Comparison

浦发银行 vs 平安口袋银行

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

浦发银行

Experience financial empowerment with the latest version of an innovative banking app. Stay informed with real-time market updates, personalized financial insights, easy loan options, and convenient payment features. Enhance your financial journey with interactive tools and tailored investment advice.

Features
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伙伴·共进,浦发银行App焕新升级! 【做你的财富知己】 1-慧选:理财、基金、存款全品类覆盖!推出慧选矩阵和榜单,实现轻松选、一键投。 2-慧伴:7*24小时财富管家,市场热点、待办事项、持仓分析、投资机会一手掌握。 3-慧诊:四步法资产全面规划,深度持仓产品诊断,科学配置资产,财富稳健增值。 【做你的贷款顾问】 1-贷款超市:消费、置业、经营贷一站式配齐!贷款超市随心选,匹配你的每笔资金规划。 2-优惠权益:政府贴息+利息优惠双重福利,低息省钱更划算。 3-信用卡:聚合双卡权益,融合全能积分等32项功能,一个APP搞定信用卡全场景需求。 【做你的生活搭子】 1-卓信V+:焕新权益礼,达标享好礼,月月有惊喜。 2-代发专区:融合企业人财事管理,为企业员工提供工资查看、签到、请假、OA、报销及专属权益等非金融一站式服务。 3-便民服务:涵盖生活缴费、医疗健康、文娱出行、购物消费,多场景需求一屏直达。

About

平安口袋银行

This app offers a comprehensive financial management experience, covering investments, savings, and banking services. It also provides exclusive lifestyle and travel benefits, aiming to simplify daily life and offer greater value. Designed with user experience in mind, it includes features for enhanced accessibility and security.

Highlights
  • One-stop financial services (wealth management, funds, deposits, gold)
  • Exclusive travel and lifestyle benefits (airport transfers, hotels, golf, fitness)
  • Simplified interface with optimized layout
  • Multi-account and cross-platform capabilities
  • Large font mode and anti-fraud resources for seniors
  • Cross-border remittance and account security
Features
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简单一点 省心・省时・省钱 【多赚一点】 覆盖理财、基金、存款、黄金等产品,打造一站式金融服务。 【多省一点】 涵盖接送机、贵宾厅、高端酒店等商旅出行权益;视频音乐、高尔夫、健身等休闲娱乐权益;跨境汇款、账户安全保障等基础服务权益,还有购票、打车、外卖等第三方生活类权益。 【轻松一点】 界面大幅降噪,优化布局、提高体验。全新多账户、跨平台能力,实现搜索、收藏和服务的一触即达。 【关爱多一点】 大字版全面优化,易理解、好操作,同时提供防骗宝典专区,为老年客户的金融生活保驾护航。

Screenshots

浦发银行4 screens
平安口袋银行4 screens

Verdict

The call

浦发银行 and 平安口袋银行 both sit at 4.7 stars, but that hides the real split: 50% of 平安口袋银行's written reviews are positive against 35% of 浦发银行's. On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for 浦发银行 against 4.7 for 平安口袋银行. Both are backed by a comparable volume of ratings — 1.7K and 1.6K respectively. Written reviews are what separate them: 35% of 浦发银行's written reviews are positive against 50% of 平安口袋银行's.

UpkeepUpdate frequency

浦发银行 ships an update every 3 weeks, 平安口袋银行 fortnightly. The most recent releases landed on September 23, 2026 and September 24, 2026 respectively.

Scorecard1 real difference · 9 level
浦发银行 versus 平安口袋银行: the parameters behind the verdict, then further details
Parameter浦发银行平安口袋银行
PriceFreeFree
Rating4.7 (1.7K ratings)4.7 (1.6K ratings)
Positive reviews34.5% of reviews50.0% of reviews — better
Number of ratings1.7K — better1.6K
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.4 — better13.0
Further details — not scored
Size260 MB474 MB
Age rating4+17+
Developer上海浦东发展银行PingAn Bank

Customer experience

浦发银行

All ratings1,748 ratings
Positive92.8%
Neutral1.0%
Negative6.2%
Written reviews113 reviews
Positive34.5%
Neutral4.4%
Negative61.1%

平安口袋银行

All ratings1,593 ratings
Positive94.1%
Neutral0.5%
Negative5.4%
Written reviews62 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

User reviews

浦发银行

From 1.7K App Store ratings

What we love

  • 🚀 Fast and efficient
  • 🔒 Secure user funds management
  • 👍 Convenient and user-friendly
  • 💡 Innovative features

Room to improve

  • 🐛 Frequent crashes and glitches
  • 🔋 High battery consumption
  • 👎 Poor user experience
  • 🚫 Incompatible with VPN/proxy

平安口袋银行

From 1.6K App Store ratings

What we love

  • 👍 Nice and good quality service
  • 🚀 Straightforward UI
  • 💰 High investment returns

Room to improve

  • 🐛 Frequent crashes
  • 💸 Excessive ads and pop-ups
  • 🕰️ Delayed account analytics
  • 📞 Overly frequent customer service calls
  • 🔒 Excessive biometric authentication

Bugs and requests

浦发银行

Reported bugs

4 issues
  • Login issues and session timeouts
  • Inability to change password
  • Unreliable network connectivity
  • Incompatibility with newer iOS versions

Requested features

4 requests
  • Dark mode option
  • Improved account statement and transaction history
  • Streamlined transfer process
  • Better support for larger screen devices

平安口袋银行

Reported bugs

3 issues
  • Unable to log in due to verification image not loading
  • Account balance not updating properly
  • App freezing and becoming unresponsive

Requested features

2 requests
  • Monthly/yearly calendar view for account analytics
  • Simplified and less cluttered interface

In-app purchases

None

浦发银行

No in-app purchases

None

平安口袋银行

No in-app purchases

Questions

Is 浦发银行 free?
浦发银行 is free to download, with no in-app purchases.
Is 平安口袋银行 free?
平安口袋银行 is free to download, with no in-app purchases.
Which has better reviews, 浦发银行 or 平安口袋银行?
浦发银行 and 平安口袋银行 are both rated 4.7 out of 5 on the App Store, from 1.7K and 1.6K ratings respectively.
Do 浦发银行 or 平安口袋银行 have ads?
Neither 浦发银行 nor 平安口袋银行 shows ads.
Which is updated more often, 浦发银行 or 平安口袋银行?
浦发银行 ships an update every 3 weeks, and 平安口袋银行 fortnightly. Most recently, 浦发银行 was updated on September 23, 2026 and 平安口袋银行 on September 24, 2026.

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