360你财富 vs 洋钱罐借款
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
360你财富
This platform offers a range of financial products including bank deposits and fund investments. It provides options for flexible withdrawals, high interest rates, and a wide selection of funds with professional team support. Security and user account protection are emphasized.
- Bank deposit products
- Fund investment options
- Flexible withdrawals
- High interest rates
- Professional financial team
- Account security
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360你财富截至2019年5月，用户突破6000万。 360你财富是360金服旗下互联网金融平台。 【重磅福利】 1、精选银行存款产品，活期3.85%，投资新选择。 2、 基金申购费全场1折。 【产品介绍】 1、 银行存款：1元起投，精选多家银行产品，本金保障，灵活存取，利率高至5.3%。 2、 基金投资：千余款基金任挑选，组合策略稳健灵活，止盈提示更省心。 更多产品：网贷、券商、信用卡，邀您抢先体验。 【安心有保障】 1、360金服旗下互联网金融服务平台，千万用户的安心之选。 2、专业金融团队，严选优质资产。 3、秉承360安全基因，保障用户账户安全与信息安全。 【品牌荣耀】 1、2015年，你财富荣获《投资者报》 “互联网金融公司・投资者保护奖” 2、2016年，你财富获得《互联网周刊》2016年度互联网金融App称号。 3、2016年，你财富被21世纪经济报道评选为2016中国资产管理金贝奖 “2016最具人气理财产品”。 4、360你财富荣获凤凰网财经“2018年度最具品牌影响力奖项” 【联系方式】 服务热线：4000-360-000 （工作日8~21点 节假日9~18点） 官方网址：https://www.nicaifu.com 微信公众号：你财富 微信服务号：你财富小助手
洋钱罐借款
This app provides convenient and stable financial loan services with flexible repayment options. Users can borrow up to 200,000 with a 6-12 month installment plan, all managed through a mobile-first application process. It emphasizes fast disbursement and transparent fees.
- High loan limits up to 200,000
- Fast disbursement, starting from 5 minutes
- 6-12 month installment repayment
- Transparent annualized interest rates starting from 7.2%
- Secure privacy protection measures
- Fully mobile application process
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洋钱罐借款致力于通过科技提高金融服务的品质与效率，实现“科技助力金融机构 智慧改变信用生活”的使命，为有需求的用户提供方便、稳定、便捷的金融借款服务，可以分6-12期还款。申请便捷，全程手机操作！ 【洋钱罐借款5大优势】 【额度高】最高额度至20万！ 【放款快】借款流程简单，在线自动化审批，到账时间5分钟起！ 【分期长】6-12个月分期还款，无抵押贷款！ 【息费透明】年化综合息费率（单利）7.2%起（以审核为准）！ 【安全保障】多重隐私保护措施，防止信息泄露！ 温馨提示： 1.贷款有风险，借款需谨慎，请根据个人经济能力合理贷款，合理消费，避免逾期； 2.贷款额度、利率、放款时间以实际审核为准。 3.洋钱罐借款为网络借贷信息中介服务平台，将严格遵守有关法律法规。请您务必提供真实申请资料。 【联系我们】 客服电话：400-034-6868
Screenshots
Verdict
The clearest difference is ads: 洋钱罐借款 at none against 360你财富's shown. 洋钱罐借款 also leads on ratings volume (502 vs 9) and update cadence (every 2 weeks vs every 2 months). On price, rating, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
洋钱罐借款 holds the better App Store score, 4.6 against 4.4. That said, the two scores are not equally well evidenced: 洋钱罐借款 has 502 ratings behind it against 9, so its average is the more settled of the two.
360你财富 ships an update every 2 months, 洋钱罐借款 every 2 weeks. The most recent releases landed on November 1, 2026 and October 29, 2026 respectively.
| Parameter | 360你财富 | 洋钱罐借款 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (9 ratings) | 4.6 (502 ratings) — better |
| Positive reviews | — | 49.1% of reviews |
| Number of ratings | 9 | 502 — better |
| Update frequency | Every 2 months | Every 2 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 89 MB | 84 MB |
| Age rating | 4+ | 17+ |
| Developer | 北京你财富计算机科技有限公司 | Beijing Lingyue Information Technology Co. Ltd. |
Customer experience
360你财富
洋钱罐借款
Bugs and requests
360你财富
Not enough reviews yet to summarise bugs or requests.
洋钱罐借款
Reported bugs
5 issues- Verification codes not received for cancellation
- App crashes or freezes
- Inability to borrow after submitting all information
- System robot calls are frequent
- Difficulty in repayment through multiple channels
Requested features
7 requests- Improve customer service responsiveness
- Add more repayment options
- Reduce marketing messages
- Allow easier account cancellation
- Improve credit check process to avoid wasting user time
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- Offer higher credit limits for repeat users
- Provide clearer information on fees and interest
In-app purchases
360你财富
No in-app purchases
洋钱罐借款
No in-app purchases
