BCA mobile vs DANA Dompet Digital Indonesia
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BCA mobile
Manage your bank accounts and perform various financial transactions on the go. This app allows for non-cash banking, card management, and even opening new accounts directly from your mobile device.
- Non-cash transactions
- Card management (block/activate/PIN change)
- Cardless ATM transactions
- QR code transfers
- Open new bank accounts
- Repeat transaction storage
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Bank on the go with BCA mobile app. Conduct non-cash transactions using BCA mobile banking (m-BCA) and BCA internet banking (KlikBCA Smartphone) whenever, wherever. m-BCA Benefits 1. No SIM card changes m-BCA transactions are available through all GSM operators, including Telkomsel, XL Axiata, Indosat, Axis, and Three 2. Low transactions cost Reduce unnecessary cost using GPRS/EDGE/3G/WIFI internet connection 3. Payment Data Storage m-BCA’s storage feature enables you to conduct repeat transactions without having to input the data all over again 4. Transfer Data m-BCA saves your transfer activities--whether you’re sending funds between BCA accounts or to other banks—to a list for a time-saving and reliable banking experience 5. Practical and Easy to Use Recipient company or banking code is not required for payment and transfer transactions. For BCA mobile users, can enjoy the latest services as follows: 1. Block BCA ATM Card or BCA Credit Card facility through m-Admin menu 2. BCA Credit Card Activation feature through menu m-Admin ->Credit Card Activation 3. BCA Credit Card PIN Make / change facility via m-Admin menu ->Create / Change PIN. 4. Cardless Transaction feature through Setor Tarik menu ->Cash withdrawal and cash deposit. 5. Transfer without hassle through QR menu ->Send or receive money using QR For the time being, Cardless Transactions can be made at these following ATMs (www.bca.co.id/ATMtanpakartu) KlikBCA Easy to access KlikBCA smartphone version smartphone https://m.klikbca.com with just one click Info BCA https://www.bca.co.id/id/Individu/Produk/E-Banking/Info-BCA Open New Account Now you can open bank account anywhere just with your mobile phone. What you need to do to get your bank account is only by providing e-KTP, completing the form, and doing video call with our Customer Service Officer through BCA mobile application. After you done, you’ll get the success notification of your opening account; you might need to directly activate your mobile banking service (by creating PIN number for transaction) and deposit money to your account. Then you are ready to do any transaction with your BCA mobile application (m-BCA menu). You will also get KlikBCA account the day after you succeed creating your mobile banking PIN via email. For further assistant, call halo bca at 1500888 via cellular phone Enjoy using the BCA mobile.
DANA Dompet Digital Indonesia
This app facilitates cashless and card-less transactions, allowing users to scan QRIS codes, send money to various bank accounts, and top up e-wallet balances. It also supports saving bank cards for seamless payments and managing mobile recharges and bill payments securely.
- QRIS scanning for payments
- Send money to bank accounts with no admin fees
- Top up DANA balance without admin fees
- Save bank cards for transactions
- Mobile recharge and bill payments
- Top up other e-wallet balances with minimal fees
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DANA - Digital Wallet (e-Wallet) for QRIS, Send Money & Bill Payment Manage your daily finances faster, easier, and more securely with DANA. From paying with QRIS, sending money to bank accounts or fellow DANA users, topping up your favorite games, to growing your savings with DANA+, everything you need is in one trusted digital wallet. Join millions of users across Indonesia who rely on DANA for secure, seamless, and convenient digital payments. DANA is licensed and supervised by Bank Indonesia and Komdigi. Pay with QRIS Everywhere Enjoy cashless payments at millions of QRIS-enabled merchants across Indonesia, including restaurants, cafés, supermarkets, convenience stores, local shops, and small businesses. Simply scan a QRIS code and complete your payment in seconds. Send Money with Ease Transfer money anytime to fellow DANA users or bank accounts directly from the app. Whether you're splitting bills, supporting family, or making business payments, DANA makes every transfer quick and convenient. • Transfer to bank accounts like BCA, BRI, BNI, Mandiri & more. • Send money to other DANA users. • Send money to another e-wallet such as GoPay, ShopeePay and OVO. Pay Bills in One Place Take care of your everyday payments without switching between multiple apps. Pay a wide range of bills, including: • Electricity (PLN) • BPJS Health Insurance • Water (PDAM) • Internet & Wi-Fi • Cable TV • Other digital services Stay on top of your payments anytime, anywhere. Top Up Mobile Credit, Data & Digital Products Need more mobile data or prepaid credit? DANA makes topping up fast and convenient. You can also purchase various digital products and services directly within the app. DANA+ Grow Your Balance Every Day DANA+ is a feature that gives your DANA Balance the potential to keep growing, with a chance to earn extra balance every day. Your DANA+ Balance can be used immediately to pay with QRIS, send money, or make other transactions. Built for Secure Digital Payments with DANA Protection Your security is our priority. DANA is equipped with multiple layers of protection to help keep your account and transactions safe, including: • DANA Protection with a 100% Money-Back Guarantee (subject to applicable terms and conditions) • Scam Checker to help identify potential fraud • Multi-layered protection for your account and transactions, including PIN, OTP, and DANA Viz • Meet DIANA, your 24/7 Digital Assistant, always ready to help and answer your questions about DANA Why Choose DANA? • Pay with QRIS at millions of merchants • Send money quickly and securely • Transfer to bank accounts with ease • Pay bills in one app • Top up mobile credit and data packages • Advanced security features to protect your account • Trusted by millions of users across Indonesia Download DANA today and experience a smarter way to pay, transfer money, shop, and manage your everyday finances—all in one secure digital wallet. DANA’s Official Social Media Accounts: Follow DANA’s social media to find out more about the latest features & promotions: • Instagram (@dana.id) • X (@danawallet) • TikTok (@dana.indonesia) • Facebook (DANA Indonesia) • YouTube (DANA Indonesia)
Screenshots
Verdict
The clearest difference is rating: DANA Dompet Digital Indonesia at 4.8 against BCA mobile's 2.6. DANA Dompet Digital Indonesia also leads on review sentiment (54% vs 14%) and ratings volume (7.2K vs 277). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
DANA Dompet Digital Indonesia holds the better App Store score, 4.8 against 2.6. That said, the two scores are not equally well evidenced: DANA Dompet Digital Indonesia has 7.2K ratings behind it against 277, so its average is the more settled of the two. Written reviews point the same way: 14% of BCA mobile's written reviews are positive against 54% of DANA Dompet Digital Indonesia's.
BCA mobile ships an update fortnightly, DANA Dompet Digital Indonesia every 6 days. The most recent releases landed on September 22, 2026 and September 23, 2026 respectively.
| Parameter | BCA mobile | DANA Dompet Digital Indonesia |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (277 ratings) | 4.8 (7.2K ratings) — better |
| Positive reviews | 13.9% of reviews | 54.2% of reviews — better |
| Number of ratings | 277 | 7.2K — better |
| Update frequency | Fortnightly | Every 6 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 206 MB | 182 MB |
| Age rating | 4+ | 4+ |
| Developer | PT. Bank Central Asia Tbk | ESPAY DEBIT INDONESIA KOE, PT |
Customer experience
BCA mobile
DANA Dompet Digital Indonesia
User reviews
BCA mobile
From 277 App Store ratingsWhat we love
- 🚀 Simple, easy and user friendly
- 🔒 Secure transactions
- 👍 Useful features like QR code payments
Room to improve
- 🐛 Frequent crashes and bugs
- 🔍 Outdated and clunky UI
- ⚠️ Compatibility issues with older devices
- 🔑 Complicated login and verification process
- 🔌 Connectivity issues and unreliable service
DANA Dompet Digital Indonesia
From 7.2K App Store ratingsWhat we love
- 💰 Affordable and great value
- 🚀 Fast and simple transactions
- 🤑 Lots of discounts and promotions
- 👍 Easy to use and convenient
- 💳 Seamless integration with bank accounts
Room to improve
- 🐛 Buggy and unreliable app performance
- 🤖 Poor customer service and unresponsive support
- 🔒 Security and verification issues
- 💸 Unauthorized transactions and missing funds
- 🤷♀️ Confusing and unintuitive user experience
Bugs and requests
BCA mobile
Reported bugs
4 issues- Force close issues after updates
- Verification failures and account registration problems
- Inability to access certain features like Flazz card
- Frequent disconnections during transactions
Requested features
5 requests- Add transaction history and balance tracking
- Implement biometric login options
- Provide English language support
- Improve user interface and modernize the design
- Enhance security with two-factor authentication
DANA Dompet Digital Indonesia
Reported bugs
5 issues- Frequent app crashes and freezes
- Failed transactions and payment processing errors
- Inability to register or upgrade accounts
- Disappearing or inaccessible user funds
- Compatibility issues with certain devices and OS versions
Requested features
5 requests- Add support for international users and non-Indonesian phone numbers
- Improve verification process and provide alternative ID options
- Enhance security features like biometric authentication
- Streamline the app's UI and improve overall user experience
- Offer better customer support and timely issue resolution
In-app purchases
BCA mobile
No in-app purchases
DANA Dompet Digital Indonesia
No in-app purchases
Questions
Is BCA mobile free?
Is DANA Dompet Digital Indonesia free?
Which has better reviews, BCA mobile or DANA Dompet Digital Indonesia?
Do BCA mobile or DANA Dompet Digital Indonesia have ads?
Which is updated more often, BCA mobile or DANA Dompet Digital Indonesia?
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