浦发银行 vs 民生银行
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
浦发银行
Experience financial empowerment with the latest version of an innovative banking app. Stay informed with real-time market updates, personalized financial insights, easy loan options, and convenient payment features. Enhance your financial journey with interactive tools and tailored investment advice.
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伙伴·共进，浦发银行App焕新升级！ 【做你的财富知己】 1-慧选：理财、基金、存款全品类覆盖！推出慧选矩阵和榜单，实现轻松选、一键投。 2-慧伴：7*24小时财富管家，市场热点、待办事项、持仓分析、投资机会一手掌握。 3-慧诊：四步法资产全面规划，深度持仓产品诊断，科学配置资产，财富稳健增值。 【做你的贷款顾问】 1-贷款超市：消费、置业、经营贷一站式配齐！贷款超市随心选，匹配你的每笔资金规划。 2-优惠权益：政府贴息+利息优惠双重福利，低息省钱更划算。 3-信用卡：聚合双卡权益，融合全能积分等32项功能，一个APP搞定信用卡全场景需求。 【做你的生活搭子】 1-卓信V+：焕新权益礼，达标享好礼，月月有惊喜。 2-代发专区：融合企业人财事管理，为企业员工提供工资查看、签到、请假、OA、报销及专属权益等非金融一站式服务。 3-便民服务：涵盖生活缴费、医疗健康、文娱出行、购物消费，多场景需求一屏直达。
民生银行
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中国民生银行手机银行10.0登场！五大升级，全新体验，数智焕新，十分美好！ 1、览全局，驭财更轻松。支持资产负债便捷查看、多视角切换及各类资金明细展示，让资金变动清晰可见！ 2、享便捷，体验更随心。信用卡频道全新上线，涵盖查账、还款、分期等全方位服务，同步解锁专属权益！ 3、纳万象，服务掌中藏。提供收藏功能，支持财富产品、活动等分类收藏管理，打造专属服务清单！ 4、探二楼，资讯更全面。手机银行“二楼”提供多元资讯，解读市场趋势，满足不同用户信息需求！ 5、强防护，账户更安全。优化智能安全工具，全方位守护您的账户及交易安全！
Screenshots
Verdict
The clearest difference is rating: 浦发银行 at 4.7 against 民生银行's 2.5. 浦发银行 also leads on ratings volume (1.8K vs 97) and update cadence (fortnightly vs every 5 weeks). 民生银行's advantage is review sentiment (67% vs 34%). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
浦发银行 holds the better App Store score, 4.7 against 2.5. That said, the two scores are not equally well evidenced: 浦发银行 has 1.8K ratings behind it against 97, so its average is the more settled of the two. Written reviews complicate that: 34% of 浦发银行's written reviews are positive against 67% of 民生银行's, so the app with the better star average is not the one people write more warmly about.
浦发银行 ships an update fortnightly, 民生银行 every 5 weeks. Both last shipped on November 1, 2026.
| Parameter | 浦发银行 | 民生银行 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (1.8K ratings) — better | 2.5 (97 ratings) |
| Positive reviews | 33.6% of reviews | 67.4% of reviews — better |
| Number of ratings | 1.8K — better | 97 |
| Update frequency | Fortnightly — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod, Apple Watch — better |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 260 MB | 308 MB |
| Age rating | 4+ | 4+ |
| Developer | 上海浦东发展银行 | China Minsheng Banking Corp. Ltd. |
Customer experience
浦发银行
民生银行
User reviews
浦发银行
From 1.8K App Store ratingsWhat we love
- 🚀 Fast and efficient
- 🔒 Secure user funds management
- 👍 Convenient and user-friendly
- 💡 Innovative features
Room to improve
- 🐛 Frequent crashes and glitches
- 🔋 High battery consumption
- 👎 Poor user experience
- 🚫 Incompatible with VPN/proxy
民生银行
From 97 App Store ratingsWhat we love
- 👍 Convenient mobile banking
- 👍 Comprehensive financial services
- 👍 User-friendly interface
- 👍 Efficient fund transfers
- 👍 Good for wealth management
Room to improve
- 👎 Forces VPN closure
- 👎 App crashes with VPN
- 👎 Detects VPN and exits
- 👎 Unusable with proxy
- 👎 Face ID issues
Bugs and requests
浦发银行
Reported bugs
4 issues- Login issues and session timeouts
- Inability to change password
- Unreliable network connectivity
- Incompatibility with newer iOS versions
Requested features
4 requests- Dark mode option
- Improved account statement and transaction history
- Streamlined transfer process
- Better support for larger screen devices
民生银行
Reported bugs
13 issues- App crashes when VPN is detected
- App exits when VPN is detected
- App does not work with proxy
- Face ID login is unstable and cannot be enabled
- Face ID login is frozen
Show 8 moreShow fewer
- Splash ad skip button lags
- App crashes after update due to network errors
- Cannot log in from abroad
- Cannot download the app
- Network instability errors prevent login
- App is not usable with iOS 6
- Cannot set up profile picture correctly
- App crashes when switching to 'Me' page
Requested features
11 requests- Allow VPN usage
- Fix Face ID/Face Recognition login
- Allow online modification of reserved mobile number
- Improve UI/UX for asset display
- Restore cross-bank transfer functionality
Show 6 moreShow fewer
- Implement credit card spending limit settings
- Fix app download issues
- Improve network stability
- Ensure compatibility with newer iOS versions
- Increase daily transfer limits
- Allow online banking for new cards
In-app purchases
浦发银行
No in-app purchases
民生银行
No in-app purchases
