Comparison

Patelco Mobile Banking vs SamCERA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Patelco Mobile Banking

Manage your finances conveniently from your mobile device. Access account balances, view transaction history, and transfer funds. Pay bills, deposit checks, and find nearby ATMs and branches.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds between accounts
  • Pay bills
  • Deposit checks
  • Find ATMs and branches
  • View and activate cash back offers
Features
Read full description

Welcome to Patelco Mobile! We are always working to make our app better for our members and will provide regular updates in the App Store. The Patelco Mobile Banking app allows you access to your accounts anywhere, anytime from your Apple mobile device. You can check your available balances, view transaction history, transfer funds between accounts, pay your bills, view and activate your cash back offers, deposit a check, contact your local branch, and find ATM and branches in your area. Your finances, on the go.

About

SamCERA

Manage your retirement accounts with 24/7 access to your SamCERA information. Plan, manage, and live better in retirement with tools for estimates, beneficiary management, and secure document uploads.

Highlights
  • 24/7 account access
  • Estimate tools
  • Beneficiary management
  • Tax information
  • Secure messaging
  • Document uploads
Features
Read full description

SamCERA Mobile is the new, self-service app created specifically for active and retired SamCERA members. By providing 24/7 access to your SamCERA account information and offering a robust set of management tools, SamCERA Mobile makes it effortless for members to plan, manage, and live better in retirement from anywhere. ■ How SamCERA Mobile makes it easier to get things done - Effortless, Secure Login - 24/7 access to your SamCERA account information - Quick, Detailed, and Saved Estimate Tools - Beneficiaries & Allocation Management Tools - 1099 Tax Information At-A-Glance - Payment Dates - Member Statements - Reciprocity Management - Service Credit Management - Secure Messaging - Secure Digital Document Uploads - Smart FAQs - and much more ■ What you need to get started: - If you already have a MySamCERA login, your current login credentials will work on the app too. - If this is your first time using SamCERA’s pension self-service tools, the new registration wizard will have you up and running in minutes without ever having to call customer service.

Screenshots

Patelco Mobile Banking4 screens
SamCERA4 screens

Verdict

The call

The clearest difference is ratings volume: Patelco Mobile Banking at 53K against SamCERA's 4. SamCERA's advantage is update cadence (every 3 weeks vs every 2 months). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SamCERA holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Patelco Mobile Banking has 53K ratings behind it against 4, so its average is the more settled of the two.

UpkeepUpdate frequency

Patelco Mobile Banking ships an update every 2 months, SamCERA every 3 weeks. The most recent releases landed on October 21, 2026 and October 4, 2026 respectively.

Scorecard2 real differences · 8 level
Patelco Mobile Banking versus SamCERA: the parameters behind the verdict, then further details
ParameterPatelco Mobile BankingSamCERA
PriceFreeFree
Rating4.8 (53K ratings)5.0 (4 ratings) — better
Positive reviews84.2% of reviews—
Number of ratings53K — better4
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.1 — better
Further details — not scored
Size129 MB37 MB
Age rating4+4+
DeveloperPatelco Credit UnionPlaneteria

Customer experience

Patelco Mobile Banking

All ratings50,124 ratings
Positive97.5%
Neutral1.3%
Negative1.2%
Written reviews266 reviews
Positive84.2%
Neutral3.0%
Negative12.8%

SamCERA

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Patelco Mobile Banking

Reported bugs

3 issues
  • Mobile deposit issues causing app crashes
  • Repeated login problems and account access restrictions
  • Inconsistent app behavior after recent updates

Requested features

4 requests
  • Dark mode option
  • Improved account management features
  • Enhanced mobile deposit capabilities
  • Faster and more reliable app performance

SamCERA

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Patelco Mobile Banking

No in-app purchases

None

SamCERA

No in-app purchases

Questions

Is Patelco Mobile Banking free?
Patelco Mobile Banking is free to download, with no in-app purchases.
Is SamCERA free?
SamCERA is free to download, with no in-app purchases.
Which has better reviews, Patelco Mobile Banking or SamCERA?
SamCERA is rated higher. Patelco Mobile Banking averages 4.8 out of 5 from 53K ratings, while SamCERA averages 5.0 from 4 ratings.
Do Patelco Mobile Banking or SamCERA have ads?
Neither Patelco Mobile Banking nor SamCERA shows ads.
Which is updated more often, Patelco Mobile Banking or SamCERA?
Patelco Mobile Banking ships an update every 2 months, and SamCERA every 3 weeks. Most recently, Patelco Mobile Banking was updated on October 21, 2026 and SamCERA on October 4, 2026.

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