Comparison

中国建设银行 vs 浦发银行

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

中国建设银行

Features
Read full description

管钱、借钱、省钱,一部手机尽享金融服务。 #为每个人提供便捷的资金管理服务# · 全品类资产及收益数据展示更新,15年内账户明细随时可查,年/月/日多周期报告提供分析。 · 养老、住房、跨境、乡村、社保、亲子、代发等多种客群和功能专区,为不同客户打造专属服务。 · 自主研发风控大脑毫秒级风险决策,个性化简易化安全认证方式,严格安全保障和简洁使用体验两不误。 #为每个人提供丰富的财富信贷方案# ·“新手宝典”“四笔钱”“建行严选”“财富会员”“财富百宝箱”,为您提供多种类型的财富产品方案。 ·“龙钱宝”“嗖嗖攒”“轻松还”,多种创新服务满足活钱投资、边花边攒、还款管理等多样场景需求。 · 快贷、建信福贷、小微快贷、农户贷款、多种贷款产品实现线上测额、选品,一站式满足不同借钱需求。 #为每个人提供精彩的便民生活场景# · 电影购票、影视会员、智慧就餐等丰富生活场景,无论是否持有建行卡均可体验使用。 · 话、电、燃、水等民生缴费,社保、医保、公积金等便民服务,轻轻松松一站式管理。 · 任务中心开宝箱月月抽好礼,联合会员多重礼遇优惠,权益中心等级礼遇一键解锁、龙积分、优惠券好礼即用。

About

浦发银行

Experience financial empowerment with the latest version of an innovative banking app. Stay informed with real-time market updates, personalized financial insights, easy loan options, and convenient payment features. Enhance your financial journey with interactive tools and tailored investment advice.

Features
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伙伴·共进,浦发银行App焕新升级! 【做你的财富知己】 1-慧选:理财、基金、存款全品类覆盖!推出慧选矩阵和榜单,实现轻松选、一键投。 2-慧伴:7*24小时财富管家,市场热点、待办事项、持仓分析、投资机会一手掌握。 3-慧诊:四步法资产全面规划,深度持仓产品诊断,科学配置资产,财富稳健增值。 【做你的贷款顾问】 1-贷款超市:消费、置业、经营贷一站式配齐!贷款超市随心选,匹配你的每笔资金规划。 2-优惠权益:政府贴息+利息优惠双重福利,低息省钱更划算。 3-信用卡:聚合双卡权益,融合全能积分等32项功能,一个APP搞定信用卡全场景需求。 【做你的生活搭子】 1-卓信V+:焕新权益礼,达标享好礼,月月有惊喜。 2-代发专区:融合企业人财事管理,为企业员工提供工资查看、签到、请假、OA、报销及专属权益等非金融一站式服务。 3-便民服务:涵盖生活缴费、医疗健康、文娱出行、购物消费,多场景需求一屏直达。

Screenshots

中国建设银行4 screens
浦发银行4 screens

Verdict

The call

The clearest difference is rating: 浦发银行 at 4.7 against 中国建设银行's 4.1. 浦发银行 also leads on review sentiment (34% vs 17%). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

浦发银行 holds the better App Store score, 4.7 against 4.1. Both are backed by a comparable volume of ratings — 2.8K and 1.8K respectively. Written reviews point the same way: 17% of 中国建设银行's written reviews are positive against 34% of 浦发银行's.

UpkeepUpdate frequency

中国建设银行 ships an update every 2 weeks, 浦发银行 fortnightly. Both last shipped on November 1, 2026.

Scorecard2 real differences · 7 level
中国建设银行 versus 浦发银行: the parameters behind the verdict, then further details
Parameter中国建设银行浦发银行
PriceFreeFree
Rating4.1 (2.8K ratings)4.7 (1.8K ratings) — better
Positive reviews17.4% of reviews33.6% of reviews — better
Number of ratings2.8K — better1.8K
Update frequencyEvery 2 weeks — betterFortnightly
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size504 MB260 MB
Age rating17+4+
Developer中国建设银行上海浦东发展银行

Customer experience

中国建设银行

All ratings2,732 ratings
Positive77.5%
Neutral1.5%
Negative21.0%
Written reviews362 reviews
Positive17.4%
Neutral6.1%
Negative76.5%

浦发银行

All ratings1,760 ratings
Positive92.8%
Neutral1.0%
Negative6.3%
Written reviews116 reviews
Positive33.6%
Neutral5.2%
Negative61.2%

User reviews

中国建设银行

From 2.8K App Store ratings

What we love

  • 🚀 Fast and efficient
  • 💡 Useful features
  • 👍 User-friendly interface

Room to improve

  • 🐛 Frequent crashes and bugs
  • 🔋 High battery consumption
  • 🤔 Confusing and complex UI
  • 🔒 Poor security and login issues
  • 📦 Extremely large app size

浦发银行

From 1.8K App Store ratings

What we love

  • 🚀 Fast and efficient
  • 🔒 Secure user funds management
  • 👍 Convenient and user-friendly
  • 💡 Innovative features

Room to improve

  • 🐛 Frequent crashes and glitches
  • 🔋 High battery consumption
  • 👎 Poor user experience
  • 🚫 Incompatible with VPN/proxy

Bugs and requests

中国建设银行

Reported bugs

4 issues
  • Frequent crashes and freezes
  • Login and account management issues
  • Problems with core banking functionalities
  • Compatibility problems with newer iOS versions

Requested features

5 requests
  • Improve login and security features
  • Optimize app performance and battery life
  • Simplify and streamline the user interface
  • Add more language support, especially English
  • Introduce biometric authentication (e.g., Touch ID/Face ID)

浦发银行

Reported bugs

4 issues
  • Login issues and session timeouts
  • Inability to change password
  • Unreliable network connectivity
  • Incompatibility with newer iOS versions

Requested features

4 requests
  • Dark mode option
  • Improved account statement and transaction history
  • Streamlined transfer process
  • Better support for larger screen devices

In-app purchases

None

中国建设银行

No in-app purchases

None

浦发银行

No in-app purchases

Questions

Is 中国建设银行 free?
中国建设银行 is free to download, with no in-app purchases.
Is 浦发银行 free?
浦发银行 is free to download, with no in-app purchases.
Which has better reviews, 中国建设银行 or 浦发银行?
浦发银行 is rated higher. 中国建设银行 averages 4.1 out of 5 from 2.8K ratings, while 浦发银行 averages 4.7 from 1.8K ratings.
Do 中国建设银行 or 浦发银行 have ads?
Neither 中国建设银行 nor 浦发银行 shows ads.
Which is updated more often, 中国建设银行 or 浦发银行?
中国建设银行 ships an update every 2 weeks, and 浦发银行 fortnightly. Most recently, 中国建设银行 was updated on November 1, 2026 and 浦发银行 on November 1, 2026.

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