International Calling－Talk360 vs New REF Global

Distance shouldn't stop you from staying close. Talk360 is an international calling app for affordable calls to mobile phones and landlines worldwide. Make an international call over WiFi, 3G, 4G, or 5G, top up your balance once, and use it for calls and mobile top-ups across 196 countries, including Nigeria, Mexico, India, China, South Africa, Colombia, and the Philippines. Join over 5 million happy users worldwide and enjoy crystal-clear VoIP calls with an easy-to-use calling app that shows your own phone number on caller ID. The person you call doesn't need internet, a smartphone, an app, or an eSIM. With Talk360 mobile VoIP calling, you can stay connected without expensive roaming charges. STAY CLOSE TO FAMILY, WHEREVER THEY ARE • Make affordable international calls to loved ones in 196 countries • Send airtime and mobile data directly to family and friends • Keep your own phone number visible on caller ID • Sync contacts for faster calling • Track your calls and usage in call history PROFESSIONAL CALLS, WORLDWIDE REACH • Call landlines, offices, embassies, banks, airlines, and customer support • Reach international numbers without complicated setup • Use auto top-up to avoid running out of credit during an important call • Get consistent call quality for business and personal conversations • Make mobile VoIP calls wherever you have WiFi, 3G, 4G, or 5G INTERNATIONAL CALLING MADE SIMPLE • Call mobile phones and landlines worldwide • Make international calls even when the person you call has no internet • Enjoy reliable, high-quality VoIP calls for everyday conversations • Use one calling app for personal and professional calls • No subscription: only pay for the minutes you use • Invite friends and earn free calling minutes CALL WHILE YOU TRAVEL • Make international calls without roaming charges • No eSIM required for calling • Call hotels, airlines, banks, local businesses, and landlines when you arrive • Stay connected from airports, hotels, cafés, or remote areas • Keep using your own phone number on caller ID GLOBAL MOBILE TOP-UPS • Send airtime and mobile data instantly to loved ones • Support major mobile operators worldwide • Make fast, secure, and convenient international top-ups • Send mobile top-up to 100+ countries TRY TALK360 RISK-FREE • Try a free call using your own phone number • Experience excellent voice quality before topping up • Enjoy our 14-Day Money-Back Guarantee for peace of mind when trying the app abroad POPULAR INTERNATIONAL CALL DESTINATIONS • Mexico: $0.04/min • India: $0.04/min • China: $0.23/min mobiles, $0.19/min landlines • South Africa: $0.22/min mobiles, $0.19/min landlines • Nigeria: $0.13/min mobiles, $0.20/min landlines • Colombia: $0.03/min mobiles, $0.05/min landlines • Philippines: $0.20/min mobiles, $0.18/min landlines • United States: $0.04/min Rates may change. WHY CHOOSE TALK360? Talk360 combines international calling, mobile VoIP calls, and global mobile top-ups in one simple app. Whether you need to call family, make a business call, contact a landline, or keep in touch while traveling, Talk360 makes worldwide calling easy. JOIN THE COMMUNITY Facebook: https://www.facebook.com/Talk360app Instagram: https://www.instagram.com/talk360 YouTube: https://www.youtube.com/c/Talk360GroupBV Website: https://www.talk360.com PERMISSIONS • Microphone: needed to transmit your voice • Phone: required to make and manage calls We respect your privacy and only use these permissions to provide calling features.

The REF Global app is where our community of business leaders connects, shares, and grows together. It’s a simple, intuitive space that keeps you close to the people, ideas, and conversations that matter — wherever you are. Inside the app, you can join spaces by topic or territory, exchange insights in real time, explore upcoming events, and connect directly with other members. Whether it’s a quick message, a shared learning, or an open question — this is where meaningful interaction happens. You’ll receive personalized updates based on your interests and region, so you always stay informed about what’s most relevant to you. More than just a platform, it’s a living space designed for connection, collaboration, and leadership that thrives through community.