On The Monee vs Substat
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
On The Monee
This digital tipping solution allows casual workers to receive and spend tips instantly via a digital card. Employers can pay employees electronically and securely. Users also gain access to over 4500 retailer discounts.
- Instant tip payments
- Digital wallet
- Retailer discounts
- Secure electronic payments
- Employee payment solution
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A better way to pay tips! A game-changing digital tipping solution that revolutionises payments for casual workers. For Employees: No need to pop into work to receive your hard-earned tips, get paid and spend instantly with your OnTheMonee Card. As an extra bonus you have access to over 4500 retailer discounts both online and in-store when using your digital wallet. For Employers: Pay your employees instantly, electronically and securely with a digital card treated like cash.
Substat
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Substat helps you take control of your subscriptions and recurring bills - so you're never caught off guard by an unexpected charge. Add any subscription in seconds. Choose from 100+ popular services including Netflix, Spotify, Adobe, ChatGPT, and more - or add your own. Substat pre-fills the icon, colour, and category so your dashboard always looks great. KNOW WHAT YOU'RE SPENDING See your total monthly and yearly spend at a glance. Switch between list, card, and grid views. Filter and sort by category, price, renewal date, and more. NEVER MISS A RENEWAL Get notified before your subscriptions renew. Set reminders 1, 3, or 7 days in advance. Yearly subscriptions are opted in automatically - because those are the ones that catch you off guard. TRACK FREE TRIALS Add trials with an end date and get reminded before they convert to paid. See which trials have expired so you can decide whether to convert or cancel. BEAUTIFUL ANALYTICS See your spending broken down by category. Find your biggest subscriptions. Track lifetime spend per service. SUBSCRIPTION DETAILS Tap any subscription to see full details - renewal date, days remaining, monthly and yearly equivalent cost, lifetime spend, and your own notes. BUILT FOR AUSTRALIA Includes local services like Stan, Binge, Kayo Sports, Everyday Extra, Coles Plus, and more. Supports AUD and 15 other currencies. PRIVATE BY DEFAULT Everything stays on your device. No account required. No data ever leaves your phone. No ads, ever. SUBSTAT PRO Unlock the full Substat experience with a 14-day free trial. After your trial, continue with Pro for $2.99/month or $19.99/year. Cancel anytime. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://pabloturzan.github.io/substat/
Screenshots
Verdict
The clearest difference is iOS requirement: On The Monee at 15.6 against Substat's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On The Monee ships an update monthly, Substat every 6 weeks. The most recent releases landed on October 25, 2026 and October 12, 2026 respectively.
| Parameter | On The Monee | Substat |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 71.4% of reviews | — |
| Update frequency | Monthly — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.6 — better | 26.0 |
| Further details — not scored | ||
| Size | 124 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | Valorem Pty Ltd | Pablo Turzan |
In-app purchases
On The Monee
No in-app purchases
Substat
No in-app purchases
Questions
Is On The Monee free?
Is Substat free?
Do On The Monee or Substat have ads?
Which is updated more often, On The Monee or Substat?
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