中国建设银行 vs UnionPay APP
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
中国建设银行
Read full descriptionHide full description
管钱、借钱、省钱，一部手机尽享金融服务。 #为每个人提供便捷的资金管理服务# · 全品类资产及收益数据展示更新，15年内账户明细随时可查，年/月/日多周期报告提供分析。 · 养老、住房、跨境、乡村、社保、亲子、代发等多种客群和功能专区，为不同客户打造专属服务。 · 自主研发风控大脑毫秒级风险决策，个性化简易化安全认证方式，严格安全保障和简洁使用体验两不误。 #为每个人提供丰富的财富信贷方案# ·“新手宝典”“四笔钱”“建行严选”“财富会员”“财富百宝箱”，为您提供多种类型的财富产品方案。 ·“龙钱宝”“嗖嗖攒”“轻松还”，多种创新服务满足活钱投资、边花边攒、还款管理等多样场景需求。 · 快贷、建信福贷、小微快贷、农户贷款、多种贷款产品实现线上测额、选品，一站式满足不同借钱需求。 #为每个人提供精彩的便民生活场景# · 电影购票、影视会员、智慧就餐等丰富生活场景，无论是否持有建行卡均可体验使用。 · 话、电、燃、水等民生缴费，社保、医保、公积金等便民服务，轻轻松松一站式管理。 · 任务中心开宝箱月月抽好礼，联合会员多重礼遇优惠，权益中心等级礼遇一键解锁、龙积分、优惠券好礼即用。
UnionPay APP
Manage all your bank cards in one place with this integrated mobile payment solution. Securely scan to pay and discover exclusive card discounts and special offers.
- Integrated mobile payment
- Comprehensive bank card management
- Scan-to-pay feature
- Financial-grade security protection
- Card discounts and special offers
Read full descriptionHide full description
UnionPay APP is a strategic product for integrated mobile payment in the banking sector. It provides comprehensive management of bank cards and brings together all card discounts and special offers. 【Main Features】 1. Scan-to-pay feature with UnionPay's financial-grade security protection, ensuring worry-free fund security. 【Official Website】https://www.95516.com/ 【Official WeChat】Yinlian_KY
Screenshots
Verdict
The clearest difference is rating: 中国建设银行 at 4.1 against UnionPay APP's 1.9. 中国建设银行 also leads on update cadence (every 2 weeks vs monthly) and review sentiment (17% vs 8%). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
中国建设银行 holds the better App Store score, 4.1 against 1.9. Both are backed by a comparable volume of ratings — 2.5K and 569 respectively. Written reviews point the same way: 17% of 中国建设银行's written reviews are positive against 8% of UnionPay APP's.
中国建设银行 ships an update every 2 weeks, UnionPay APP monthly. Both last shipped on September 24, 2026.
| Parameter | 中国建设银行 | UnionPay APP |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (2.5K ratings) — better | 1.9 (569 ratings) |
| Positive reviews | 17.2% of reviews — better | 8.4% of reviews |
| Number of ratings | 2.5K — better | 569 |
| Update frequency | Every 2 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 13.4 |
| Further details — not scored | ||
| Size | 504 MB | 224 MB |
| Age rating | 17+ | 17+ |
| Developer | 中国建设银行 | 中国银联 |
Customer experience
中国建设银行
UnionPay APP
User reviews
中国建设银行
From 2.5K App Store ratingsWhat we love
- 🚀 Fast and efficient
- 💡 Useful features
- 👍 User-friendly interface
Room to improve
- 🐛 Frequent crashes and bugs
- 🔋 High battery consumption
- 🤔 Confusing and complex UI
- 🔒 Poor security and login issues
- 📦 Extremely large app size
UnionPay APP
From 569 App Store ratingsWhat we love
- 🚀 Fast payment processing
- 🔒 Secure payment methods
- 👍 Convenient account management
Room to improve
- 🐛 Frequent crashes and bugs
- 🤖 Poor user experience design
- 💳 Difficulty binding bank cards
- 🕰️ Slow app performance
- 🔍 Confusing navigation and features
Bugs and requests
中国建设银行
Reported bugs
4 issues- Frequent crashes and freezes
- Login and account management issues
- Problems with core banking functionalities
- Compatibility problems with newer iOS versions
Requested features
5 requests- Improve login and security features
- Optimize app performance and battery life
- Simplify and streamline the user interface
- Add more language support, especially English
- Introduce biometric authentication (e.g., Touch ID/Face ID)
UnionPay APP
Reported bugs
4 issues- Unable to receive verification codes
- Face recognition consistently fails
- Inability to change registered phone number
- Unexpected app crashes during transactions
Requested features
4 requests- Support for international phone numbers
- Add English language option
- Implement Touch/Face ID authentication
- Improve payment flow and error handling
In-app purchases
中国建设银行
No in-app purchases
UnionPay APP
No in-app purchases
