Comparison

360你财富 vs 平安口袋银行

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

360你财富

This platform offers a range of financial products including bank deposits and fund investments. It provides options for flexible withdrawals, high interest rates, and a wide selection of funds with professional team support. Security and user account protection are emphasized.

Highlights
  • Bank deposit products
  • Fund investment options
  • Flexible withdrawals
  • High interest rates
  • Professional financial team
  • Account security
Features
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360你财富截至2019年5月,用户突破6000万。 360你财富是360金服旗下互联网金融平台。 【重磅福利】 1、精选银行存款产品,活期3.85%,投资新选择。 2、 基金申购费全场1折。 【产品介绍】 1、 银行存款:1元起投,精选多家银行产品,本金保障,灵活存取,利率高至5.3%。 2、 基金投资:千余款基金任挑选,组合策略稳健灵活,止盈提示更省心。 更多产品:网贷、券商、信用卡,邀您抢先体验。 【安心有保障】 1、360金服旗下互联网金融服务平台,千万用户的安心之选。 2、专业金融团队,严选优质资产。 3、秉承360安全基因,保障用户账户安全与信息安全。 【品牌荣耀】 1、2015年,你财富荣获《投资者报》 “互联网金融公司・投资者保护奖” 2、2016年,你财富获得《互联网周刊》2016年度互联网金融App称号。 3、2016年,你财富被21世纪经济报道评选为2016中国资产管理金贝奖 “2016最具人气理财产品”。 4、360你财富荣获凤凰网财经“2018年度最具品牌影响力奖项” 【联系方式】 服务热线:4000-360-000 (工作日8~21点 节假日9~18点) 官方网址:https://www.nicaifu.com 微信公众号:你财富 微信服务号:你财富小助手

About

平安口袋银行

This app offers a comprehensive financial management experience, covering investments, savings, and banking services. It also provides exclusive lifestyle and travel benefits, aiming to simplify daily life and offer greater value. Designed with user experience in mind, it includes features for enhanced accessibility and security.

Highlights
  • One-stop financial services (wealth management, funds, deposits, gold)
  • Exclusive travel and lifestyle benefits (airport transfers, hotels, golf, fitness)
  • Simplified interface with optimized layout
  • Multi-account and cross-platform capabilities
  • Large font mode and anti-fraud resources for seniors
  • Cross-border remittance and account security
Features
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简单一点 省心・省时・省钱 【多赚一点】 覆盖理财、基金、存款、黄金等产品,打造一站式金融服务。 【多省一点】 涵盖接送机、贵宾厅、高端酒店等商旅出行权益;视频音乐、高尔夫、健身等休闲娱乐权益;跨境汇款、账户安全保障等基础服务权益,还有购票、打车、外卖等第三方生活类权益。 【轻松一点】 界面大幅降噪,优化布局、提高体验。全新多账户、跨平台能力,实现搜索、收藏和服务的一触即达。 【关爱多一点】 大字版全面优化,易理解、好操作,同时提供防骗宝典专区,为老年客户的金融生活保驾护航。

Screenshots

360你财富4 screens
平安口袋银行4 screens

Verdict

The call

The clearest difference is ads: 平安口袋银行 at none against 360你财富's shown. 平安口袋银行 also leads on ratings volume (1.6K vs 9) and rating (4.7 vs 4.4). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

平安口袋银行 holds the better App Store score, 4.7 against 4.4. That said, the two scores are not equally well evidenced: 平安口袋银行 has 1.6K ratings behind it against 9, so its average is the more settled of the two.

UpkeepUpdate frequency

360你财富 ships an update every 2 months, 平安口袋银行 fortnightly. Both last shipped on October 24, 2026.

Scorecard5 real differences · 5 level
360你财富 versus 平安口袋银行: the parameters behind the verdict, then further details
Parameter360你财富平安口袋银行
PriceFreeFree
Rating4.4 (9 ratings)4.7 (1.6K ratings) — better
Positive reviews—50.0% of reviews
Number of ratings91.6K — better
Update frequencyEvery 2 monthsFortnightly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size89 MB474 MB
Age rating4+17+
Developer北京你财富计算机科技有限公司PingAn Bank

Customer experience

360你财富

All ratings9 ratings
Positive88.9%
Neutral0.0%
Negative11.1%

平安口袋银行

All ratings1,593 ratings
Positive94.1%
Neutral0.5%
Negative5.4%
Written reviews62 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Bugs and requests

360你财富

Not enough reviews yet to summarise bugs or requests.

平安口袋银行

Reported bugs

3 issues
  • Unable to log in due to verification image not loading
  • Account balance not updating properly
  • App freezing and becoming unresponsive

Requested features

2 requests
  • Monthly/yearly calendar view for account analytics
  • Simplified and less cluttered interface

In-app purchases

None

360你财富

No in-app purchases

None

平安口袋银行

No in-app purchases

Questions

Is 360你财富 free?
360你财富 is free to download, with no in-app purchases.
Is 平安口袋银行 free?
平安口袋银行 is free to download, with no in-app purchases.
Which has better reviews, 360你财富 or 平安口袋银行?
平安口袋银行 is rated higher. 360你财富 averages 4.4 out of 5 from 9 ratings, while 平安口袋银行 averages 4.7 from 1.6K ratings.
Do 360你财富 or 平安口袋银行 have ads?
360你财富 shows ads; 平安口袋银行 does not.
Which is updated more often, 360你财富 or 平安口袋银行?
360你财富 ships an update every 2 months, and 平安口袋银行 fortnightly. Most recently, 360你财富 was updated on October 24, 2026 and 平安口袋银行 on October 24, 2026.

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