FinancialEdge CU Mobile vs UbayGO
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FinancialEdge CU Mobile
Manage your finances conveniently on the go. Check balances, review transaction history, transfer funds between accounts, and make loan payments directly from your mobile device. Offers secure messaging for customer support.
- Check account balances
- View transaction history
- Transfer funds
- Pay loans
- Secure messaging support
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FinancialEdge Credit Union Mobile Banking allows you to check balances, view transaction history, transfer funds, and pay loans on the go! Features: - Check Balances - View Transaction History - Transfer Funds - Pay Loans - Secure Messaging for support If you have any questions about this application, please contact FinancialEdge Credit Union at 989-892-6088.
UbayGO
Manage your finances conveniently from anywhere, anytime. Organize transactions with notes and photos, set balance alerts, and make payments or transfers. Deposit checks instantly, manage your debit card, and view statements.
- Organize transactions with tags, notes, and photos
- Set balance alerts
- Make payments and transfer money
- Deposit checks via photo
- Manage debit card
- View and save statements
- Aggregate financial accounts
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UbayGO affords you all the conveniences of a Ubay branch with the added benefit of being accessible from anywhere and at any time. It’s fast, secure, and makes life easier by empowering you with the tools you need to manage your finances with ease. With UbayGO, you can… - Keep your transactions organized by adding tags, notes, and photos of receipts and checks - Set up alerts so you know when your balance drops below a certain amount - Make payments, whether you’re paying a company or a friend - Transfer money between your accounts - Deposit checks in a snap by taking a picture of the check’s front and back - Reorder your debit card or turn it off if you’ve misplaced it - View and save your monthly statements - Find branches and ATMs near you - Aggregate your financial accounts - Secure your account with a 4-digit passcode or biometric on supported devices
Screenshots
Verdict
The clearest difference is rating: UbayGO at 4.7 against FinancialEdge CU Mobile's 4.3. UbayGO also leads on update cadence (monthly vs every 7 months) and ratings volume (955 vs 10). FinancialEdge CU Mobile's advantage is review sentiment (67% vs 45%) and monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
UbayGO holds the better App Store score, 4.7 against 4.3. That said, the two scores are not equally well evidenced: UbayGO has 955 ratings behind it against 10, so its average is the more settled of the two. Written reviews complicate that: 67% of FinancialEdge CU Mobile's written reviews are positive against 45% of UbayGO's, so the app with the better star average is not the one people write more warmly about.
FinancialEdge CU Mobile ships an update every 7 months, UbayGO monthly. The most recent releases landed on November 1, 2026 and November 7, 2026 respectively.
| Parameter | FinancialEdge CU Mobile | UbayGO |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (10 ratings) | 4.7 (955 ratings) — better |
| Positive reviews | 66.7% of reviews — better | 45.5% of reviews |
| Number of ratings | 10 | 955 — better |
| Update frequency | Every 7 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 12.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 99 MB | 197 MB |
| Age rating | 4+ | 12+ |
| Developer | FinancialEdge Credit Union | United Bay Community Credit Union |
Customer experience
FinancialEdge CU Mobile
UbayGO
In-app purchases
FinancialEdge CU Mobile
No in-app purchases
UbayGO
No in-app purchases
Questions
Is FinancialEdge CU Mobile free?
Is UbayGO free?
Which has better reviews, FinancialEdge CU Mobile or UbayGO?
Do FinancialEdge CU Mobile or UbayGO have ads?
Which is updated more often, FinancialEdge CU Mobile or UbayGO?
Other comparisons
