Pay with Rewards vs Pagos BBVA
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pay with Rewards
This app lets you use your Mastercard rewards points like cash at millions of locations. Connect your card, set redemption preferences, and receive statement credits when you use your points for purchases.
- Spend points like cash
- Connect Mastercard card
- Configure redemption settings
- Receive statement credits
- View points balance
- Secure PIN protection
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Mastercard Pay with Rewards is only available on certain Mastercard cards. Please check with your issuer of your card for availability. Pay with Rewards allows you to spend your points like cash at millions of participating locations worldwide. This app allows you to connect a Mastercard card and configure when and where your points will be redeemed. When using your card, your payment is processed as normal. If you choose to redeem points you will receive a statement credit to your card. Getting Started * Connecting your card to the Pay with Rewards app is simple: enter your Pay with Rewards-enabled Mastercard card number and establish a four digit app PIN. The PIN will be used by the app to protect your personal settings and information. * Answer the security questions. Your questions are based on information your financial institution has on file. Select any one question from the list. If you have questions or are not able to proceed, please contact the issuer of your card. * The home screen will show your points balance, the cash equivalent of your points balance, and your current Pay with Rewards setting. Turn Pay with Rewards on for subsequent purchases, or leave it off and choose from recent purchases eligible for redemption under Activity.
Pagos BBVA
Easily pay all your bills from anywhere, anytime. Manage payments, recharge phones, check due dates, view payment history, and access account information securely.
- Pay bills easily
- Schedule payments
- Mobile top-ups
- Check due dates
- View payment history
- Account information
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Pagos BBVA utiliza la plataforma PAS Banred, podrás pagar todas tus facturas de forma sencilla desde donde quieras y a la hora que quieras. Con Pagos BBVA podrás pagar tus facturas de forma ágil y segura, agendar tus pagos, realizar recargas a celulares, consultar tus vencimientos, ver tu historial de pagos y consultar información de tus cuentas.
Screenshots
Verdict
The clearest difference is update cadence: Pay with Rewards at every 2 months against Pagos BBVA's every 5 months. Pay with Rewards also leads on iOS requirement (13.0 vs 16.0). On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.2 for Pay with Rewards against 4.1 for Pagos BBVA. Both are backed by a comparable volume of ratings — 77 and 27 respectively. Written reviews are what separate them: 6% of Pay with Rewards's written reviews are positive against 0% of Pagos BBVA's.
Pay with Rewards ships an update every 2 months, Pagos BBVA every 5 months. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.
| Parameter | Pay with Rewards | Pagos BBVA |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (77 ratings) — better | 4.1 (27 ratings) |
| Positive reviews | 5.7% of reviews — better | 0.0% of reviews |
| Number of ratings | 77 — better | 27 |
| Update frequency | Every 2 months — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 13.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 56 MB | 78 MB |
| Age rating | 4+ | 4+ |
| Developer | Mastercard International Incorporated | BBVA |
Customer experience
Pay with Rewards
Pagos BBVA
Bugs and requests
Pay with Rewards
Reported bugs
4 issues- One-time passcode delivery issues
- Stuck on terms and conditions screen
- White screen or crashes on launch
- Randomly logs out users and requires re-registration
Requested features
3 requests- Ability to view transaction history and points earned per purchase
- Option to redeem rewards through website instead of just the app
- Improved stability and consistency across updates
Pagos BBVA
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Pay with Rewards
No in-app purchases
Pagos BBVA
No in-app purchases
