal loans
- Apply with ID only
- Loan amounts up to 200,000 yuan
- Annual interest rates 7.2%-24%
- Fast disbursement
- Secure data encryption
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好会借是一个以智能科技为驱动的助贷聚合借款服务平台，无抵押纯信用借款产品，仅凭身 份证即可申请，综合年化利率(单利)7.2%-24%，最高可借20万元。 【产品优势】 额度高：最高20万元 利率低：综合年化利率(单利)7.2%-24% 申请易：仅需身份证，三步即可申请 放款快：实时智能审批，极速放款 够安全：个人信息全程加密，安全放心 ----温馨提示---- 借款成功后好会借不会通过QQ、微信公众号等方式联系您转账或还款，请勿相信任何整改利息、退款等诱骗信息，如有疑问请咨询官方客服。 好会借是助贷平台，借款审批及放款服务由第三方持牌机构提供。 贷款额度、放款时间、通过率等以第三方机构实际审批为准。 贷款有风险,借款需谨慎;请根据个人能力合理贷款,理性消费,避免逾期。 ----联系好会借---- 客服电话：4000038115（服务时间：周一至周日9:00-18:00） 好会借APP在线客服
Screenshots
Verdict
The clearest difference is ads: 好会借 at none against 众安小贷's shown. 好会借 also leads on rating (3.4 vs 3.0). 众安小贷's advantage is update cadence (every 2 weeks vs every 3 months) and ratings volume (16K vs 1.5K). On price, review sentiment, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
好会借 holds the better App Store score, 3.4 against 3.0. That said, the two scores are not equally well evidenced: 众安小贷 has 16K ratings behind it against 1.5K, so its average is the more settled of the two. Written reviews complicate that: 95% of 众安小贷's written reviews are positive against 93% of 好会借's, so the app with the better star average is not the one people write more warmly about.
众安小贷 ships an update every 2 weeks, 好会借 every 3 months. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.
| Parameter | 众安小贷 | 好会借 |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (16K ratings) | 3.4 (1.5K ratings) — better |
| Positive reviews | 95.5% of reviews — better | 93.3% of reviews |
| Number of ratings | 16K — better | 1.5K |
| Update frequency | Every 2 weeks — better | Every 3 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 185 MB | 84 MB |
| Age rating | 17+ | 4+ |
| Developer | Chongqing Zhongxian Anxing Technology Co., Ltd. | Beijing Zhide Tiancheng Information Technology Co., Ltd. |
Customer experience
众安小贷
好会借
In-app purchases
众安小贷
No in-app purchases
好会借
No in-app purchases
