Comparison

Token BTN Internet Banking vs Budgetn

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Token BTN Internet Banking

This app provides transaction authentication for a specific internet banking website. Users need to register at a physical branch to activate its services. It is available for download on the Apple App Store.

Highlights
  • Transaction authentication
  • BTN Internet Banking integration
  • Mobile activation
  • Secure access
Features
Read full description

Token BTN Internet Banking is an application for transaction authentication via BTN Internet Banking Website. How to activate it? Simply go to the nearest BTN office to be registered and download the apps directly via Apple Store For further assistance, please contact Contact Center BTN at 1500286

About

Budgetn

Features
Read full description

Budgetn gives you one number: your safe-to-spend for today. Open the app. See it. Spend with confidence. The simplest personal finance app you'll ever use. Enter your monthly income, fixed costs, and savings goal โ€” Budgetn calculates your daily budget and keeps you on track, automatically. NO ACCOUNT. NO CLOUD. NO ADS. Everything stays on your device. No email. No login. No data ever leaves your phone. No subscription required to get started. HOW IT WORKS โ€ข Your monthly budget splits into spending envelopes: Groceries, Eating Out, Transport, Fun, Health, Shopping, and more โ€ข Each day shows your safe-to-spend amount โ€” how much you can spend today without blowing your weekly budget โ€ข Unspent balance rolls forward automatically. Overspent? It rolls forward too โ€” honest expense tracking, always โ€ข Log expenses in seconds with a clean custom numpad. Tag each entry as "worth it" for spending reflection later BUDGETN PREMIUM Unlock the full experience: โ€ข Unlimited custom spending categories โ€ข Year-long expense history and annual stats โ€ข CSV and JSON export for your financial records โ€ข Backup and restore your budget data Start free โ€” 7-day trial on the annual plan, charged via the App Store. No extra account needed. BUILT FOR REAL LIFE โ€ข 50+ currencies โ€” the only budget planner you need, wherever you live โ€ข Dark mode (follows your system setting) โ€ข Monday or Sunday week start โ€ข 8-week spending trend charts with category breakdowns โ€ข Over-budget shows in warm amber, never red shame ENVELOPE BUDGETING, SIMPLIFIED Envelope budgeting โ€” also called zero-based budgeting โ€” is the most effective personal finance method for everyday spending. Every dollar gets a job in a specific category. No money slips through the cracks. Budgetn brings this method to your phone effortlessly: no spreadsheets, no manual math, no financial jargon. PRIVATE BY DESIGN No backend. No analytics SDK. No advertising trackers. Your financial data never leaves your phone. In-app purchases are processed securely by the App Store. Delete everything instantly: Settings โ†’ Reset. Simple. Honest. Yours. Terms of Use: https://egyad.github.io/budgetn/terms.html

Screenshots

Token BTN Internet Banking2 screens
Budgetn4 screens

Verdict

The call

The clearest difference is in-app purchases: Token BTN Internet Banking at none against Budgetn's 3. Token BTN Internet Banking also leads on iOS requirement (12 vs 15.1). On price, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Budgetn sells 3 in-app purchases, starting at $3.99 per month. Token BTN Internet Banking asks for nothing beyond the download.

Scorecard2 real differences ยท 6 level
Token BTN Internet Banking versus Budgetn: the parameters behind the verdict, then further details
ParameterToken BTN Internet BankingBudgetn
PriceFreeFree
Positive reviews74.1% of reviewsโ€”
Update frequencyEvery 4 monthsโ€”
AdsNoNo
In-app purchasesNo โ€” betterYes
MonetizationFreeโ€”
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPod
Requires iOS12 โ€” better15.1
Further details โ€” not scored
Size5 MB35 MB
Age rating4+4+
DeveloperBANK TABUNGAN NEGARA (PERSERO), PT TBKEgy Adhitama

In-app purchases

None

Token BTN Internet Banking

No in-app purchases

3 purchases

Budgetn

Subscriptions2
  • Budgetn Premium Monthly7 Days trial$3.991 Month
  • Budgetn Premium Annual7 Days trial$24.991 Year
One-time1
  • Budgetn Premium Lifetime$49.99

Questions

Is Token BTN Internet Banking free?
Token BTN Internet Banking is free to download, with no in-app purchases.
Is Budgetn free?
Budgetn is free to download, with in-app purchases available.
Do Token BTN Internet Banking or Budgetn have ads?
Neither Token BTN Internet Banking nor Budgetn shows ads.

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