Comparison

e vs BOCOM(HK)Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

e

This app facilitates the secure and convenient presentment of electronic cheques for online payments. Recipients can register to receive funds directly into their preferred bank account, with notifications upon successful settlement. It supports multiple currencies for transactions.

Highlights
  • Electronic cheque presentment
  • Online payment facilitation
  • Bank account deposit selection
  • Email notifications for settlement
  • Multi-currency support (HKD, RMB, USD)
Features
Read full description

Electronic Cheques (e-Cheques) is a Hong Kong financial infrastructure providing a secured yet convenient method of online payment. Complementing the traditional paper cheuqes, the e-Cheque infrastructure is aiming to further promote e-commerce to the next level. The e-Cheque Drop Box system, drawing analogy to the traditional paper cheque drop boxes, is to facilitate presentment of e-Cheques by the bank customers. The e-Cheque recipients (the payees) need to first register with the e-Cheque Drop Box system before the e-Cheque presentment service becomes available to them. During the presentment of an e-Cheque, the payee has the opportunity to choose, from a predefined list of bank accounts, the preferred account to deposit the funds. Funds become available to the payee upon successful settlement, and the payee will be notified via emails. The e-Cheque Drop Box system currently support e-Cheques in Hong Kong dollar (HKD), Chinese Yuan (RMB) and the American dollar (USD).

About

BOCOM(HK)Mobile Banking

Manage your finances remotely with this banking app. Open accounts, make payments, and access wealth management tools securely. Enjoy a streamlined banking experience with a new homepage and mobile token authentication.

Highlights
  • Remote account opening
  • Bill payments via FPS
  • Mobile token authentication
  • Wealth management tools
  • Account overview
  • Foreign exchange services
Features
Read full description

BOCOM(HK) Mobile Banking offers various financial functions, including payments, time deposit, foreign exchange, funds and bonds, to fulfill the unique needs of customers. Remote Account Opening Complete remote account opening to enjoy the comprehensive financial services without visiting any branches New Homepage Banking services and account overview at a glance, view and manage all your account at your fingertips Transfer & Payment Pay friends via FPS, pay bills with your accounts or credit cards for various merchants flexibly, in a secure and convenient way in 24 hours Mobile Token With Mobile Token or Biometric Authentication, authenticate your account and transactions safely without the physical Security Device for usage of Mobile Banking and Personal Internet Banking Wealth Management Various wealth management functions, and the latest investment Insights, enable you to capture investment opportunities Enjoy our brand-new Mobile Banking Services Now!

Screenshots

e2 screens
BOCOM(HK)Mobile Banking4 screens

Verdict

The call

The clearest difference is update cadence: BOCOM(HK)Mobile Banking at every 5 weeks against e's every 5 months. On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

e ships an update every 5 months, BOCOM(HK)Mobile Banking every 5 weeks. The most recent releases landed on November 1, 2026 and October 27, 2026 respectively.

Scorecard1 real difference · 9 level
e versus BOCOM(HK)Mobile Banking: the parameters behind the verdict, then further details
ParametereBOCOM(HK)Mobile Banking
PriceFreeFree
Rating—3.5 (4 ratings) — better
Positive reviews—34.4% of reviews
Number of ratings—4 — better
Update frequencyEvery 5 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size5 MB171 MB
Age rating4+4+
DeveloperHong Kong Interbank Clearing LimitedBANK OF COMMUNICATIONS (HONG KONG) LIMITED

Customer experience

e

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

BOCOM(HK)Mobile Banking

All ratings4 ratings
Positive50.0%
Neutral25.0%
Negative25.0%
Written reviews32 reviews
Positive34.4%
Neutral6.3%
Negative59.4%

In-app purchases

None

e

No in-app purchases

None

BOCOM(HK)Mobile Banking

No in-app purchases

Questions

Is e free?
e is free to download, with no in-app purchases.
Is BOCOM(HK)Mobile Banking free?
BOCOM(HK)Mobile Banking is free to download, with no in-app purchases.
Do e or BOCOM(HK)Mobile Banking have ads?
Neither e nor BOCOM(HK)Mobile Banking shows ads.
Which is updated more often, e or BOCOM(HK)Mobile Banking?
e ships an update every 5 months, and BOCOM(HK)Mobile Banking every 5 weeks. Most recently, e was updated on November 1, 2026 and BOCOM(HK)Mobile Banking on October 27, 2026.

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