monpay vs Golomt Digital Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
monpay
This finance app offers a simple, secure, and fast way to manage your daily transactions. It features flexible loan terms, a dark mode option, and a variety of lifestyle mini-apps. Discover discounts and make QR code payments through its open market.
- Simple, secure, and fast transactions
- Flexible loan terms
- Dark mode
- Daily lifestyle mini-apps
- Open market access
- QR code payments
- Discount coupons
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Шинэчлэгдсэн Монпэй апликейшныг танилцуулж байна. - Энгийн, найдвартай, хурдан - Зээлийн уян хатан шинэ нөхцөл - Dark mode - Өдөр тутмын хэрэгцээнд нийцсэн төрөл бүрийн мини апп - Монпэй маркет – Хүн бүрд нээлттэй - Төрөл бүрийн QR код уншуулан худалдан авалт хийх - Хамтрагч байгууллагын олон төрлийн хямдралтай купонууд We are proudly introducing a new version of MonPay application. - Simple, Secure, Fast - Зээлийн уян хатан шинэ нөхцөл - Dark mode - Daily lifestyle miniapps - MonPay market – Open for everyone - QR payment - Various types of discounted coupons
Golomt Digital Banking
Manage your bank accounts, make various transactions, and pay bills conveniently. Apply for loans, cards, and manage your finances with smart tools. Access banking services in English or Mongolian with enhanced security features.
- Account balance and statement viewing
- All types of transactions
- Bill payments
- Loan applications and management
- Card applications and management
- Personal Finance Management
- Multi-language support
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Банкны үйлчилгээнүүд: - Үлдэгдэл, хуулга харах - Бүх төрлийн гүйлгээ хийх - Гар утас, интернэт, кабель, СӨХ, зэрэг хэрэглээний төлбөр төлөх - Нэгж, дата худалдаж авах - Торгууль төлөх - Харилцах данс нээх болон хаах - Хадгаламж нээх, сунгах болон хаах - Хадгаламж барьцаалсан зээл авах - Дижитал зээл авах - Тэтгэврийн зээл авах - ПОС барьцаалсан зээл авах - Зээл төлөх, зээл хаах - Дебит карт захиалах - Кредит карт захиалах - Дансны дэвтэр - Захиалгат шилжүүлэг - Карт блоклох, блок гаргах - Картын пин код авах - Кредит картын төлбөр төлөх - Нэвтрэх нэр, нууц үг солих - Холбогдох мэдээлэл шинэчлэх - Дансны эрх тохиргоо - Миний санхүү – таны санхүүг таны өмнөөс хөтлөх автомат хөтөч цэс - Товч холбоос – таны тухайн өдөр хийх магадлалтай гүйлгээ болон төлбөр - Тусламж – Смарт банкыг ашиглахад туслах бүх хэрэгсэл агуулсан цэс Нэмэлт боломжууд: - Хэл солих – англи, монгол хэл дээр апп-г ашиглах - Dark mode – апп-н үндсэн өнгийг хар болгож цэнэг хэмнэх - TouchID, FaceID – хуруу болон царайгаар апп руу нэвтрэх - Swipe – дансыг хоёр тийш татаад дансны хуулга эсвэл гүйлгээ хийх - АТМ, Салбарын байршил харах - Ханшийн самбар - Хадгаламж, зээлийн тооцоолуур Banking services: - View balance and statement - All types of transactions - Bill payment for mobile, internet, cable, HOA - Mobile unit and date top-up - Penalty payment (traffic ticket) - Open and close current account - Open, renew and close savings account - Get savings backed loan - Digital loan - Pension loan - POS backed loan - Loan payment, closure - Debit card application - Credit card application - Account book - Standing instruction - Card block, unblock - Card pin code - Credit card payment - Change log-in name, password - Update contact information - Account permission settings - Personal Finance Management – automatically manages your finances for you - Shortcut – suggested transactions or payments - Help – All types of helpful tools for Smart Bank application usage Additional features: - Change language – use app in English or Mongolian - Dark mode – change the main color of the app into dark mode - TouchID, FaceID – use fingerprint ID and face ID to login - Swipe – swipe the accounts left or right for quick statement or transaction - ATM, Branch Location - Exchange rate - Savings and loan Calculator
Screenshots
Verdict
The clearest difference is rating: monpay at 3.6 against Golomt Digital Banking's 3.0. monpay also leads on update cadence (every 9 days vs monthly) and review sentiment (24% vs 14%). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
monpay holds the better App Store score, 3.6 against 3.0. Both are backed by a comparable volume of ratings — 109 and 41 respectively. Written reviews point the same way: 24% of monpay's written reviews are positive against 14% of Golomt Digital Banking's.
monpay ships an update every 9 days, Golomt Digital Banking monthly. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.
| Parameter | monpay | Golomt Digital Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (109 ratings) — better | 3.0 (41 ratings) |
| Positive reviews | 24.0% of reviews — better | 13.6% of reviews |
| Number of ratings | 109 — better | 41 |
| Update frequency | Every 9 days — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 13.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 142 MB | 71 MB |
| Age rating | 9+ | 4+ |
| Developer | Mobicom Corporation LLC | Golomt Bank |
Customer experience
monpay
Golomt Digital Banking
In-app purchases
monpay
No in-app purchases
Golomt Digital Banking
No in-app purchases
