Comparison

中国建设银行 vs 中国农业银行

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

中国建设银行

Features
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管钱、借钱、省钱,一部手机尽享金融服务。 #为每个人提供便捷的资金管理服务# · 全品类资产及收益数据展示更新,15年内账户明细随时可查,年/月/日多周期报告提供分析。 · 养老、住房、跨境、乡村、社保、亲子、代发等多种客群和功能专区,为不同客户打造专属服务。 · 自主研发风控大脑毫秒级风险决策,个性化简易化安全认证方式,严格安全保障和简洁使用体验两不误。 #为每个人提供丰富的财富信贷方案# ·“新手宝典”“四笔钱”“建行严选”“财富会员”“财富百宝箱”,为您提供多种类型的财富产品方案。 ·“龙钱宝”“嗖嗖攒”“轻松还”,多种创新服务满足活钱投资、边花边攒、还款管理等多样场景需求。 · 快贷、建信福贷、小微快贷、农户贷款、多种贷款产品实现线上测额、选品,一站式满足不同借钱需求。 #为每个人提供精彩的便民生活场景# · 电影购票、影视会员、智慧就餐等丰富生活场景,无论是否持有建行卡均可体验使用。 · 话、电、燃、水等民生缴费,社保、医保、公积金等便民服务,轻轻松松一站式管理。 · 任务中心开宝箱月月抽好礼,联合会员多重礼遇优惠,权益中心等级礼遇一键解锁、龙积分、优惠券好礼即用。

About

中国农业银行

This app provides a range of banking services tailored to different user needs, including rural-focused features, large text display for elderly users, accessibility options, budget tracking, search functionality with voice interaction, and advanced security measures using AI. Users can also participate in various activities like quizzes and shopping discounts. Discover a new way of banking tailored to your needs!

Features
Read full description

农行掌上银行,您的线上智慧“新银行”!掌银新版本功能更强大,服务更贴心,让每个用户都拥有专属的“线上网点”。 乡村版充值专区、专属理财保险、特色涉农产品,贴近县域乡村用户的日常需求,惠民利民。 大字版提供超大字体“一大到底”,精选产品,功能简洁,无弹屏广告,为高龄人士提供清爽体验。 标准版主要功能新增支持提供语音播报等无障碍服务,为特殊客群提供贴心关怀。 全面收支展示分析,“钱从哪来,花在哪里”一目了然。设置预算提醒,超出预算小信封自动提醒。 搜索功能方便易用,支持语音交互。搜索覆盖范围更广、结果准确度更高、推荐内容更智能。 线上反欺诈利用大数据、人工智能等前沿技术有效识别线上高风险交易,保障客户资金安全。 做任务赢好礼、秒杀抢购、支付优惠,热门活动精彩来袭!小豆乐园每日答题抽奖,可兑换各类好物,新客更有三重礼,畅享优惠福利多。

Screenshots

中国建设银行4 screens
中国农业银行4 screens

Verdict

The call

The clearest difference is rating: 中国农业银行 at 4.7 against 中国建设银行's 4.1. 中国农业银行 also leads on ratings volume (10K vs 2.5K). 中国建设银行's advantage is update cadence (every 2 weeks vs every 2 months). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

中国农业银行 holds the better App Store score, 4.7 against 4.1. Both are backed by a comparable volume of ratings — 2.5K and 10K respectively. Written reviews split almost evenly too, at 17% and 18% positive.

UpkeepUpdate frequency

中国建设银行 ships an update every 2 weeks, 中国农业银行 every 2 months. The most recent releases landed on September 24, 2026 and September 23, 2026 respectively.

Scorecard3 real differences · 6 level
中国建设银行 versus 中国农业银行: the parameters behind the verdict, then further details
Parameter中国建设银行中国农业银行
PriceFreeFree
Rating4.1 (2.5K ratings)4.7 (10K ratings) — better
Positive reviews17.2% of reviews17.5% of reviews — better
Number of ratings2.5K10K — better
Update frequencyEvery 2 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size504 MB268 MB
Age rating17+4+
Developer中国建设银行中国农业银行

Customer experience

中国建设银行

All ratings2,516 ratings
Positive76.2%
Neutral1.6%
Negative22.3%
Written reviews355 reviews
Positive17.2%
Neutral6.2%
Negative76.6%

中国农业银行

All ratings10,253 ratings
Positive92.4%
Neutral1.4%
Negative6.2%
Written reviews234 reviews
Positive17.5%
Neutral3.4%
Negative79.1%

User reviews

中国建设银行

From 2.5K App Store ratings

What we love

  • 🚀 Fast and efficient
  • 💡 Useful features
  • 👍 User-friendly interface

Room to improve

  • 🐛 Frequent crashes and bugs
  • 🔋 High battery consumption
  • 🤔 Confusing and complex UI
  • 🔒 Poor security and login issues
  • 📦 Extremely large app size

中国农业银行

From 10K App Store ratings

What we love

  • ⭐ Convenient features
  • 🚀 Fast and efficient
  • 👍 User-friendly interface
  • 💰 Helpful for financial management

Room to improve

  • 🐛 Frequent crashes and bugs
  • 🔒 Privacy and security concerns
  • 🔄 Forced updates and lack of choice
  • 🤖 Poor customer service
  • 📦 Bloated and resource-intensive

Bugs and requests

中国建设银行

Reported bugs

4 issues
  • Frequent crashes and freezes
  • Login and account management issues
  • Problems with core banking functionalities
  • Compatibility problems with newer iOS versions

Requested features

5 requests
  • Improve login and security features
  • Optimize app performance and battery life
  • Simplify and streamline the user interface
  • Add more language support, especially English
  • Introduce biometric authentication (e.g., Touch ID/Face ID)

中国农业银行

Reported bugs

4 issues
  • Inability to log in or access account
  • Repeated crashes on launch
  • Incorrect account balance display
  • Compatibility issues with newer devices

Requested features

4 requests
  • Support for English language
  • Improved biometric login options
  • Streamlined update process
  • Better integration with other banking services

In-app purchases

None

中国建设银行

No in-app purchases

None

中国农业银行

No in-app purchases

Questions

Is 中国建设银行 free?
中国建设银行 is free to download, with no in-app purchases.
Is 中国农业银行 free?
中国农业银行 is free to download, with no in-app purchases.
Which has better reviews, 中国建设银行 or 中国农业银行?
中国农业银行 is rated higher. 中国建设银行 averages 4.1 out of 5 from 2.5K ratings, while 中国农业银行 averages 4.7 from 10K ratings.
Do 中国建设银行 or 中国农业银行 have ads?
Neither 中国建设银行 nor 中国农业银行 shows ads.
Which is updated more often, 中国建设银行 or 中国农业银行?
中国建设银行 ships an update every 2 weeks, and 中国农业银行 every 2 months. Most recently, 中国建设银行 was updated on September 24, 2026 and 中国农业银行 on September 23, 2026.

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