中国农业银行 vs UnionPay APP
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
中国农业银行
This app provides a range of banking services tailored to different user needs, including rural-focused features, large text display for elderly users, accessibility options, budget tracking, search functionality with voice interaction, and advanced security measures using AI. Users can also participate in various activities like quizzes and shopping discounts. Discover a new way of banking tailored to your needs!
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农行掌上银行，您的线上智慧“新银行”！掌银新版本功能更强大，服务更贴心，让每个用户都拥有专属的“线上网点”。 乡村版充值专区、专属理财保险、特色涉农产品，贴近县域乡村用户的日常需求，惠民利民。 大字版提供超大字体“一大到底”，精选产品，功能简洁，无弹屏广告，为高龄人士提供清爽体验。 标准版主要功能新增支持提供语音播报等无障碍服务，为特殊客群提供贴心关怀。 全面收支展示分析，“钱从哪来，花在哪里”一目了然。设置预算提醒，超出预算小信封自动提醒。 搜索功能方便易用，支持语音交互。搜索覆盖范围更广、结果准确度更高、推荐内容更智能。 线上反欺诈利用大数据、人工智能等前沿技术有效识别线上高风险交易，保障客户资金安全。 做任务赢好礼、秒杀抢购、支付优惠，热门活动精彩来袭！小豆乐园每日答题抽奖，可兑换各类好物，新客更有三重礼，畅享优惠福利多。
UnionPay APP
Manage all your bank cards in one place with this integrated mobile payment solution. Securely scan to pay and discover exclusive card discounts and special offers.
- Integrated mobile payment
- Comprehensive bank card management
- Scan-to-pay feature
- Financial-grade security protection
- Card discounts and special offers
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UnionPay APP is a strategic product for integrated mobile payment in the banking sector. It provides comprehensive management of bank cards and brings together all card discounts and special offers. 【Main Features】 1. Scan-to-pay feature with UnionPay's financial-grade security protection, ensuring worry-free fund security. 【Official Website】https://www.95516.com/ 【Official WeChat】Yinlian_KY
Screenshots
Verdict
The clearest difference is rating: 中国农业银行 at 4.7 against UnionPay APP's 1.9. 中国农业银行 also leads on ratings volume (10K vs 569) and review sentiment (18% vs 8%). UnionPay APP's advantage is update cadence (monthly vs every 2 months). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
中国农业银行 holds the better App Store score, 4.7 against 1.9. That said, the two scores are not equally well evidenced: 中国农业银行 has 10K ratings behind it against 569, so its average is the more settled of the two. Written reviews point the same way: 18% of 中国农业银行's written reviews are positive against 8% of UnionPay APP's.
中国农业银行 ships an update every 2 months, UnionPay APP monthly. The most recent releases landed on September 23, 2026 and September 24, 2026 respectively.
| Parameter | 中国农业银行 | UnionPay APP |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (10K ratings) — better | 1.9 (569 ratings) |
| Positive reviews | 17.5% of reviews — better | 8.4% of reviews |
| Number of ratings | 10K — better | 569 |
| Update frequency | Every 2 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 13.4 |
| Further details — not scored | ||
| Size | 268 MB | 224 MB |
| Age rating | 4+ | 17+ |
| Developer | 中国农业银行 | 中国银联 |
Customer experience
中国农业银行
UnionPay APP
User reviews
中国农业银行
From 10K App Store ratingsWhat we love
- ⭐ Convenient features
- 🚀 Fast and efficient
- 👍 User-friendly interface
- 💰 Helpful for financial management
Room to improve
- 🐛 Frequent crashes and bugs
- 🔒 Privacy and security concerns
- 🔄 Forced updates and lack of choice
- 🤖 Poor customer service
- 📦 Bloated and resource-intensive
UnionPay APP
From 569 App Store ratingsWhat we love
- 🚀 Fast payment processing
- 🔒 Secure payment methods
- 👍 Convenient account management
Room to improve
- 🐛 Frequent crashes and bugs
- 🤖 Poor user experience design
- 💳 Difficulty binding bank cards
- 🕰️ Slow app performance
- 🔍 Confusing navigation and features
Bugs and requests
中国农业银行
Reported bugs
4 issues- Inability to log in or access account
- Repeated crashes on launch
- Incorrect account balance display
- Compatibility issues with newer devices
Requested features
4 requests- Support for English language
- Improved biometric login options
- Streamlined update process
- Better integration with other banking services
UnionPay APP
Reported bugs
4 issues- Unable to receive verification codes
- Face recognition consistently fails
- Inability to change registered phone number
- Unexpected app crashes during transactions
Requested features
4 requests- Support for international phone numbers
- Add English language option
- Implement Touch/Face ID authentication
- Improve payment flow and error handling
In-app purchases
中国农业银行
No in-app purchases
UnionPay APP
No in-app purchases
