Patelco Mobile Banking vs JAMS Cloud
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Patelco Mobile Banking
Manage your finances conveniently from your mobile device. Access account balances, view transaction history, and transfer funds. Pay bills, deposit checks, and find nearby ATMs and branches.
- Check account balances
- View transaction history
- Transfer funds between accounts
- Pay bills
- Deposit checks
- Find ATMs and branches
- View and activate cash back offers
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Welcome to Patelco Mobile! We are always working to make our app better for our members and will provide regular updates in the App Store. The Patelco Mobile Banking app allows you access to your accounts anywhere, anytime from your Apple mobile device. You can check your available balances, view transaction history, transfer funds between accounts, pay your bills, view and activate your cash back offers, deposit a check, contact your local branch, and find ATM and branches in your area. Your finances, on the go.
JAMS Cloud
Manage your union membership and employment details conveniently. This app allows you to handle payments, update your information, view reports, and receive important union notices.
- Manage Autopay and one-time payments
- Update skills and certifications
- View and download dispatch reports
- Update contact information
- Receive membership payment reminders
- View employment and hours history
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Experience the convenience of round-the-clock customer service. The JAMS Cloud app allows you to do the following : • Setup and manage Autopay • Make a one-time payment • Sign the out-of-work list • Update your skills and/or certifications • View and download your dispatch report • Update your contact information • Receive reminders about membership payments • Submit your termination • View your employment and hours history • View important notices from the union • Request a detailer stamp • Log your detailer stamp usage • View elective contributions and submit requests to change them Please click on the More option in the app, click on Rate the App, or Contact Us to give us feedback so we can continue to make improvements.
Screenshots
Verdict
The clearest difference is ratings volume: Patelco Mobile Banking at 53K against JAMS Cloud's 1.1K. Patelco Mobile Banking also leads on review sentiment (84% vs 67%). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for Patelco Mobile Banking against 4.7 for JAMS Cloud. That said, the two scores are not equally well evidenced: Patelco Mobile Banking has 53K ratings behind it against 1.1K, so its average is the more settled of the two. Written reviews are what separate them: 84% of Patelco Mobile Banking's written reviews are positive against 67% of JAMS Cloud's.
Patelco Mobile Banking ships an update every 2 months, JAMS Cloud every 6 weeks. The most recent releases landed on October 28, 2026 and October 26, 2026 respectively.
| Parameter | Patelco Mobile Banking | JAMS Cloud |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (53K ratings) — better | 4.7 (1.1K ratings) |
| Positive reviews | 84.1% of reviews — better | 66.7% of reviews |
| Number of ratings | 53K — better | 1.1K |
| Update frequency | Every 2 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 129 MB | 51 MB |
| Age rating | 4+ | 4+ |
| Developer | Patelco Credit Union | Sheet Metal Workers Local Union No. 104 |
Customer experience
Patelco Mobile Banking
JAMS Cloud
User reviews
Patelco Mobile Banking
From 53K App Store ratingsWhat we love
- 🚀 Convenient mobile banking
- 👍 Easy to use app
- 🔒 Secure banking
- 💡 Useful features like mobile check deposit
- 👍 Reliable and consistent performance
Room to improve
- 🐛 Recurring issues with mobile deposit
- 🐛 Frequent app crashes and login problems
- 🐛 Inconsistent app performance after updates
- 🔒 Concerns about account security and privacy
JAMS Cloud
From 1.1K App Store ratingsWhat we love
- 👍 Easy to use
- 👍 Accommodating and accessible
- 👍 User-friendly app
- 👍 Great way to pay dues
- 👍 Thorough
Room to improve
- 🐛 Login issues
- 🐛 Doesn't remember user info
- 🐛 Crashes after verifying info
- 🐛 Touch ID doesn't work
Bugs and requests
Patelco Mobile Banking
Reported bugs
3 issues- Mobile deposit issues causing app crashes
- Repeated login problems and account access restrictions
- Inconsistent app behavior after recent updates
Requested features
4 requests- Dark mode option
- Improved account management features
- Enhanced mobile deposit capabilities
- Faster and more reliable app performance
JAMS Cloud
Reported bugs
3 issues- Login screen freezes
- Incompatible with older devices
- Can't save name or password
Requested features
3 requests- Allow more control over 401k, healthcare, etc.
- Bring back past employer comments
- Improve notification settings
In-app purchases
Patelco Mobile Banking
No in-app purchases
JAMS Cloud
No in-app purchases
Questions
Is Patelco Mobile Banking free?
Is JAMS Cloud free?
Which has better reviews, Patelco Mobile Banking or JAMS Cloud?
Do Patelco Mobile Banking or JAMS Cloud have ads?
Which is updated more often, Patelco Mobile Banking or JAMS Cloud?
Other comparisons
