Comparison

邮储银行 vs 中国农业银行

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

邮储银行

Features
Read full description

本产品是中国邮政储蓄银行为iPhone用户打造的手机银行。客户通过手机银行可办理账户查询及管理、转账汇款、贷款、信用卡、投资理财、缴费、支付等业务,保证客户足不出户即可享受7*24小时的金融服务。 客户服务热线:95580 信用卡客户服务热线:40088-95580

About

中国农业银行

This app provides a range of banking services tailored to different user needs, including rural-focused features, large text display for elderly users, accessibility options, budget tracking, search functionality with voice interaction, and advanced security measures using AI. Users can also participate in various activities like quizzes and shopping discounts. Discover a new way of banking tailored to your needs!

Features
Read full description

农行掌上银行,您的线上智慧“新银行”!掌银新版本功能更强大,服务更贴心,让每个用户都拥有专属的“线上网点”。 乡村版充值专区、专属理财保险、特色涉农产品,贴近县域乡村用户的日常需求,惠民利民。 大字版提供超大字体“一大到底”,精选产品,功能简洁,无弹屏广告,为高龄人士提供清爽体验。 标准版主要功能新增支持提供语音播报等无障碍服务,为特殊客群提供贴心关怀。 全面收支展示分析,“钱从哪来,花在哪里”一目了然。设置预算提醒,超出预算小信封自动提醒。 搜索功能方便易用,支持语音交互。搜索覆盖范围更广、结果准确度更高、推荐内容更智能。 线上反欺诈利用大数据、人工智能等前沿技术有效识别线上高风险交易,保障客户资金安全。 做任务赢好礼、秒杀抢购、支付优惠,热门活动精彩来袭!小豆乐园每日答题抽奖,可兑换各类好物,新客更有三重礼,畅享优惠福利多。

Screenshots

邮储银行4 screens
中国农业银行4 screens

Verdict

The call

邮储银行 and 中国农业银行 both sit at 4.6 stars, but that hides the real split: 72% of 邮储银行's written reviews are positive against 17% of 中国农业银行's. 邮储银行 also leads on update cadence (monthly vs every 2 months). 中国农业银行's advantage is ratings volume (11K vs 2K). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.6 for 邮储银行 against 4.7 for 中国农业银行. That said, the two scores are not equally well evidenced: 中国农业银行 has 11K ratings behind it against 2K, so its average is the more settled of the two. Written reviews are what separate them: 72% of 邮储银行's written reviews are positive against 17% of 中国农业银行's.

UpkeepUpdate frequency

邮储银行 ships an update monthly, 中国农业银行 every 2 months. The most recent releases landed on November 1, 2026 and November 5, 2026 respectively.

Scorecard3 real differences · 6 level
邮储银行 versus 中国农业银行: the parameters behind the verdict, then further details
Parameter邮储银行中国农业银行
PriceFreeFree
Rating4.6 (2K ratings)4.7 (11K ratings) — better
Positive reviews72.2% of reviews — better17.2% of reviews
Number of ratings2K11K — better
Update frequencyMonthly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size312 MB268 MB
Age rating4+4+
Developer中国邮政储蓄银行中国农业银行

Customer experience

邮储银行

All ratings1,957 ratings
Positive89.9%
Neutral1.4%
Negative8.7%
Written reviews352 reviews
Positive72.2%
Neutral1.4%
Negative26.4%

中国农业银行

All ratings10,253 ratings
Positive92.4%
Neutral1.4%
Negative6.2%
Written reviews238 reviews
Positive17.2%
Neutral3.4%
Negative79.4%

User reviews

邮储银行

From 2K App Store ratings

What we love

  • 🚀 Fast and convenient
  • 👍 Easy to use
  • 👍 Friendly and helpful customer service

Room to improve

  • 🐛 Frequent crashes and login issues
  • 🔒 Security concerns with biometric identification
  • 🔋 High battery consumption

中国农业银行

From 11K App Store ratings

What we love

  • ⭐ Convenient features
  • 🚀 Fast and efficient
  • 👍 User-friendly interface
  • 💰 Helpful for financial management

Room to improve

  • 🐛 Frequent crashes and bugs
  • 🔒 Privacy and security concerns
  • 🔄 Forced updates and lack of choice
  • 🤖 Poor customer service
  • 📦 Bloated and resource-intensive

Bugs and requests

邮储银行

Reported bugs

3 issues
  • Repeated failed attempts at facial recognition
  • Inability to update personal information
  • Inconsistent app performance across devices

Requested features

3 requests
  • Improved biometric identification process
  • Simplified login and account management
  • Expanded functionality beyond just banking

中国农业银行

Reported bugs

4 issues
  • Inability to log in or access account
  • Repeated crashes on launch
  • Incorrect account balance display
  • Compatibility issues with newer devices

Requested features

4 requests
  • Support for English language
  • Improved biometric login options
  • Streamlined update process
  • Better integration with other banking services

In-app purchases

None

邮储银行

No in-app purchases

None

中国农业银行

No in-app purchases

Questions

Is 邮储银行 free?
邮储银行 is free to download, with no in-app purchases.
Is 中国农业银行 free?
中国农业银行 is free to download, with no in-app purchases.
Which has better reviews, 邮储银行 or 中国农业银行?
中国农业银行 is rated higher. 邮储银行 averages 4.6 out of 5 from 2K ratings, while 中国农业银行 averages 4.7 from 11K ratings.
Do 邮储银行 or 中国农业银行 have ads?
Neither 邮储银行 nor 中国农业银行 shows ads.
Which is updated more often, 邮储银行 or 中国农业银行?
邮储银行 ships an update monthly, and 中国农业银行 every 2 months. Most recently, 邮储银行 was updated on November 1, 2026 and 中国农业银行 on November 5, 2026.

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