Token BTN Internet Banking vs BYOND by BSI
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Token BTN Internet Banking
This app provides transaction authentication for a specific internet banking website. Users need to register at a physical branch to activate its services. It is available for download on the Apple App Store.
- Transaction authentication
- BTN Internet Banking integration
- Mobile activation
- Secure access
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Token BTN Internet Banking is an application for transaction authentication via BTN Internet Banking Website. How to activate it? Simply go to the nearest BTN office to be registered and download the apps directly via Apple Store For further assistance, please contact Contact Center BTN at 1500286
BYOND by BSI
This digital banking app offers a comprehensive suite of Sharia-compliant financial services. Easily manage accounts, make payments, invest in various assets, apply for financing, and access Islamic features like donations and prayer reminders.
- Open accounts remotely
- QRIS and bill payments
- E-wallet top-ups
- Gold, SBSN, and deposit investments
- Financing for various needs
- Donations, zakat, and prayer reminders
- Quran reader
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Selamat datang di BYOND by BSI! Aplikasi perbankan digital syariah terbesar di Indonesia. Saatnya bikin #SemuaJadiMudah aktivitas perbankanmu. Fleksibilitas Tanpa Batas BYOND by BSI hadir untuk meningkatkan aktivitas perbankanmu jadi lebih mudah. Mau buka rekening bisa tanpa keluar rumah dan bisa aktivasi akun BSI hanya melalui aplikasi BYOND. Bertransaksi Makin Lengkap & Mudah Terintegrasi dengan banyak partner sehingga aktivitas bayar dan beli beragam kebutuhan langsung dari satu aplikasi. Mau transaksi QRIS, token PLN, biaya pendidikan, top up E-Wallet, dan banyak lagi, #SemuaJadiMudah hanya untuk kamu. Persiapkan Hari Esok, Mulai Hari Ini! Rencanakan masa depan lebih pasti dengan beragam aset investasi di BYOND. Manfaatkan investasi emas, SBSN, Deposito, dan berbagai fitur investasi syariah lainnya. Wujudkan Impianmu Bareng BYOND! Punya impian? Segera wujudkan dengan produk pembiayaan yang semakin variatif. Ajukan pembiayaan untuk berbagai kebutuhan dan keinginanmu. Mulai dari cicil emas, gadai emas, Mitraguna Berkah Online, hingga kendaraan impian di BSI OTO. Dekatkan Diri Penuh Makna BYOND by BSI hadir untuk mempermudah ibadahmu dengan fitur islaminya. Berdonasi, infaq, bayar zakat, pengingat waktu shalat, baca Qur’an, hingga ibadah ke Tanah Suci, #SemuaJadiMudah dilakukan di BYOND. Saatnya bikin #SemuaJadiMudah bersama BYOND by BSI. Download sekarang!
Screenshots
Verdict
The clearest difference is ads: Token BTN Internet Banking at none against BYOND by BSI's shown. Token BTN Internet Banking also leads on iOS requirement (12 vs 14.0). BYOND by BSI's advantage is update cadence (every 6 weeks vs every 4 months). On price, review sentiment, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Token BTN Internet Banking ships an update every 4 months, BYOND by BSI every 6 weeks. The most recent releases landed on October 14, 2026 and October 20, 2026 respectively.
| Parameter | Token BTN Internet Banking | BYOND by BSI |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.2 (23 ratings) — better |
| Positive reviews | 74.1% of reviews — better | 66.7% of reviews |
| Number of ratings | — | 23 — better |
| Update frequency | Every 4 months | Every 6 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12 — better | 14.0 |
| Further details — not scored | ||
| Size | 5 MB | 490 MB |
| Age rating | 4+ | 4+ |
| Developer | BANK TABUNGAN NEGARA (PERSERO), PT TBK | PT Bank Syariah Indonesia, Tbk |
Customer experience
Token BTN Internet Banking
BYOND by BSI
In-app purchases
Token BTN Internet Banking
No in-app purchases
BYOND by BSI
No in-app purchases
Questions
Is Token BTN Internet Banking free?
Is BYOND by BSI free?
Do Token BTN Internet Banking or BYOND by BSI have ads?
Which is updated more often, Token BTN Internet Banking or BYOND by BSI?
Other comparisons
