极融借款 vs 好会借
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
极融借款
This platform offers quick, online loan applications with no collateral required. It provides transparent interest rates and allows users to track their loan progress easily. Get access to funds up to 200,000 yuan with smart, efficient approval processes.
- High loan limits up to 200,000 yuan
- Easy online application, no collateral needed
- Smart and efficient approval process
- Real-time tracking of loan progress
- Transparent annual interest rates from 7.2% to 24%
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【产品特点】 1、额度高：额度最高20万元 2、申请易：线上申请，无抵押 3、效率高：智能审核 4、操作易：借款进度随时可查 5、费息透明：年化利率7.2%-24%（单利），实际以审核为准 【关于我们】 极融APP运用互联网安全技术和大数据技术，基于海量用户信用数据及行为数据为有需求的用户提供方便、稳定、便捷的金融借款服务，申请方便，息费透明，年化利率7.2%-24%（单利）。 【温馨提示】 贷款额度、放款时间以实际审批结果为准； 实际放款以借款合同约定为准； 贷款有风险，借款需谨慎； 请根据个人能力合理借款，理性消费，避免逾期。 客服热线：4000627626，人工服务时间（非节假日8:00-21:00，节假日9:00-19:00）
好会借
This platform offers unsecured personal loans driven by smart technology. Apply with just your ID for quick approval and fast disbursement of funds up to 200,000 yuan. Enjoy competitive annual interest rates ranging from 7.2% to 24%.
- Unsecured personal loans
- Apply with ID only
- Loan amounts up to 200,000 yuan
- Annual interest rates 7.2%-24%
- Fast disbursement
- Secure data encryption
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好会借是一个以智能科技为驱动的助贷聚合借款服务平台，无抵押纯信用借款产品，仅凭身 份证即可申请，综合年化利率(单利)7.2%-24%，最高可借20万元。 【产品优势】 额度高：最高20万元 利率低：综合年化利率(单利)7.2%-24% 申请易：仅需身份证，三步即可申请 放款快：实时智能审批，极速放款 够安全：个人信息全程加密，安全放心 ----温馨提示---- 借款成功后好会借不会通过QQ、微信公众号等方式联系您转账或还款，请勿相信任何整改利息、退款等诱骗信息，如有疑问请咨询官方客服。 好会借是助贷平台，借款审批及放款服务由第三方持牌机构提供。 贷款额度、放款时间、通过率等以第三方机构实际审批为准。 贷款有风险,借款需谨慎;请根据个人能力合理贷款,理性消费,避免逾期。 ----联系好会借---- 客服电话：4000038115（服务时间：周一至周日9:00-18:00） 好会借APP在线客服
Screenshots
Verdict
The clearest difference is rating: 极融借款 at 4.6 against 好会借's 3.4. 极融借款 also leads on ratings volume (32K vs 1.5K) and update cadence (monthly vs every 3 months). 好会借's advantage is review sentiment (93% vs 63%) and iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
极融借款 holds the better App Store score, 4.6 against 3.4. That said, the two scores are not equally well evidenced: 极融借款 has 32K ratings behind it against 1.5K, so its average is the more settled of the two. Written reviews complicate that: 63% of 极融借款's written reviews are positive against 93% of 好会借's, so the app with the better star average is not the one people write more warmly about.
极融借款 ships an update monthly, 好会借 every 3 months. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.
| Parameter | 极融借款 | 好会借 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (32K ratings) — better | 3.4 (1.5K ratings) |
| Positive reviews | 62.5% of reviews | 93.3% of reviews — better |
| Number of ratings | 32K — better | 1.5K |
| Update frequency | Monthly — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 172 MB | 84 MB |
| Age rating | 17+ | 4+ |
| Developer | Jiangxi Peitao Technology Company Limited | Beijing Zhide Tiancheng Information Technology Co., Ltd. |
Customer experience
极融借款
好会借
In-app purchases
极融借款
No in-app purchases
好会借
No in-app purchases
