Comparison

monpay vs SocialPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

monpay

This finance app offers a simple, secure, and fast way to manage your daily transactions. It features flexible loan terms, a dark mode option, and a variety of lifestyle mini-apps. Discover discounts and make QR code payments through its open market.

Highlights
  • Simple, secure, and fast transactions
  • Flexible loan terms
  • Dark mode
  • Daily lifestyle mini-apps
  • Open market access
  • QR code payments
  • Discount coupons
Features
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Шинэчлэгдсэн Монпэй апликейшныг танилцуулж байна. - Энгийн, найдвартай, хурдан - Зээлийн уян хатан шинэ нөхцөл - Dark mode - Өдөр тутмын хэрэгцээнд нийцсэн төрөл бүрийн мини апп - Монпэй маркет – Хүн бүрд нээлттэй - Төрөл бүрийн QR код уншуулан худалдан авалт хийх - Хамтрагч байгууллагын олон төрлийн хямдралтай купонууд We are proudly introducing a new version of MonPay application. - Simple, Secure, Fast - Зээлийн уян хатан шинэ нөхцөл - Dark mode - Daily lifestyle miniapps - MonPay market – Open for everyone - QR payment - Various types of discounted coupons

About

SocialPay

This app simplifies daily life by offering various services in one place. It enables fast and easy money transfers via phone number with no fees. Advanced technology allows voice-to-text transactions, and users can customize the app's appearance. It supports interbank transfers, digital wallet payments, and international transactions.

Highlights
  • Money transfer by phone number
  • Voice-to-text transaction technology
  • Customizable app themes
  • Interbank transfers
  • Digital wallet for payments
  • Virtual debit/credit cards
  • International payments via UnionPay QR/Barcode
Features
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Таны амьдралын хэв маягийг маш хялбар болгох бүх төрлийн үйлчилгээг нэг дороос авах боломжтой. • Хаанаас ч, Хурдан, Хялбар: Утасны дугаараар мөнгө шилжүүлэх/нэхэмжлэх боломжтой. (шимтгэл 0 төгрөг) • Дэвшилтэт технологи Чимэгэ API: Яриаг бичвэр болгон хөрвүүлэгч Чимэгэ технологийг ашиглан SocialPay аппликейшнаар гүйлгээ хийх боломжтой. Бат руу 5000 төгрөг шилжүүлье. • Customized theme /Өөрт тохирох өнгөө сонго/: 8 ширхэг ялгаатай өнгө төрхөөс таалагдсанаа сонгоод аппликейшнаа өөрт тохирохоор загварчлан ашиглах боломжтой. • Банк хоорондын гүйлгээ: Бусад бүх банкны данс руу гүйлгээ хийх боломжтой. • Дэлгүүр хэсэхдээ Дижитал хэтэвчтэйгээ: Олон улсад болон Монголдоо худалдаа, үйлчилгээний байгууллагууд дээр SocialPay-ээрээ төлбөр тооцоо хийгээрэй. (SocialPay-д бүх банкны картаа холбох боломжтой) • Онлайн худалдаа, Виртуал карт: Бүх төрлийн онлайн худалдаа хийх, олон улсын эрхтэй Мастер, ЮнионПэй, Виза виртуал дебит карт болон Амекс кредит карт нээх боломжтой. • Олон улсад төлбөр тооцоо хийх: ЮнионПэй картын QR/Barcode ашиглан дэлхийн 50 гаруй улс орнуудад SocialPay хэтэвчээ уншуулан төлбөр тооцоо хийх боломжтой. • Лояалти хөтөлбөр: Голомт банкны лояалти системтийг SocialPay аппликейшны үндсэн үйлчилгээ болгон оруулж ирсэн. • Бусад нэмэлт үйлчилгээ – Гуравдагч талын мини апп-ууд • Англи, Монгол хэлний сонголт

Screenshots

monpay4 screens
SocialPay4 screens

Verdict

The call

The clearest difference is update cadence: monpay at every 10 days against SocialPay's every 3 weeks. On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.6 for monpay against 3.7 for SocialPay. Both are backed by a comparable volume of ratings — 106 and 77 respectively. Written reviews are what separate them: 24% of monpay's written reviews are positive against 21% of SocialPay's.

UpkeepUpdate frequency

monpay ships an update every 10 days, SocialPay every 3 weeks. The most recent releases landed on September 22, 2026 and September 1, 2026 respectively.

Scorecard1 real difference · 9 level
monpay versus SocialPay: the parameters behind the verdict, then further details
ParametermonpaySocialPay
PriceFreeFree
Rating3.6 (106 ratings)3.7 (77 ratings) — better
Positive reviews24.0% of reviews — better21.4% of reviews
Number of ratings106 — better77
Update frequencyEvery 10 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better13.4
Further details — not scored
Size142 MB82 MB
Age rating9+4+
DeveloperMobicom Corporation LLCGolomt Bank

Customer experience

monpay

All ratings106 ratings
Positive62.3%
Neutral6.6%
Negative31.1%
Written reviews25 reviews
Positive24.0%
Neutral8.0%
Negative68.0%

SocialPay

All ratings77 ratings
Positive63.6%
Neutral5.2%
Negative31.2%
Written reviews28 reviews
Positive21.4%
Neutral10.7%
Negative67.9%

In-app purchases

None

monpay

No in-app purchases

None

SocialPay

No in-app purchases

Questions

Is monpay free?
monpay is free to download, with no in-app purchases.
Is SocialPay free?
SocialPay is free to download, with no in-app purchases.
Which has better reviews, monpay or SocialPay?
SocialPay is rated higher. monpay averages 3.6 out of 5 from 106 ratings, while SocialPay averages 3.7 from 77 ratings.
Do monpay or SocialPay have ads?
Neither monpay nor SocialPay shows ads.
Which is updated more often, monpay or SocialPay?
monpay ships an update every 10 days, and SocialPay every 3 weeks. Most recently, monpay was updated on September 22, 2026 and SocialPay on September 1, 2026.

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