邮储银行 vs 中国农业银行
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
邮储银行
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本产品是中国邮政储蓄银行为iPhone用户打造的手机银行。客户通过手机银行可办理账户查询及管理、转账汇款、贷款、信用卡、投资理财、缴费、支付等业务,保证客户足不出户即可享受7*24小时的金融服务。 客户服务热线:95580 信用卡客户服务热线:40088-95580
中国农业银行
This app provides a range of banking services tailored to different user needs, including rural-focused features, large text display for elderly users, accessibility options, budget tracking, search functionality with voice interaction, and advanced security measures using AI. Users can also participate in various activities like quizzes and shopping discounts. Discover a new way of banking tailored to your needs!
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农行掌上银行,您的线上智慧“新银行”!掌银新版本功能更强大,服务更贴心,让每个用户都拥有专属的“线上网点”。 乡村版充值专区、专属理财保险、特色涉农产品,贴近县域乡村用户的日常需求,惠民利民。 大字版提供超大字体“一大到底”,精选产品,功能简洁,无弹屏广告,为高龄人士提供清爽体验。 标准版主要功能新增支持提供语音播报等无障碍服务,为特殊客群提供贴心关怀。 全面收支展示分析,“钱从哪来,花在哪里”一目了然。设置预算提醒,超出预算小信封自动提醒。 搜索功能方便易用,支持语音交互。搜索覆盖范围更广、结果准确度更高、推荐内容更智能。 线上反欺诈利用大数据、人工智能等前沿技术有效识别线上高风险交易,保障客户资金安全。 做任务赢好礼、秒杀抢购、支付优惠,热门活动精彩来袭!小豆乐园每日答题抽奖,可兑换各类好物,新客更有三重礼,畅享优惠福利多。
Screenshots
Verdict
邮储银行 and 中国农业银行 both sit at 4.6 stars, but that hides the real split: 72% of 邮储银行's written reviews are positive against 17% of 中国农业银行's. 邮储银行 also leads on update cadence (monthly vs every 2 months). 中国农业银行's advantage is ratings volume (11K vs 2K). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.6 for 邮储银行 against 4.7 for 中国农业银行. That said, the two scores are not equally well evidenced: 中国农业银行 has 11K ratings behind it against 2K, so its average is the more settled of the two. Written reviews are what separate them: 72% of 邮储银行's written reviews are positive against 17% of 中国农业银行's.
邮储银行 ships an update monthly, 中国农业银行 every 2 months. The most recent releases landed on November 1, 2026 and November 5, 2026 respectively.
| Parameter | 邮储银行 | 中国农业银行 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (2K ratings) | 4.7 (11K ratings) — better |
| Positive reviews | 72.2% of reviews — better | 17.2% of reviews |
| Number of ratings | 2K | 11K — better |
| Update frequency | Monthly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 312 MB | 268 MB |
| Age rating | 4+ | 4+ |
| Developer | 中国邮政储蓄银行 | 中国农业银行 |
Customer experience
邮储银行
中国农业银行
User reviews
邮储银行
From 2K App Store ratingsWhat we love
- 🚀 Fast and convenient
- 👍 Easy to use
- 👍 Friendly and helpful customer service
Room to improve
- 🐛 Frequent crashes and login issues
- 🔒 Security concerns with biometric identification
- 🔋 High battery consumption
中国农业银行
From 11K App Store ratingsWhat we love
- ⭐ Convenient features
- 🚀 Fast and efficient
- 👍 User-friendly interface
- 💰 Helpful for financial management
Room to improve
- 🐛 Frequent crashes and bugs
- 🔒 Privacy and security concerns
- 🔄 Forced updates and lack of choice
- 🤖 Poor customer service
- 📦 Bloated and resource-intensive
Bugs and requests
邮储银行
Reported bugs
3 issues- Repeated failed attempts at facial recognition
- Inability to update personal information
- Inconsistent app performance across devices
Requested features
3 requests- Improved biometric identification process
- Simplified login and account management
- Expanded functionality beyond just banking
中国农业银行
Reported bugs
4 issues- Inability to log in or access account
- Repeated crashes on launch
- Incorrect account balance display
- Compatibility issues with newer devices
Requested features
4 requests- Support for English language
- Improved biometric login options
- Streamlined update process
- Better integration with other banking services
In-app purchases
邮储银行
No in-app purchases
中国农业银行
No in-app purchases






