WalletApp vs Finance Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
WalletApp
Securely store and access your credit and debit card information on your iPhone, iPad, and Apple Watch. Encrypt your data locally and sync across devices with end-to-end encryption. Customize card appearance and receive expiration alerts.
- Store credit and debit cards
- Secure encrypted storage
- iCloud sync with end-to-end encryption
- Face ID/Touch ID access
- Customizable card styles
- Scan physical cards
- Expiration notifications
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Keep your credit and debit cards in WalletApp. Access your card data anytime, anywhere — on iPhone, iPad, and Apple Watch. All your data is encrypted and stored securely on your device. Sync across devices with iCloud — your card data stays encrypted end-to-end and never leaves the Apple ecosystem. Use Face ID or Touch ID for easy and secure access. Create your unique card style: change colors, add gradient accents, set a background image. Give each card a nickname for quick identification. Scan physical cards with your camera to add them instantly. Payment system and bank are detected automatically from the card number. View, copy, or share card data with one touch. Add widgets to your home screen. Open your wallet or favorite card straight from Control Center. Get notified before your cards expire.
Finance Tracker
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Finance Tracker gives you one clear picture of your money — what you own, what you owe, and where it's going. No bank logins required. You stay in control by entering your own balances, so your banking credentials are never shared with anyone. TRACK EVERYTHING IN ONE PLACE • Bank accounts, credit cards, lines of credit, investments and loans • Real-time net worth with assets vs debts • Quick Update to refresh all your balances in seconds • Balance history charts for every account BILLS THAT NEVER SURPRISE YOU • Track recurring bills and income • Reminders before bills are due • Monthly calendar of what's coming in and going out UNDERSTAND YOUR MONEY • Income vs expenses and cash-flow breakdowns • Net worth trend over time • Savings rate and debt-to-income analysis • Asset allocation across your accounts • Spending by category PLAN AHEAD • Budget planner • Savings goals and financial goals • Emergency fund calculator • Debt payoff planner (avalanche or snowball) showing when each debt clears • Loan calculator with a full amortization schedule REPORTS YOU CAN KEEP • Download net worth, monthly, annual and portfolio reports as PDF • Export your data to CSV BUILT FOR PRIVACY • Face ID / Touch ID app lock • Two-factor authentication • Delete your account and data at any time • Multi-currency and country support WORKS EVERYWHERE Your data syncs with the free web app at freefinancetracker.com, so you can manage things on your phone, iPad or computer. Free to use. No ads.
Screenshots
Verdict
The clearest difference is price: Finance Tracker at Free against WalletApp's $2.99. Finance Tracker also leads on iOS requirement (13.0 vs 17.0). WalletApp's advantage is chart position (#125 vs unranked). On ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Finance Tracker is free to download; WalletApp costs $2.99 up front. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | WalletApp | Finance Tracker |
|---|---|---|
| Price | $2.99 | Free — better |
| Rating | 4.3 (413 ratings) — better | — |
| Positive reviews | 40.7% of reviews | — |
| Number of ratings | 413 — better | — |
| Update frequency | Weekly | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Best chart rank | #125 — better | — |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Requires iOS | 17.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 19 MB | 24 MB |
| Age rating | 4+ | 4+ |
| Developer | Gaivoronski Andrei Vyacheslavovich, IP | NEERAJ SHARMA |
Bugs and requests
WalletApp
Reported bugs
14 issues- No ability to scan a card or take a photo
- Unable to upload Apple Card
- Photo option doesn't exist
- Developer website inaccessible
- App icon needs changing
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- Cannot scan NFC card
- Payment not working
- App doesn't open, blank page
- Doesn't work on iPad Mini
- Adding photos is inconvenient
- Doesn't work with Apple Card
- PIN field limited to 4 digits
- Compact display mode disappeared after update
- Cannot sync across devices
Requested features
17 requests- Ability to scan card or take photo
- Option to upload Apple Card
- Ability to modify font size
- Spanish language option
- Include sort code and account number
Show 12 moreShow fewer
- Scanner for credit card info
- Add Apple Pay functionality
- Add discount card storage
- PIN field for 5 digits
- Compact display mode
- Sync across devices (iCloud/Dropbox)
- List view for cards
- Ability to change card view
- Copy owner name
- Add freeform info field on card image
- Notifications for card expiration
- Add Apple Watch functionality for discount cards
Finance Tracker
Not enough reviews yet to summarise bugs or requests.
In-app purchases
WalletApp
No in-app purchases
Finance Tracker
No in-app purchases
Questions
Is WalletApp free?
Is Finance Tracker free?
Do WalletApp or Finance Tracker have ads?
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