中国银行 vs UnionPay APP
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
中国银行
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中国银行手机银行匠心打造“便民、富民、惠民、乐民”综合服务平台：推出六大客群专属服务，满足您多元化服务需求；提供六大王牌财富管理服务，全程陪伴您的财富旅程；升级美好生活平台，丰富生活服务供给；推出“福仔云游记”，趣味互动让您畅享美好生活。 一键开启，便捷为您。中国银行面向新市民、县域、养老、代发薪、少数民族、交通出行六大客群，打造专属服务体验。 一键解锁，智富为您。推出财富管理开放平台，财富购物车、家庭财富全景视图、资产报告和资产诊断、甄选产品池、陪伴式服务、全方位安全保障六大王牌财富服务，通过专业、智能的财富管理能力，帮您管好“钱袋子”。 一键触达，惠泽为您。上线重点帮扶公益版块，引入中行精准帮扶平台“公益中国”，助力乡村振兴，搭建“爱心捐款”公益版块，提供扶贫救灾、教育助学、扶老助残三类捐款通道；生活频道合作商户拓展至16大类400余户；全新升级权益中心，积分兑换权益更丰富。 一键乐享，快乐为您。聚合四大特色场景，推出“福仔云游记”养成类游戏，升级趣味玩法，让金融也可以很快乐。
UnionPay APP
Manage all your bank cards in one place with this integrated mobile payment solution. Securely scan to pay and discover exclusive card discounts and special offers.
- Integrated mobile payment
- Comprehensive bank card management
- Scan-to-pay feature
- Financial-grade security protection
- Card discounts and special offers
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UnionPay APP is a strategic product for integrated mobile payment in the banking sector. It provides comprehensive management of bank cards and brings together all card discounts and special offers. 【Main Features】 1. Scan-to-pay feature with UnionPay's financial-grade security protection, ensuring worry-free fund security. 【Official Website】https://www.95516.com/ 【Official WeChat】Yinlian_KY
Screenshots
Verdict
中国银行 and UnionPay APP are too close to call on the numbers: across 9 compared parameters — price, rating, review sentiment and ratings volume among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
中国银行 holds the better App Store score, 2.0 against 1.9. Both are backed by a comparable volume of ratings — 619 and 584 respectively. Written reviews split almost evenly too, at 8% and 8% positive.
中国银行 ships an update monthly, UnionPay APP every 5 weeks. Both last shipped on October 29, 2026.
| Parameter | 中国银行 | UnionPay APP |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (619 ratings) — better | 1.9 (584 ratings) |
| Positive reviews | 8.2% of reviews | 8.2% of reviews |
| Number of ratings | 619 — better | 584 |
| Update frequency | Monthly — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 13.4 |
| Further details — not scored | ||
| Size | 364 MB | 224 MB |
| Age rating | 17+ | 17+ |
| Developer | 中国银行股份有限公司 | 中国银联 |
Customer experience
中国银行
UnionPay APP
User reviews
中国银行
From 619 App Store ratingsWhat we love
- 👍 Straightforward design
- 💡 Useful features like mobile payments
- 🚀 Fast and responsive
Room to improve
- 🐛 Frequent crashes and bugs
- 👎 Difficult to navigate and use
- 🤖 Poor facial recognition and login issues
- 💸 Excessive ads and notifications
- 🤔 Lack of customization options
UnionPay APP
From 584 App Store ratingsWhat we love
- 🚀 Fast payment processing
- 🔒 Secure payment methods
- 👍 Convenient account management
Room to improve
- 🐛 Frequent crashes and bugs
- 🤖 Poor user experience design
- 💳 Difficulty binding bank cards
- 🕰️ Slow app performance
- 🔍 Confusing navigation and features
Bugs and requests
中国银行
Reported bugs
4 issues- Constant app crashes
- Login and authentication problems
- Inability to update personal information
- Unreliable transaction processing
Requested features
4 requests- Dark mode option
- Improved facial recognition
- More user-friendly interface
- Better customer support
UnionPay APP
Reported bugs
4 issues- Unable to receive verification codes
- Face recognition consistently fails
- Inability to change registered phone number
- Unexpected app crashes during transactions
Requested features
4 requests- Support for international phone numbers
- Add English language option
- Implement Touch/Face ID authentication
- Improve payment flow and error handling
In-app purchases
中国银行
No in-app purchases
UnionPay APP
No in-app purchases
