Comparison

中国银行 vs 中国农业银行

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

中国银行

Features
Read full description

中国银行手机银行匠心打造“便民、富民、惠民、乐民”综合服务平台:推出六大客群专属服务,满足您多元化服务需求;提供六大王牌财富管理服务,全程陪伴您的财富旅程;升级美好生活平台,丰富生活服务供给;推出“福仔云游记”,趣味互动让您畅享美好生活。 一键开启,便捷为您。中国银行面向新市民、县域、养老、代发薪、少数民族、交通出行六大客群,打造专属服务体验。 一键解锁,智富为您。推出财富管理开放平台,财富购物车、家庭财富全景视图、资产报告和资产诊断、甄选产品池、陪伴式服务、全方位安全保障六大王牌财富服务,通过专业、智能的财富管理能力,帮您管好“钱袋子”。 一键触达,惠泽为您。上线重点帮扶公益版块,引入中行精准帮扶平台“公益中国”,助力乡村振兴,搭建“爱心捐款”公益版块,提供扶贫救灾、教育助学、扶老助残三类捐款通道;生活频道合作商户拓展至16大类400余户;全新升级权益中心,积分兑换权益更丰富。 一键乐享,快乐为您。聚合四大特色场景,推出“福仔云游记”养成类游戏,升级趣味玩法,让金融也可以很快乐。

About

中国农业银行

This app provides a range of banking services tailored to different user needs, including rural-focused features, large text display for elderly users, accessibility options, budget tracking, search functionality with voice interaction, and advanced security measures using AI. Users can also participate in various activities like quizzes and shopping discounts. Discover a new way of banking tailored to your needs!

Features
Read full description

农行掌上银行,您的线上智慧“新银行”!掌银新版本功能更强大,服务更贴心,让每个用户都拥有专属的“线上网点”。 乡村版充值专区、专属理财保险、特色涉农产品,贴近县域乡村用户的日常需求,惠民利民。 大字版提供超大字体“一大到底”,精选产品,功能简洁,无弹屏广告,为高龄人士提供清爽体验。 标准版主要功能新增支持提供语音播报等无障碍服务,为特殊客群提供贴心关怀。 全面收支展示分析,“钱从哪来,花在哪里”一目了然。设置预算提醒,超出预算小信封自动提醒。 搜索功能方便易用,支持语音交互。搜索覆盖范围更广、结果准确度更高、推荐内容更智能。 线上反欺诈利用大数据、人工智能等前沿技术有效识别线上高风险交易,保障客户资金安全。 做任务赢好礼、秒杀抢购、支付优惠,热门活动精彩来袭!小豆乐园每日答题抽奖,可兑换各类好物,新客更有三重礼,畅享优惠福利多。

Screenshots

中国银行4 screens
中国农业银行4 screens

Verdict

The call

The clearest difference is rating: 中国农业银行 at 4.7 against 中国银行's 2.0. 中国农业银行 also leads on ratings volume (11K vs 619) and review sentiment (17% vs 8%). 中国银行's advantage is update cadence (monthly vs every 2 months). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

中国农业银行 holds the better App Store score, 4.7 against 2.0. That said, the two scores are not equally well evidenced: 中国农业银行 has 11K ratings behind it against 619, so its average is the more settled of the two. Written reviews point the same way: 8% of 中国银行's written reviews are positive against 17% of 中国农业银行's.

UpkeepUpdate frequency

中国银行 ships an update monthly, 中国农业银行 every 2 months. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 5 level
中国银行 versus 中国农业银行: the parameters behind the verdict, then further details
Parameter中国银行中国农业银行
PriceFreeFree
Rating2.0 (619 ratings)4.7 (11K ratings) — better
Positive reviews8.2% of reviews17.3% of reviews — better
Number of ratings61911K — better
Update frequencyMonthly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size364 MB268 MB
Age rating17+4+
Developer中国银行股份有限公司中国农业银行

Customer experience

中国银行

All ratings613 ratings
Positive22.5%
Neutral6.4%
Negative71.1%
Written reviews330 reviews
Positive8.2%
Neutral3.9%
Negative87.9%

中国农业银行

All ratings10,253 ratings
Positive92.4%
Neutral1.4%
Negative6.2%
Written reviews237 reviews
Positive17.3%
Neutral3.4%
Negative79.3%

User reviews

中国银行

From 619 App Store ratings

What we love

  • 👍 Straightforward design
  • 💡 Useful features like mobile payments
  • 🚀 Fast and responsive

Room to improve

  • 🐛 Frequent crashes and bugs
  • 👎 Difficult to navigate and use
  • 🤖 Poor facial recognition and login issues
  • 💸 Excessive ads and notifications
  • 🤔 Lack of customization options

中国农业银行

From 11K App Store ratings

What we love

  • ⭐ Convenient features
  • 🚀 Fast and efficient
  • 👍 User-friendly interface
  • 💰 Helpful for financial management

Room to improve

  • 🐛 Frequent crashes and bugs
  • 🔒 Privacy and security concerns
  • 🔄 Forced updates and lack of choice
  • 🤖 Poor customer service
  • 📦 Bloated and resource-intensive

Bugs and requests

中国银行

Reported bugs

4 issues
  • Constant app crashes
  • Login and authentication problems
  • Inability to update personal information
  • Unreliable transaction processing

Requested features

4 requests
  • Dark mode option
  • Improved facial recognition
  • More user-friendly interface
  • Better customer support

中国农业银行

Reported bugs

4 issues
  • Inability to log in or access account
  • Repeated crashes on launch
  • Incorrect account balance display
  • Compatibility issues with newer devices

Requested features

4 requests
  • Support for English language
  • Improved biometric login options
  • Streamlined update process
  • Better integration with other banking services

In-app purchases

None

中国银行

No in-app purchases

None

中国农业银行

No in-app purchases

Questions

Is 中国银行 free?
中国银行 is free to download, with no in-app purchases.
Is 中国农业银行 free?
中国农业银行 is free to download, with no in-app purchases.
Which has better reviews, 中国银行 or 中国农业银行?
中国农业银行 is rated higher. 中国银行 averages 2.0 out of 5 from 619 ratings, while 中国农业银行 averages 4.7 from 11K ratings.
Do 中国银行 or 中国农业银行 have ads?
Neither 中国银行 nor 中国农业银行 shows ads.
Which is updated more often, 中国银行 or 中国农业银行?
中国银行 ships an update monthly, and 中国农业银行 every 2 months. Most recently, 中国银行 was updated on November 1, 2026 and 中国农业银行 on November 3, 2026.

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