Comparison

NAB Connect Mobile vs Substat

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

NAB Connect Mobile

Manage your business banking and payments on the go. Check account balances, view and authorize transactions, and transfer funds between linked accounts. Secure your mobile device against cybercrime with location permissions.

Highlights
  • Check account balances
  • View and filter payments
  • Authorize payments in batch
  • Transfer funds between accounts
  • Mobile token for signing codes
  • Provide app feedback
Read full description

The NAB Connect app is a business banking app, tailored to help you manage your business payments on the go. Account balances Now you can check your account balances and transaction history on your phone in an instant. View Payments See and filter all your payments. At a glance you can see the ones that are waiting for authorisation. Authorise payments If you’re out on the road, or on site, you can now see, review and authorise payments on your phone. You can authorise them one at a time, or in a batch at the tap of a button. Transfer funds You can now transfer funds between your linked accounts. Passwords and signing codes Get a mobile token or transaction signing code so you can authorise large payments instantly. Tell us what you think Send us your feedback about the app with our handy feedback form. Please note: You’ll be asked to provide permission for the app to access your device camera and location. Permission for location allows the app to protect your mobile device against banking cybercrime. Giving the app these permissions will keep your accounts safe, and ensure the app works the way it was designed.

About

Substat

Read full description

Substat helps you take control of your subscriptions and recurring bills - so you're never caught off guard by an unexpected charge. Add any subscription in seconds. Choose from 100+ popular services including Netflix, Spotify, Adobe, ChatGPT, and more - or add your own. Substat pre-fills the icon, colour, and category so your dashboard always looks great. KNOW WHAT YOU'RE SPENDING See your total monthly and yearly spend at a glance. Switch between list, card, and grid views. Filter and sort by category, price, renewal date, and more. NEVER MISS A RENEWAL Get notified before your subscriptions renew. Set reminders 1, 3, or 7 days in advance. Yearly subscriptions are opted in automatically - because those are the ones that catch you off guard. TRACK FREE TRIALS Add trials with an end date and get reminded before they convert to paid. See which trials have expired so you can decide whether to convert or cancel. BEAUTIFUL ANALYTICS See your spending broken down by category. Find your biggest subscriptions. Track lifetime spend per service. SUBSCRIPTION DETAILS Tap any subscription to see full details - renewal date, days remaining, monthly and yearly equivalent cost, lifetime spend, and your own notes. BUILT FOR AUSTRALIA Includes local services like Stan, Binge, Kayo Sports, Everyday Extra, Coles Plus, and more. Supports AUD and 15 other currencies. PRIVATE BY DEFAULT Everything stays on your device. No account required. No data ever leaves your phone. No ads, ever. SUBSTAT PRO Unlock the full Substat experience with a 14-day free trial. After your trial, continue with Pro for $2.99/month or $19.99/year. Cancel anytime. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://pabloturzan.github.io/substat/

Screenshots

NAB Connect Mobile4 screens
Substat4 screens

Verdict

The call

The clearest difference is update cadence: Substat at every 6 weeks against NAB Connect Mobile's every 4 months. NAB Connect Mobile's advantage is iOS requirement (16.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

NAB Connect Mobile ships an update every 4 months, Substat every 6 weeks. The most recent releases landed on October 29, 2026 and October 12, 2026 respectively.

Scorecard2 real differences Β· 6 level
NAB Connect Mobile versus Substat: the parameters behind the verdict, then further details
ParameterNAB Connect MobileSubstat
PriceFreeFree
Positive reviews15.0% of reviewsβ€”
Update frequencyEvery 4 monthsEvery 6 weeks β€” better
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedβ€”
DevicesiPhoneiPhone, iPad β€” better
Requires iOS16.0 β€” better26.0
Further details β€” not scored
Size55 MB3 MB
Age rating4+4+
DeveloperNABPablo Turzan

In-app purchases

None

NAB Connect Mobile

No in-app purchases

None

Substat

No in-app purchases

Questions

Is NAB Connect Mobile free?
NAB Connect Mobile is free to download, with no in-app purchases.
Is Substat free?
Substat is free to download, with no in-app purchases.
Do NAB Connect Mobile or Substat have ads?
Neither NAB Connect Mobile nor Substat shows ads.
Which is updated more often, NAB Connect Mobile or Substat?
NAB Connect Mobile ships an update every 4 months, and Substat every 6 weeks. Most recently, NAB Connect Mobile was updated on October 29, 2026 and Substat on October 12, 2026.

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