Comparison

Patelco Mobile Banking vs X

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Patelco Mobile Banking

Manage your finances conveniently from your mobile device. Access account balances, view transaction history, and transfer funds. Pay bills, deposit checks, and find nearby ATMs and branches.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds between accounts
  • Pay bills
  • Deposit checks
  • Find ATMs and branches
  • View and activate cash back offers
Features
Read full description

Welcome to Patelco Mobile! We are always working to make our app better for our members and will provide regular updates in the App Store. The Patelco Mobile Banking app allows you access to your accounts anywhere, anytime from your Apple mobile device. You can check your available balances, view transaction history, transfer funds between accounts, pay your bills, view and activate your cash back offers, deposit a check, contact your local branch, and find ATM and branches in your area. Your finances, on the go.

About

X

This app streamlines restaurant financial management by scanning and analyzing bills, POS reports, and payroll. It provides real-time financial insights, helps identify wasteful spending, and includes features to prevent employee fraud.

Highlights
  • Smart bill and report scanning
  • Automated financial calculations
  • Employee fraud prevention
  • Real-time financial insights
  • Cloud synchronization for data access
Features
Read full description

Xcount simplifies restaurant bookkeeping for owners. Scan and analyze bills, POS reports, and payroll with ease. Get real-time insights into your finances, identify wasteful spending, and prevent employee fraud. - Smart Scanning: Effortlessly capture and extract data from bills, POS reports, and pay stubs. - Automated Calculations: Instantly see your net income, expenses, and key financial metrics. - Fraud Prevention: Minimize financial risks with built-in checks and balances. - Cloud Sync: Access your data securely from anywhere, on any device.

Screenshots

Patelco Mobile Banking4 screens
X4 screens

Verdict

The call

The clearest difference is ratings volume: Patelco Mobile Banking at 53K against X's 2. X's advantage is update cadence (every 2 weeks vs every 2 months). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

X holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Patelco Mobile Banking has 53K ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Patelco Mobile Banking ships an update every 2 months, X every 2 weeks. The most recent releases landed on October 29, 2026 and October 17, 2026 respectively.

Scorecard2 real differences · 8 level
Patelco Mobile Banking versus X: the parameters behind the verdict, then further details
ParameterPatelco Mobile BankingX
PriceFreeFree
Rating4.8 (53K ratings)5.0 (2 ratings) — better
Positive reviews84.1% of reviews—
Number of ratings53K — better2
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad — betteriPhone
Requires iOS16.016.0
Further details — not scored
Size129 MB46 MB
Age rating4+4+
DeveloperPatelco Credit UnionXcon Inc.

Customer experience

Patelco Mobile Banking

All ratings50,124 ratings
Positive97.5%
Neutral1.3%
Negative1.2%
Written reviews270 reviews
Positive84.1%
Neutral3.0%
Negative13.0%

X

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Patelco Mobile Banking

Reported bugs

3 issues
  • Mobile deposit issues causing app crashes
  • Repeated login problems and account access restrictions
  • Inconsistent app behavior after recent updates

Requested features

4 requests
  • Dark mode option
  • Improved account management features
  • Enhanced mobile deposit capabilities
  • Faster and more reliable app performance

X

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Patelco Mobile Banking

No in-app purchases

None

X

No in-app purchases

Questions

Is Patelco Mobile Banking free?
Patelco Mobile Banking is free to download, with no in-app purchases.
Is X free?
X is free to download, with no in-app purchases.
Which has better reviews, Patelco Mobile Banking or X?
X is rated higher. Patelco Mobile Banking averages 4.8 out of 5 from 53K ratings, while X averages 5.0 from 2 ratings.
Do Patelco Mobile Banking or X have ads?
Neither Patelco Mobile Banking nor X shows ads.
Which is updated more often, Patelco Mobile Banking or X?
Patelco Mobile Banking ships an update every 2 months, and X every 2 weeks. Most recently, Patelco Mobile Banking was updated on October 29, 2026 and X on October 17, 2026.

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