中国建设银行 vs 浦发银行
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
中国建设银行
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管钱、借钱、省钱,一部手机尽享金融服务。 #为每个人提供便捷的资金管理服务# · 全品类资产及收益数据展示更新,15年内账户明细随时可查,年/月/日多周期报告提供分析。 · 养老、住房、跨境、乡村、社保、亲子、代发等多种客群和功能专区,为不同客户打造专属服务。 · 自主研发风控大脑毫秒级风险决策,个性化简易化安全认证方式,严格安全保障和简洁使用体验两不误。 #为每个人提供丰富的财富信贷方案# ·“新手宝典”“四笔钱”“建行严选”“财富会员”“财富百宝箱”,为您提供多种类型的财富产品方案。 ·“龙钱宝”“嗖嗖攒”“轻松还”,多种创新服务满足活钱投资、边花边攒、还款管理等多样场景需求。 · 快贷、建信福贷、小微快贷、农户贷款、多种贷款产品实现线上测额、选品,一站式满足不同借钱需求。 #为每个人提供精彩的便民生活场景# · 电影购票、影视会员、智慧就餐等丰富生活场景,无论是否持有建行卡均可体验使用。 · 话、电、燃、水等民生缴费,社保、医保、公积金等便民服务,轻轻松松一站式管理。 · 任务中心开宝箱月月抽好礼,联合会员多重礼遇优惠,权益中心等级礼遇一键解锁、龙积分、优惠券好礼即用。
浦发银行
Experience financial empowerment with the latest version of an innovative banking app. Stay informed with real-time market updates, personalized financial insights, easy loan options, and convenient payment features. Enhance your financial journey with interactive tools and tailored investment advice.
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伙伴·共进,浦发银行App焕新升级! 【做你的财富知己】 1-慧选:理财、基金、存款全品类覆盖!推出慧选矩阵和榜单,实现轻松选、一键投。 2-慧伴:7*24小时财富管家,市场热点、待办事项、持仓分析、投资机会一手掌握。 3-慧诊:四步法资产全面规划,深度持仓产品诊断,科学配置资产,财富稳健增值。 【做你的贷款顾问】 1-贷款超市:消费、置业、经营贷一站式配齐!贷款超市随心选,匹配你的每笔资金规划。 2-优惠权益:政府贴息+利息优惠双重福利,低息省钱更划算。 3-信用卡:聚合双卡权益,融合全能积分等32项功能,一个APP搞定信用卡全场景需求。 【做你的生活搭子】 1-卓信V+:焕新权益礼,达标享好礼,月月有惊喜。 2-代发专区:融合企业人财事管理,为企业员工提供工资查看、签到、请假、OA、报销及专属权益等非金融一站式服务。 3-便民服务:涵盖生活缴费、医疗健康、文娱出行、购物消费,多场景需求一屏直达。
Screenshots
Verdict
The clearest difference is rating: 浦发银行 at 4.7 against 中国建设银行's 4.1. 浦发银行 also leads on review sentiment (34% vs 17%). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
浦发银行 holds the better App Store score, 4.7 against 4.1. Both are backed by a comparable volume of ratings — 2.8K and 1.8K respectively. Written reviews point the same way: 17% of 中国建设银行's written reviews are positive against 34% of 浦发银行's.
中国建设银行 ships an update every 2 weeks, 浦发银行 fortnightly. Both last shipped on November 1, 2026.
| Parameter | 中国建设银行 | 浦发银行 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (2.8K ratings) | 4.7 (1.8K ratings) — better |
| Positive reviews | 17.4% of reviews | 33.6% of reviews — better |
| Number of ratings | 2.8K — better | 1.8K |
| Update frequency | Every 2 weeks — better | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 504 MB | 260 MB |
| Age rating | 17+ | 4+ |
| Developer | 中国建设银行 | 上海浦东发展银行 |
Customer experience
中国建设银行
浦发银行
User reviews
中国建设银行
From 2.8K App Store ratingsWhat we love
- 🚀 Fast and efficient
- 💡 Useful features
- 👍 User-friendly interface
Room to improve
- 🐛 Frequent crashes and bugs
- 🔋 High battery consumption
- 🤔 Confusing and complex UI
- 🔒 Poor security and login issues
- 📦 Extremely large app size
浦发银行
From 1.8K App Store ratingsWhat we love
- 🚀 Fast and efficient
- 🔒 Secure user funds management
- 👍 Convenient and user-friendly
- 💡 Innovative features
Room to improve
- 🐛 Frequent crashes and glitches
- 🔋 High battery consumption
- 👎 Poor user experience
- 🚫 Incompatible with VPN/proxy
Bugs and requests
中国建设银行
Reported bugs
4 issues- Frequent crashes and freezes
- Login and account management issues
- Problems with core banking functionalities
- Compatibility problems with newer iOS versions
Requested features
5 requests- Improve login and security features
- Optimize app performance and battery life
- Simplify and streamline the user interface
- Add more language support, especially English
- Introduce biometric authentication (e.g., Touch ID/Face ID)
浦发银行
Reported bugs
4 issues- Login issues and session timeouts
- Inability to change password
- Unreliable network connectivity
- Incompatibility with newer iOS versions
Requested features
4 requests- Dark mode option
- Improved account statement and transaction history
- Streamlined transfer process
- Better support for larger screen devices
In-app purchases
中国建设银行
No in-app purchases
浦发银行
No in-app purchases









