BCA mobile vs Token BTN Internet Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BCA mobile
Manage your bank accounts and perform various financial transactions on the go. This app allows for non-cash banking, card management, and even opening new accounts directly from your mobile device.
- Non-cash transactions
- Card management (block/activate/PIN change)
- Cardless ATM transactions
- QR code transfers
- Open new bank accounts
- Repeat transaction storage
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Bank on the go with BCA mobile app. Conduct non-cash transactions using BCA mobile banking (m-BCA) and BCA internet banking (KlikBCA Smartphone) whenever, wherever. m-BCA Benefits 1. No SIM card changes m-BCA transactions are available through all GSM operators, including Telkomsel, XL Axiata, Indosat, Axis, and Three 2. Low transactions cost Reduce unnecessary cost using GPRS/EDGE/3G/WIFI internet connection 3. Payment Data Storage m-BCA’s storage feature enables you to conduct repeat transactions without having to input the data all over again 4. Transfer Data m-BCA saves your transfer activities--whether you’re sending funds between BCA accounts or to other banks—to a list for a time-saving and reliable banking experience 5. Practical and Easy to Use Recipient company or banking code is not required for payment and transfer transactions. For BCA mobile users, can enjoy the latest services as follows: 1. Block BCA ATM Card or BCA Credit Card facility through m-Admin menu 2. BCA Credit Card Activation feature through menu m-Admin ->Credit Card Activation 3. BCA Credit Card PIN Make / change facility via m-Admin menu ->Create / Change PIN. 4. Cardless Transaction feature through Setor Tarik menu ->Cash withdrawal and cash deposit. 5. Transfer without hassle through QR menu ->Send or receive money using QR For the time being, Cardless Transactions can be made at these following ATMs (www.bca.co.id/ATMtanpakartu) KlikBCA Easy to access KlikBCA smartphone version smartphone https://m.klikbca.com with just one click Info BCA https://www.bca.co.id/id/Individu/Produk/E-Banking/Info-BCA Open New Account Now you can open bank account anywhere just with your mobile phone. What you need to do to get your bank account is only by providing e-KTP, completing the form, and doing video call with our Customer Service Officer through BCA mobile application. After you done, you’ll get the success notification of your opening account; you might need to directly activate your mobile banking service (by creating PIN number for transaction) and deposit money to your account. Then you are ready to do any transaction with your BCA mobile application (m-BCA menu). You will also get KlikBCA account the day after you succeed creating your mobile banking PIN via email. For further assistant, call halo bca at 1500888 via cellular phone Enjoy using the BCA mobile.
Token BTN Internet Banking
This app provides transaction authentication for a specific internet banking website. Users need to register at a physical branch to activate its services. It is available for download on the Apple App Store.
- Transaction authentication
- BTN Internet Banking integration
- Mobile activation
- Secure access
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Token BTN Internet Banking is an application for transaction authentication via BTN Internet Banking Website. How to activate it? Simply go to the nearest BTN office to be registered and download the apps directly via Apple Store For further assistance, please contact Contact Center BTN at 1500286
Screenshots
Verdict
The clearest difference is review sentiment: Token BTN Internet Banking at 74% against BCA mobile's 14%. Token BTN Internet Banking also leads on iOS requirement (12 vs 15.0). BCA mobile's advantage is update cadence (fortnightly vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BCA mobile ships an update fortnightly, Token BTN Internet Banking every 4 months. The most recent releases landed on October 7, 2026 and October 6, 2026 respectively.
| Parameter | BCA mobile | Token BTN Internet Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (277 ratings) — better | — |
| Positive reviews | 13.9% of reviews | 74.1% of reviews — better |
| Number of ratings | 277 — better | — |
| Update frequency | Fortnightly — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 12 — better |
| Further details — not scored | ||
| Size | 206 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | PT. Bank Central Asia Tbk | BANK TABUNGAN NEGARA (PERSERO), PT TBK |
Customer experience
BCA mobile
Token BTN Internet Banking
Bugs and requests
BCA mobile
Reported bugs
4 issues- Force close issues after updates
- Verification failures and account registration problems
- Inability to access certain features like Flazz card
- Frequent disconnections during transactions
Requested features
5 requests- Add transaction history and balance tracking
- Implement biometric login options
- Provide English language support
- Improve user interface and modernize the design
- Enhance security with two-factor authentication
Token BTN Internet Banking
Not enough reviews yet to summarise bugs or requests.
In-app purchases
BCA mobile
No in-app purchases
Token BTN Internet Banking
No in-app purchases
Questions
Is BCA mobile free?
Is Token BTN Internet Banking free?
Do BCA mobile or Token BTN Internet Banking have ads?
Which is updated more often, BCA mobile or Token BTN Internet Banking?
Other comparisons
