海豚财富（华林财富） vs SocialPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
海豚财富（华林财富）
This app provides a comprehensive mobile platform for investment and wealth management. It offers services like stock and fund trading, account opening, real-time market data, and intelligent investment advice. Users can also access financial news and manage their investment portfolios.
- Fast account opening
- Stock price prediction
- One-click IPO subscription
- Securities trading (HK stocks, margin trading)
- Real-time market quotes
- Price alerts
- Fund marketplace
- Financial news and market insights
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海豚财富新版App-您身边的财富管理专家，百万投资者的共同选择！ - 产品简介 - 海豚财富App是华林证券为投资者倾力打造的一站式移动端投资理财平台，华林证券资金实力雄厚，组建百余人App研发、运营及客服团队，注重细节、提升交易稳定性，打造全市场体验最优、功能最丰富的证券移动客户端！为您提供多个品种的证券交易、证券开户、极速行情、智能投顾、自助业务办理及理财商城等一站式投资理财服务。 - 特色功能 - 【极速开户】7*24小时极速开户，尊享超低佣金 【股价预测】大数据预测个股未来趋势，理性推导上涨概率 【一键打新】轻松一键满额申购，及时获取中签提醒 【证券交易】全面支持港股/两融/股转交易 【快速行情】全市场实时行情领先上线 【股价预警】自主预设个股股价或涨跌幅预警，及时掌握股价动向 【理财商城】数百种开放式基金轻松选 【财经资讯】资讯智能推荐，掌握市场热点 【股市直播】明星投顾团队实时解盘，教您股市擒牛 【财富视图】盘点投资个股盈亏状况，理清账户收益 【业务办理】港股通权限在线开通、创业板转签 【积分商城】每日签到，赚积分换好礼 - 联系我们 - 【官方网站】www.chinalin.com 【官方微信】hlzqcfgl 【官方微博】@海豚财富 【客服热线】400-188-3888
SocialPay
This app simplifies daily life by offering various services in one place. It enables fast and easy money transfers via phone number with no fees. Advanced technology allows voice-to-text transactions, and users can customize the app's appearance. It supports interbank transfers, digital wallet payments, and international transactions.
- Money transfer by phone number
- Voice-to-text transaction technology
- Customizable app themes
- Interbank transfers
- Digital wallet for payments
- Virtual debit/credit cards
- International payments via UnionPay QR/Barcode
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Таны амьдралын хэв маягийг маш хялбар болгох бүх төрлийн үйлчилгээг нэг дороос авах боломжтой. • Хаанаас ч, Хурдан, Хялбар: Утасны дугаараар мөнгө шилжүүлэх/нэхэмжлэх боломжтой. (шимтгэл 0 төгрөг) • Дэвшилтэт технологи Чимэгэ API: Яриаг бичвэр болгон хөрвүүлэгч Чимэгэ технологийг ашиглан SocialPay аппликейшнаар гүйлгээ хийх боломжтой. Бат руу 5000 төгрөг шилжүүлье. • Customized theme /Өөрт тохирох өнгөө сонго/: 8 ширхэг ялгаатай өнгө төрхөөс таалагдсанаа сонгоод аппликейшнаа өөрт тохирохоор загварчлан ашиглах боломжтой. • Банк хоорондын гүйлгээ: Бусад бүх банкны данс руу гүйлгээ хийх боломжтой. • Дэлгүүр хэсэхдээ Дижитал хэтэвчтэйгээ: Олон улсад болон Монголдоо худалдаа, үйлчилгээний байгууллагууд дээр SocialPay-ээрээ төлбөр тооцоо хийгээрэй. (SocialPay-д бүх банкны картаа холбох боломжтой) • Онлайн худалдаа, Виртуал карт: Бүх төрлийн онлайн худалдаа хийх, олон улсын эрхтэй Мастер, ЮнионПэй, Виза виртуал дебит карт болон Амекс кредит карт нээх боломжтой. • Олон улсад төлбөр тооцоо хийх: ЮнионПэй картын QR/Barcode ашиглан дэлхийн 50 гаруй улс орнуудад SocialPay хэтэвчээ уншуулан төлбөр тооцоо хийх боломжтой. • Лояалти хөтөлбөр: Голомт банкны лояалти системтийг SocialPay аппликейшны үндсэн үйлчилгээ болгон оруулж ирсэн. • Бусад нэмэлт үйлчилгээ – Гуравдагч талын мини апп-ууд • Англи, Монгол хэлний сонголт
Screenshots
Verdict
The clearest difference is review sentiment: 海豚财富（华林财富） at 91% against SocialPay's 21%. 海豚财富（华林财富） also leads on iOS requirement (13.0 vs 15.0). SocialPay's advantage is rating (3.7 vs 3.3) and ratings volume (78 vs 7). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SocialPay holds the better App Store score, 3.7 against 3.3. That said, the two scores are not equally well evidenced: SocialPay has 78 ratings behind it against 7, so its average is the more settled of the two. Written reviews complicate that: 91% of 海豚财富（华林财富）'s written reviews are positive against 21% of SocialPay's, so the app with the better star average is not the one people write more warmly about.
海豚财富（华林财富） ships an update every 2 months, SocialPay every 3 weeks. The most recent releases landed on October 13, 2026 and October 14, 2026 respectively.
| Parameter | 海豚财富（华林财富） | SocialPay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (7 ratings) | 3.7 (78 ratings) — better |
| Positive reviews | 91.3% of reviews — better | 21.4% of reviews |
| Number of ratings | 7 | 78 — better |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 102 MB | 180 MB |
| Age rating | 4+ | 4+ |
| Developer | chinalin securities Co .,Ltd | Golomt Bank |
Customer experience
海豚财富（华林财富）
SocialPay
In-app purchases
海豚财富（华林财富）
No in-app purchases
SocialPay
No in-app purchases
